I have a few simple, easy to understand, easy to implement ways to really help the American people. The "American people" seems to be one of the most common refrains our politicians say these days.  I think the only American people they give a shit about are themselves.  Here's my bailout plan:

1.  Adopt National Usury laws.  The scum sucking credit card banks are equally at fault with the mortgage banks in the overall downward spiral of the economy. A mortgage that is fixed stays fixed. Even when you miss a payment due to circumstances of everyday life in this world.  A credit card interest rate should have a max limit of 3X prime. period.  These fuckers are part of the people getting bailed out and they use the government funding to float their commercial paper.  Government funding is our money. They borrow from the fed at 3% and let us use the money at 29%.  They should be hung in the public square. The abuses of this industry are rampant. They lobbied congress hard against the interests of the American people for years and they finally got what they wanted from a Republican congress and President.

2.  Return to the days when you could deduct credit card interest on your taxes and make it retroactive to 2007 tax year. This will stimulate the economy by putting more money in our pockets.  That is the least they could do since they basically took away the right to a bankruptcy.

3.  Remove the 10% penalty on early withdrawals from retirement accounts. If we need it, we need it.  It is our money. We shouldn't have to pay additional taxes. This will stimulate the economy.

If anyone would like to add to this list please do so. And then send it to your friends.