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Where The Healthcare Debate Went Wrong


I think the mistake happened early.  I understand why it happened.  But it was a mistake.  We need to back up.  We started this debate about the millions of uninsured.  How do we get the uninsured covered.  This was an error.

The problem isn't the uninsured.  The problem is that the insured are paying too much and getting too little in return.  We should be offering public healthcare that's cheaper and more generous than what insurance companies provide.  The message always should have been, and this is an honest message that for profit health insurance is a giant rip-off.

Here's how I see it: If we get health reform that gave insurance to every uninsured American but leaves the rest of us with exactly the same coverage we have now, we'll have failed.  I want, at least a public option.  If it's not as good as what I get now, I won't take it.  If it's better, I will.  But we are really far from that at this point.  It looks as if healthcare reform will leave the majority of us right where we started.

I know this sounds a bit ungracious -- covering the uninsured would be a definite accomplishment but it's nowhere near enough.  Everybody in America needs a better deal, not just those who have been left out.

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Actually, what we need is healthcare. Health insurance is not anything we need. Artificially paying money for an unhelpful and anti-health profit driven bureaucracy isn't healthcare. It's legalized graft. Making money off the sick? That is just.... sick.

People aren't cars, we don't need no stinking insurance, we just need health care. For all.

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Excellent points. We need to treat people and chickens humanely, not like cars. Though I do eat chickens.... sorry!

One other thing... I think it's funny that people like Ron Wyden consistently say that the problem is that people don't pay the price for their own healthcare decisions. As if those insurance premiums paid every 2 weeks whether you need medical help or not, aren't a "price."

In this debate it's perversely as if the insurance companies are bearing some sort of unfair burden when the truth is, they're imposing one.

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Frankly Destor, I had a pet rooster when I was a kid. His name was Poppycock. I found him wandering around one day, and after inquiring at the last two farms in Canoga Park if they'd er, mislaid him, just kept him.

I used to take him for walks and once visited a friend that was having supper. Fried chicken. She held a piece of it up to him, and he ate it.

After that, I went back to Mr. MacDonalds farm (no kidding, it was MacDonalds farm) and begged him to take Poppycock. He obliged.

The point is.... even chickens eat chicken.

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And here I used to get freaked out about NYC pigeons eating chicken bones on the sidewalk... BWAK!

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Hey . . .

I was a hatched and raised on ranch property at Roscoe and Kester in Van Nuys.

Chickens will eat most anything.

Even raw rhubarb.

~OGD~

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I was on the corner of Limerick and Bryant Streets, we moved to Northridge for a while then up north to Palo Alto.

I sure miss California.

=D

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As usual, Bwak, you are right on the money. Health Care, not Health Insurance. Indeed!

Managed Health Care, even. At present, Madison has THREE Open Heart Departments; THREE Neonatal Care Regional facilities; THREE complete CAT Scan Departments; etc., for reason that it has three different hospitals competing with each other. There is no reason for more than one of these VERY expensive programs per region, and the inefficiency created by having so many is enormous.

I guess I remain cynical about this Health Care Reform initiative. I suspected this was kabuki theater about the time the Insurance Execs met with Obama and then released the statement that they had "promised" to cut $1 Trillion in expenses over the next ten years. How insulting! Tell you what, Mr. Insurance Exec, I will personally meet your $1 Trillion promise and raise you double if you will simply get out of the way of some real reforms here.

This effort was compromised from the beginning when Insurance Companies were granted so much authority in designing the "fix" here and single payer advocates were sidelined and ignored. Real health care reform will occur when SOMEONE in charge gets the cajones to finally admit out loud that our system of health "insurance" is incredibly broken, and then do all we can to keep these insurance company parasites as far away from the health CARE discussions as possible.

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Yes. It is a broken system, beyond repair. Time to switch it for a system that works for the majority of the world.

Happy Father's Day, BTW.

=D

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Yes.

I would leave it at that but it would seem trite.

IT IS THE HEALTH CARE SYSTEM. Jughead on mornin joke would like to tell us we have a glass 80% full.
And nobody is more full of it than jughead.

