That's what the Insurance (and Banking) executives are saying.

What is a free market price? The price the market is willing to pay, right?

So if everyone continues to pay stupidly high prices for insurance, irrationally so - do we blame the free market (opportunists) or ourselves for buying the snake oil?

I will never understand how hardworking people just hand over their hourly wages for so much junk (including crap insurance policies) without any thought. Walmart's entire business model is based on this assumption of human behavior.

These days I'm trying to take a hard look in the mirror. To look to my own pocketbook for the choices we've been expecting politicians to make - every dollar I spend is taking sides, it's time I tried finding out which side I'm paying for.

Health Insurance Company Raises Premiums On Its Own Employees

If the only thing Congress can get done is congratulate each other for doing nothing, why doesn't Obama threaten (and follow through) with a federal furlough?

I'm thinking healthcare would get passed in a hurry if he stopped all Medicare payments, and premium payments for federal employees.

I can see banking regulation transform into a thing of beauty if he ended all federal contract spending until it was done. A free market product full of accountable contracts would rise like a phoenix by sunset.

He should be voting his pocket book, the US Treasury.

If we hadn't bailed out airlines over and over and over again they probably would have come up with a service that was safe and at a price people are willing to pay. Not the stupid TSA that probably eats up more productivity in this country than any farm animal flu could.