One of the reasons debt is up, is because the cost of tuition has been on a health care like cost rise over the last couple of decades. Look at the number of universities that have upgraded recreational facilities in the last decade as opposed to libraries?! Look at the number of state supported schools that subidize athletic programs. Sure the states have shifted burdens to the schools but the schools themselves have done little to "manage" the issue other than raise tuition.

More dollars and more loans subsidized by the Federal Government are not going to solve the problem. Parents and students need to smarter about how their higher education dollars are spent whether they have the money or borrow it.

Posted at May 27, 2008 2:04 PM in response to A no brainer, right?

While it is generally true that we cannot predict when we will get sick, it is just as true that everyday we make choices that directly effect our health. But my health insurance premium is the same as the guy in the office next door who is more than 100 pounds over weight, eats a fat full diet everyday, never exercies and smokes cigars when he is overindulging in spirits?! However, if we went to purchase life insurance, his premium would be several times higher than mine. The cost of health insurance, private or public, should be based in part on how well the proposed insured is taking care of themselves. You have a life insurance physical, but not even a check up for health insurance?! It makes no sense to say that those who exercise common sense, moderation and a little sweat should subsidize the nonsensical, self abusive and/or lazy.

Posted at May 2, 2008 4:11 PM in response to Tier 4