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I've been on board with the cost argument for single payer from the beginning. We wouldn't even be having the discussion were it not for the inflated costs of US healthcare. The insurer's propensity to deny coverage, and exclude those at risk from their own particular insurance pools is only icing on the cake for justifying radical change to our healthcare 'system'. Economists have known since the early nineties, that if our all ready highest in the world healthcare costs continue to increase at the highest rate in the world, our national competitiveness in the world market is at risk. The argument for universal healthcare is partly ancillary to the debate, although the argument is that by pooling all the members of society, high as well as low risk together, universal coverage can be accomplished at little or no extra cost. The bottom line is that we're f@#ked if we fail to rein in our healthcare costs, and a single payer system provides the easiest and most effective way to address market anomalies in costs.

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Excellent post, excellent comments. Thanks, Destor.

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I hate it when things are TOO excellent. So let me add a crappy comment and let's see how well Dastardly Destor deals with that, eh?

ROWDY RODDY COULD KICK RIC'S ASS! LIKE ROAST POTATOES! RO-ASS-T POT-A-TOES!

Ha! Now he'll never be able to get that off his most excellent blog! ;-)

That said Destor, agreed completely. I thought it was a fundamental rule of politics that you can't sell the middle-class on big new social programs based on benefits to the working class and the poor? i.e. You sell them social programs based on what it will provide to them. Cheaper. More generous. Guaranteed to be there. Good for their business. Good for their kids. etc.

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Whoooo! All you have to do is give the people what they want. Rowdy Roddy Piper is great for a 16 year old. But when you grow up, when you're 21, you need to be able to go the distance and... whoooo! a public healthcare option can go 60 minutes, not 15! So sign up, baby. Single payer, one plan. Be a jet flyin' limo ridin' kiss stealin' healthcare dealin sonofagun! Whooooooo!

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Let me expand with a stoooooopid anecdote.

OK, we have an old toaster at work. The man hours spent in trying to revive it are considerable, likely $100 at least over the last two years.

A new toaster would cost $20, and not burn the outside of our bagels while the inside stayed uncooked and raw.

Why have we put up with this?

Why indeed, are we putting up with the lousy health insurance racket?


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The problem is also the uninsured for both humanitarian and practical reasons.

You can make the argument on costs if you like but I also believe that there can be no future for progressives (see Bill Mahar's piece from last night on You Tube) if we can't argue that we live in the 21st century. All first world countries save us and most others above subsistence level take universal healthcare as a given for a civilized 21st century nation. I don't know why any Democrat needs to apologize for arguing that.

I'm fed up with being a nation in decline.

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Bill Maher was superb. For a woman hater.

;D

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I do think Bill may have issues.

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Agreed, totally.

I just want to emphasize though that we have two tragedies. One is lack of access. The other is access that sucks. Really, we have to work on both. Just seems like we're only working on the lack of access issue.

I really agree though, that I'm tired of living in a declining country. There's no excuse for it and I think that we have to start agreeing that for all the f'ing work we do, we expect an advancing standard of living year by year.

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The last time I watched news coverage of people being pulled out of their houses after a tornado (to be taken to the hospital) my first thought was: How in he world are they going to find their insurance card?

OK, I realize that is way out there, but I did think it; I also wonder where people like Karl Rove get insurance these days. And how about Scooter Libby's big family? Are all of the latter ones, just "taken care of" by think tanks or something? And how about the former? Do they just start getting hospital bills as soon as they build themselves a new house?

There is so much wrong with this system, and I agree wholeheartedly -- we don't need better insurance, we need actual healthcare; it should be universal, single-payer, and comprehensive. I also think it should not be completely covered by taxes; if everyone paid the same premium (with the government subsidizing those who can't) it would work. It would work because it works in other countries -- ours is the only one it DOESN'T work in at the moment!

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There's no reason to shy away from progressive taxation either. Why should Bill Gates pay the same premium as a family with a median household income? The middle class can't both pay their own way and pick up the tab for the poor. We need to start getting some from those at the top.

Let's liberate ourselves from right-wing brain-washing. We can tax the wealthy. Really. There's nothing against in the 10 commandments.

