Why is every one doing the Chicken Little dance?  A simple change of view can lead to a better answer.  The financial giants that got us into  this mess should be held accountable. Absolutely.  No doubt.  Maybe the better fix to this crisis is to form a class action suit implemented by the Justice Department.  Let's go after the people who are responsible for this.  But lets do it in a way that makes them show their cards, in court. This would be more fair than casting blame and doing the Chicken Little dance.