Not 'seem', but rather 'does'. Is. Much more affirmative, please. There is a real risk that some of those people who really know how to come up with the cost of your CAT scan before you go get it might be run off the road.

Meanwhile, they hired lots of people to do things people do in office buildings. And hired people to clean their pool. And hired people to defend themselves against claims. And hired people to influence your elected officials.

So where are they going to get that cash if they can't jack up your insurance premiums 20% every year?

They don't support innovation, by the way. That happens elsewhere in our economy.