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Oh, I am all for taxing the wealthy. I think there should be no cap at all on the Social Security payroll tax, for example. You have a point, and if I were the health czar I would probably come to that same conclusion; when I say that premiums should be the same, I was really referring to not increasing premiums for negative health reasons.

The republicans are trying to scare everyone into believing that it would be a completely free program to the entire country, with all funding coming from taxes (they love to use that dirty word!). My point was only that every plan I've heard of would still have people paying premiums; they just wouldn't be adjusted upwards as a punishment for every diagnosis.

But yeah, I agree; health care premiums should be progressively structured.

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Rec'ing this one too, Natcha Boy.

BUT...I think the debate can get back on track. I'm working on a letter now basically imploring the President to take the same personal ownership stake in this debate that he did in the stimulus debate.

All of the posters on this thread make good points, I believe. But the only way a strong public option is going to happen is if Obama starts throwing around some of those ethereal "political capital" chips he's been stacking.

Mr. President, you do NOT leave important legislation like this in the hands of Congress. That is the one sure way to end up with health care UNreformed. Screw the fear of a "unitary executive", Mr. President, and take over this effort NOW.

The Blue Dogs and New Dems will come along - but not for Pelosi, Clyburn, Waxman or Markey. Not for Reid, Kennedy or Dodd. Only for you, Mr. President, will they get off their fences. Give 'em a push.

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Excellent point! I hope you also tell him to just forget about the republicans altogether - they will never give him any kind of victory in this. Anything that the republicans will sign would have to be fatally flawed or they wouldn't sign it.

Obama has to put himself on the line for this one. He needs to get out and distill this issue into a format that even the republican voting base (ie, those who get suckered into voting for fetuses and guns while they shoot themselves in the feet). He can do it. He just needs to do it. Hope he reads your letter!

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Despite all the GOP rhetoric about the Dem control of Congress, two of the most uninspired individuals lead the House and the Senate. It's crippling what could have been.

Imagine the differences if we had Sam Rayburn and Lyndon Johnson leading the House and Senate now!

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"How do we get the uninsured covered. This was an error."

That has been one component. I don't see the facts as judging it as an error, but clearly if the focus was strictly that it would have been too narrow. But single-payer hasn't focused on the uninsured that I've seen. They focus on the excess admin/finance costs of the current system.


"The problem isn't the uninsured. The problem is that the insured are paying too much and getting too little in return. "

The uninsured are also paying a lot. But I've read that something 90% of Americans are happy enough with their coverage (2005?), so I have to wonder who you're talking about, outliers?

As others have noted as well, the health reform business has several facets:

need for care
access to care
payment for care
cost containment (rationing scarce resource)
routine care vs. catastrophe care

and, transition costs


Any discussion which ignores any of those is "in error".


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Well there are polls and there are polls:

http://www.nytimes.com/2009/06/21/health/policy/21poll.html?_r=2&hp

"The national telephone survey, which was conducted from June 12 to 16, found that 72 percent of those questioned supported a government-administered insurance plan — something like Medicare for those under 65 — that would compete for customers with private insurers. Twenty percent said they were opposed."

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I hope people read this link Bluebell, and that people post up about it. Seems to me it's an absolute KNOCK-OUT for out side:

72%-20% want a PUBLIC option
57%-37% would pay higher taxes!
65%-26% priorize covering the uninsured vs. cost control!
59%-26% govt better than private at keeping costs down!

I mean, that is an absolutely SMOKING HOT set of poll results.

Come on people! Fire up them posts!

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So what? People could be overwhelmingly satisfied with their plans but still favor a public option etc.

Your comment is not responsive to the points in my comment.

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eds, you're right, most people who have coverage are satisfied because, heck, they have it. And, any time a poll is taken, it's likely that most of the sample group will not have MAJOR medical issues to deal with. If you're a busy person with health insurance and nothing more than an annual physical to worry about, you're probably fine. It's only when truly outlier events like a serious disease or unemployment happen that you'd realize you'd been paying premiums for years and have gotten screwed. But what are the chances that, when you're in a chance circumstance that reveals how bad your coverage is, that a pollster will call?

