The following is the text of Blanche Lincoln's online chat with her constituents on Sunday afternoon.
After you read it, you may be moved to help BlueAmerica encourage the good Senator from Arkansas, and others like her, to support real health care reform. Maybe we can remind her that the path she, Mark Pryor and Mike Ross are pursuing is pretty much responsible for Arkansas being ranked 48th among the states in health care.
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Moderator: Hello and welcome to Senator Lincoln's Health Care chat. The Senator is looking through the initial submissions now and she'll post the first question and answer shortly.
In the meantime, you can use the chat box at the bottom of screen to submit your own question. Please be sure to include your first name and your city so we can identify you.
Thanks for being a part of this. We'll be underway shortly!
5:03
Moderator: First question was submitted in advance by email from Larry:
Given the very dismal records of the government in managing social security, medicare, medicaid, welfare, and just about every other government-run program, please explain to me why any of us should believe that the government is going to be any more effective at running health care?
5:06
Sen. Blanche Lincoln:
Larry, I understand there are many areas where government must perform better. However, at least three of the programs you mentioned, Social Security, Medicare and Medicaid are the most successful social programs in the world.
Without Social Security, millions of elderly Americans would have lacked the basic necessities in their later years. It covers virtually everyone and is fully portable from one job to another. And, it's remarkably efficient. Less than one percent of annual income is used for administration.
We need to build on the success of Social Security, Medicare and Medicaid to ensure the fiscal solvency of these programs for generations.
5:09
Moderator: Next question was submitted by Blake over email in advance.
As a doc in the Delta area, hi unemployment, few industries, I am so tired of seeing patients who wait til the last minute to come for what turns out to be either a TERMINAL diagnosis, or ADVANCED disease diagnosis, with subsequent shortened life span. WE MUST HAVE reforms! Insurance for all so NO ONE is afraid they CAN'T afford to come to the doctor or get expensive tests or Xrays, or can't afford the drive to the specialists that in our case our greater than 1 hour away! The "Medicare" for all seems good, but the insurance industry also must change.
5:11
Sen. Blanche Lincoln:
You make a strong case for why we can't afford to do nothing about health care. Health care delivery in much of our rural state is challenging and expensive.
Consumer health care costs in Arkansas are rising five to six times faster than wages. I am supporting reforms that force the insurance industry to accept customers with pre-existing conditions and prevent those companies from dropping you when you get sick.
5:11
Sen. Blanche Lincoln:
I want medical decisions back in the hands of patients and doctors, not government bureaucrats and now insurance bureaucrats that routinely deny coverage for pre-existing conditions.
5:16
[Comment From Ray and Judy ]
We are terribly disappointed that you have caved in to the insurance industry and failed to support the public option for health care. It may very well affect our vote for you in the next election.
5:27
Sen. Blanche Lincoln:
Sorry for the delay. We had a little technical difficulty. This is the first time we've tried something like this.
Unfortunately the insurance companies opposed the bill I supported in the Finance Committee. There are many ways to provide greater options and choices to indivudals, including non-profits, a state plan, and a co-op plan.
5:28
[Comment From Nathan - Rogers ]
As long as hospitals and insurance company executive are paid based on the profits their comapnies make, how can we expect the focus to be on the patient without a public option?
5:29
Sen. Blanche Lincoln:
We're changing that by changing the rules for insurance.
They can no longer deny you based on pre-existing conditions. They can no longer drop you when you become ill. They can no longer charge you more based on your gender.
And thanks to my amendment in the Finance Committee, taxpayers will no longer subsidize enormous excutive compensation.
5:31
[Comment From David Loenneke ]
Senator, I know your schedule is terribly busy, but would you commit to holding several meetings in person around the state to discuss health care reform? It is obviously a topic of great importance to the American people.
5:34
Sen. Blanche Lincoln:
You are exactly right. It is critically important to the American people and our economy.
I have had legislation in Congress every year since 2004 to reform small business health care access. I held public hearings in April and again in early September around the state and through avenues like this online chat and our website.
I will continue to reach out to hear your concerns. I know how importan this is to all Arkansans.
