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3 am sillyness
The 3 am. economic metaphor doesn't make much sense. Economic crisises don't happen in the dead of night while everyone is asleep, but rather when government is asleep at the switch. They occur when government turns a blind eye to destructive business practices such as McCain's S&L crisis of the '80s and Bush's current mortgage crisis. Over-regulation is certainly not the way to go but government should set ground rules and referee the game.
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