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No, you're assuming that the vast majority of people are getting screwed when they need coverage.

I'm saying that that "denial of coverage" exceptions are by contrast relatively rare and often actually justified by the nature of the situation (the plain print contract and the circumstances).

I don't get why apparently intelligent people put up such bad arguments in favor of things they apparently want and believe to be justified.

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> How do we get the uninsured covered.

Who cares?

> The problem is that the insured are paying too much and getting too little in return. We should be offering public healthcare that's cheaper and more generous than what insurance companies provide.

False. That would just make the wealthy pay for the poor to have insurance coverage, denying the wealthy of their life and property.


> Here's how I see it: If we get health reform that gave insurance to every uninsured American but leaves the rest of us with exactly the same coverage we have now, we'll have failed.

You're exactly right, but for the wrong reason. If we get health reform that gives insurance to every uninsured American, we have failed.

> It looks as if healthcare reform will leave the majority of us right where we started.

Aww, no freebies for you!

> Everybody in America needs a better deal, not just those who have been left out.

No, everyone *wants* a better deal. I don't need a better deal, I'm doing just fine.

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Glad you're doing fine. I don't want a better deal, I want a fair deal. Very funny to me that Republicans, who supposedly favor free markets, are so critical of people like me -- market participants who want to get good services for a fair price. Sorry, my little "invisible hand" user -- you can't get a functioning market without folks like me playing the discerning customer role. Markets aren't just about sellers. Buyers count too. That's why we need a public healthcare option... so we can create a big ole buyer. If you're a true free marketeer, you'll support that.

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Can you prove that the market is generally not relatively free?

There are allegations about monopolies but they don't yet hold water. And a monopoly here or there in one or two states isn't a national monopoly, so you'll have to do better than to cite some scare story or "worst case" awfulness.

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> Glad you're doing fine. I don't want a better deal, I want a fair deal.

If you don't think the deal is fair, then don't buy it. Just wait until enough people come around to your wrong way of thinking.

> . Markets aren't just about sellers. Buyers count too. That's why we need a public healthcare option... so we can create a big ole buyer.

There's nothing "free" about the government forcibly removing money from my wallet to pay for someone elses healthcare. This is equivalent to denying my right to property, and my life.

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You finally figured out that your silence is GOLDEN.

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Thanks, Destor for reminding people that we need to worry about the middle class first, not the poor.

Historically, the middle class is what stabilizes society and prevents an oligarchy.

Too many on the left has missed this point. People should be allowed to vote self interest without feeling guilty -- and a decent health care option (note word) is in the middle class's best interest. The problem is that, as always, the left makes it sound like wealth redistribution.

Running a government should never be charity. The best way to change the course of the country is to work on the large middle class and let the "trickle effect" spread outward, to high and low. This will sound "cruel" to some, but in my experience many on the left would rather be pure about their principles and not accomplish anything. I like to actually change things. With times tough, it will be much easier to convince the middle class to help themselves now -- and that will bring a change of mind set for things down the road.

Rec'ed.

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All well and good . . .

...we need to worry about the middle class first, not the poor.

Well leave your address so for those of us that are middle class and have been taking compassionate steps to assist the poor can make sure we distribute some of the poor to your doorstep. You don't mind a little trickle down on you, eh?

Thanks...

~OGD~

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All I ask is that you read my post rather than clip some words out of context... much like FNC does with video. I find you a basic ideologue and there is really little that distinguishes you from Rush Limbaugh in that regard. I know it's nice to have your opinions pre-determined, but it makes it difficult to have a true exchange with you. Perhaps that's why you immediately resort to name calling and cat calls.

Still, I do appreciate your spending time and at least trying to read my words... even if you don't understand them all.

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Hey . . . Capt. Oblivious

I have three needy folks getting ready to get on the Greyhound. Where do you want them dropped off? They don't eat much, just soup broth and crackers. They have their own tents that won't take up much room at your spread. They can use your hose for a shower.

Thanks in advance . . .