5:35
[Comment From Jesse Barr, Winslow, AR ]
Changing the rules will not work! The insurance companies will stall and obfuscate and pay any fines as a cost of doing business! Competition is the ONLY way to make the insurance corporations change their behavior!
5:37
Sen. Blanche Lincoln:
I share your views. Providing competition and choice is the best way to make insurance companies change their behavior and be more competitive. It is also the best way to provide more affordable choices for people. Changing the rules is the first step towards forcing the competition.
5:39
[Comment From Shannon, Little Rock ]
Did the bill you supported in the Finance Committee have a public option?
5:40
Sen. Blanche Lincoln:
It had a co-op plan that was run by its members, was completely solvent, met all of the rating and minimum standard rules, and any profits made had to go back into the co-op to be applied toward bringing down costs of premiums.
5:41
[Comment From Matt - Springdale ]
How can a private business compete with the gov't on an even playing field? The gov't doesn't have to make a profit. The feds can keep racking up more debt while they put regular insurance companies out of business.
5:42
Sen. Blanche Lincoln:
You make a good point. So far the public options offered have put government in the role of either subsidizing plans or running them. And please note that the finance committee bill was deficit neutral.
5:44
[Comment From hershey from fayetteville ]
senator, please get this right - don't give our seat to the republicans
5:45
Sen. Blanche Lincoln:
My first concern is about how health insurance reform will affect the people of Arkansas. I know that I will be accountable at the next election, but this issue is not about politics. It's about people, it's about our country, and it's about our state.
5:47
[Comment From Judith and Les, Randolph ]
Under current rates....too many Arkansans will be left without insurance forever. There are too many low level minimum wage earners....where do they fit in without a Public Option?
5:49
Sen. Blanche Lincoln:
In the bill I supported last week, we worked hard to provide meaningful subsidies for low income families, to create exchange pools similar to federal employees like myself where small business and the self-employed can choose from multiple options just as I do.
We also provided meaningful tax credits for small business to help with their employees.
5:51
[Comment From Barbara, Heber Springs ]
Is there some way small companies can 'piggy back' on to large corportations insurance policies, or be 'adopted' by them. If a large corp. had 1,000 employees covered, could the small company 'join' it and make it a corporation with best prices that now has 1025 people?
5:52
Sen. Blanche Lincoln:
Under our bill there is no need to because we create an exchange pool that allows small businesses to combine themselves to have the same negotiating power that major corporations do.
5:54
[Comment From Kevin ]
Judith response ...put them on Medicaid -- most probably qualify, but the admin forms, and eligibility is horribly confusing!!!
5:56
Sen. Blanche Lincoln: Kevin is right. We have 500,000 Arkansans who are uninsured, approx 77,000 are children and 2/3rds of them are eligible for ARKids First.
A large portion of the uninsured in Arkansas are eligible for Medicade.
I advocate automatic enrollment and allowing them to opt-out if they choose to go to the exchange. It's crazy to try to create new programs for individuals who already fit into programs that work.
5:58
[Comment From "Doc" - Fayetteville ]
It seems to me that you are more inclined to keep insurance companies in the health care business than you are to see people provided health care... Please comment. Do insurance companies NEED to sell health care policies to survive?
5:59
Sen. Blanche Lincoln: We already have an employer based, private health care system. We are trying to make it more affordable for everyone. We can't just throw it all out and start over, but we can make it more efficient and more affordable for everyone.
6:05
[Comment From Stan Wilson ]
Again why are you opposed to a public option or everyone having the same health care options that you have?
6:05
Sen. Blanche Lincoln: That is exactly what I am for.
I am for expanding health care options for everyone just like the options that I and 8 million other federal employees have. Today the state of Arkansas has one or two options for customers. My goal is to expand that to dozens of choices.
6:06
Sen. Blanche Lincoln:
That's all the time we have for today. Thanks so much to everyone who participated. I'm so grateful to know that so many Arkansans are engaging in this critical national debate.
Talk to you all again real soon.
6:07
Moderator: We received hundreds of comments from folks across Arkansas, and the Senator couldn't answer each of you directly. We'll be doing events like this again in the near future. We'll be sure to let you know.
Thanks again.