~OGD~

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The middle-class would be better off if it stopped swallowing the propaganda of the rich, i.e., blame the poor and ignore that wealth has been redistributing upward for the last 3 decades. But, hey, keep blaming the left. The right has you exactly where they want you.

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I will keep blaming the left until they learn how to better sell their superior ideas. That's what's so pathetic about the left: they have some great ideas and they can't sell them. And the sooner we acknowledge that the better. Destor's post does tend to point to that; the debate was already off on the wrong foot.

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To call this a health care debate is a misnomer.

The condition that has existed for years is one of health care cost increases that have exceeded the rate of inflation handily. With inflation at 3% or 4% but health care increases ranging from 9% to 12% for more than a decade citizens have been continuously raped by congress and the industry.

Here is a good example of how we have been screwed.

http://www.msnbc.msn.com/id/31464689/ns/politics-white_house/

Our lawmakers, who ostensibly represent us, sit down and negotiate with industry heavyweights. OK. However there is no accommodation made for the fact that our lawmakers, collectively, obtain untold amounts of campaign dollars from various industry groups. It is total bullshit to say that the negotiations, done behind closed doors, are in any way proper. As long as the people at the table are comprised of our lawmakers and industry representatives citizens will get screwed.

There has to be a citizen advocate, or three or four, at that same table to keep these assholes in line. And for every minute that passes where this is not the case what we really have is a fraud being committed against the American people.

And I don't care what member of congress is heading this negotiation. Congress is polluted by the reality of how campaign finance works. Institutionally, that member has to take into account the obtainment and retention of political power which are directly influenced by campaign contributions. This is one big fucking lie. Period.

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Ronald Reagan taught all of us that nothing is more sacred than our right to make unlimited amounts of money, no matter how many people we harm by doing so. That is at the heart of this problem.

First, the medical schools are making as much money as they can squeeze out of their students, making obtaining a MD degree obscenely expensive.

Then, hospitals are working MD graduates as long as they can stand up without losing consciousness, thus reducing their expenses and making as much money as is possible.

Pharmaceutical companies market their prescription drugs with the goal of getting all patients to demand the most advertised "super drugs" no matter how much they cost, and thus making as much money as is possible.

Insurance companies exist for no reason at all other than to make as much money as is possible.

Hospitals are profit making businesses, who compete with each other to have the latest, sexiest, most expensive equipment, and charging as much as is possible for the use of that equipment.

Ronald Reagan won.

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Sorry, I neglected the doctors. Most of them wouldn't even be medical doctors if it were not for the opportunity to make as much money as is possible. That is why general practioners are in short supply, but specialists are in abundance.

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Here ... Hoppy . . .

This is what Obama's 71 year old doctor has to say:

Scheiner thinks that a good health reform would be "Medicare for all," a single-payer system where the government would cover everyone and pay for it by cutting out waste in the system. "A neurosurgeon gets paid $20,000 for cutting into the neck of my patient. Have him get paid $1 million a year instead of $2 million or $3 million. He won't starve," Scheiner says.

My kind of doctor . . .

~OGD~

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We started this debate about the millions of uninsured. How do we get the uninsured covered. This was an error.

With this comment, I think you're confusing the healthcare "debate" with the solicitation for votes during the primaries and the election, destor. The reason the Democratic candidates chose to appeal to the 46 million uninsured is because they wanted those votes, whether those voters were Democrats or Republicans or independents. That was the right focus at the time.

Now the trick is to redirect the nation's focus to the actual debate, which is being defined and controlled by lobbyists in Washington, not us. As one of the insured, you are right to step up and start to speak out about your interests, destor. We all benefit from more voices, more perspectives.

Meanwhile, I do think Obama would do well to continue to appeal to the 46 million uninsured because we (I happen to be one) have the most at stake personally. But Obama needs as many people as possible to relentlessly pressure our reps in congress to represent the people rather than the insurance industry. He needs us to pressure him, too.

The insurance and drug companies are more motivated than we are because they have real money (and power) to lose, however. So the fight for a public option is guaranteed to be a long one. Corporations don't part with money and power willingly. They have to be forced to by a countervailing power. The people have that power and need to exercise it.

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destor23

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