The Welfare State Myth
The always enigmatic Robert J. Samuelson, grousing about what he describes as the “rise of the American welfare state,” writes that people should stop calling Social Security and Medicare by the “soothing (and misleading) labels of ‘entitlements’ and ‘social insurance’” and recognize them for what he says they are: welfare. One can understand why he feels that way, since without those two programs it would be pretty darned hard to work up a rage -- much less a column -- about America’s overly generous welfare state. Even counting Social Security and Medicare, the U.S. ranks well behind other industrialized countries in the share of GDP it spends on social programs – nudging out only Ireland (see p. 71 of this pdf).
But why is it somehow misleading to call Social Security and Medicare social insurance, and more honest to call them welfare? All workers contribute taxes that are designated for both programs, which in return guarantees them benefits – akin to private insurance premiums and unlike welfare. In the case of Social Security, you and your family receive benefits regardless of your income if you become disabled or die, or when you elect to collect them upon retirement. That, too, is just like private disability and life insurance, but unlike welfare. In the case of Medicare, you gain access to your insurance coverage regardless of your income when you turn 65. How is that like welfare but not insurance?
Samuelson compares the size of the "welfare state" in 1956 to 2006, counting Social Security and Medicare, and seethingly highlights its growth from 21 percent of the federal budget to 59 percent. He doesn’t mention that in 1956, the poverty rate among the elderly was over 35 percent compared to about 10 percent today. The two countervailing trends are intimately related. Say what you want about welfare, but social insurance works.










So glad you pointed this out.
The Republicans have figured out that there are two ways to get rid of something: call it welfare or call it a tax. And here we have welfare paid for by taxes...Oh My!!
But never fear- personal private tax-deductible interest-bearing individual accounts will save all!
February 14, 2007 10:31 AM | Reply | Permalink
I have a deal for Samuelson mini-junior.
We'll let you call social security and medicare welfare, but you must also call defense spending industrial welfare. That's half of discretionary spending, and there's really nothing discretionary about it. It's as much an entitlement as anything. Deal?
February 14, 2007 11:24 AM | Reply | Permalink
Napablogger
Ok, how about welfare for the rich then? My step father gets medical from his employer that he retired from, veterans medical, and medicare. And he could easily afford to pay his own insurance himself. And most of the people who get social security and medicare can afford their own insurance, so why are we paying for all this? We are busting the budget, taking money from people at the bottom of the work scale to give free medical to mostly people who don't need it. The people who do need it don't get enough. These systems are absurd and have to change. I believe that is a lot closer to Samuelson's point.
February 14, 2007 11:25 AM | Reply | Permalink
Is Mr. Samuelson (or his parents or relatives) going to give up his welfare? If these are welfare, they should be means tested and denied to all “high income” people.
February 14, 2007 11:26 AM | Reply | Permalink
recognize them for what he says they are: welfare...
I have no issue with this... of course, there is "corporate welfare" too... The problem, mostly-- I think, is greed because, "as long as it's for your welfare," it's good welfare.
Politicians tell us: "don't talk about classism..." That's the bigger issue I think.
February 14, 2007 11:44 AM | Reply | Permalink
Yeah, I have to say that the word "welfare" does not carry any pejorative connotations to me. Oh well.
The question is not whether it's welfare or it's social insurance. The question is whether these are good programs or not. We can have semantic debates all we want, but when two terms actually pick out the same object, there is really no point.
February 14, 2007 11:49 AM | Reply | Permalink
Samuelson represents Social Darwinism at its most vicious.
He certainly doesn't represent the sense of community which stretches back at least as far as Plymouth and Boston in the early 17th century. Nor does he represent the values embedded in the preamble to the United States Constitution:
John Winthrop, way back in 1630, explained that our differences in means and capabilities worked for the common good: that
So let me propose a novel approach...stop running from the term "welfare". We need to recognize that belonging to a community means caring for each other...in every meaning of the verb, care. Samuelson's approach foreign to the best instincts of the American community, period.
aMike
February 14, 2007 11:53 AM | Reply | Permalink
What percentage did the average family spend in 1956 on food ?
February 14, 2007 12:22 PM | Reply | Permalink
Robert Samuelson can go to hell. Let's add universal single-payer health care to the list also and end the disgrace of so many Americans not having medical care while we spend billions on unnecessary wars.
Tom
February 14, 2007 12:37 PM | Reply | Permalink
Government spending is government spending.
In 1956, it was channeled differently. Defense spending probably created jobs more directly through large projects like the Interstate Highway system and contracts for equipment from Lockheed, Boeing, Grumman, etc. And don't forget there was a very large military.
Now, the same generation that benefited from 1956's defense spending is benefiting more directly from Social Security and Medicare. Instead of the money being channeled through defense contractors, it is being paid directly to them. Seems like we've just cut out the middlemen.
Seems like there should be a lesson here somewhere.
February 14, 2007 12:49 PM | Reply | Permalink
Some thoughts in no particular order --
As a comment on our political culture Samuelson's criticism of the annual Kabuki-like debate over the budget and its deficits is probably fair; as a comment on macroeconomics it is intellectually suspect.
Each party, promising to "eliminate" the deficit, plays to a substantial part of its base -- Republicans railing about "spending" and Democrats about "unfair taxing." And as a Democrat I fault my party. Why?
Because deficits, as Cheney once pointed out, "don't matter" -- not, as Darth Vader himself would have it, because they're not a winning political issue (they're not) but because at any reasonable level they are good for the economy. Note: 41 deficits in the past 47 years and the American economy performs quite well, thank you.
Americans should be given to understand that deficits are 1) insurance against deflation and the depressions that follow as night follows day and 2) a principal support for the United States dollar in its role as the world's reserve currency by providing secure investments for non-US surplus trade earnings (Treasury bonds). End deficits and we lose these two great economic benefits.
Democrats should stop complaining about deficits and learn to love them because they are truly lovable.
February 14, 2007 1:13 PM | Reply | Permalink
First of all, I thought it was explained pretty thoroughly that Social Security and Medicare are NOT welfare. When you personally pay into something for benefits later on, it is called "insurance." When you get a benefit and you are not required to have participated in funding that program, it may reasonably be called "welfare." See the difference? The fact that some people have more money than others still doesn't make it welfare.
Your step father may be able to afford the price of personal health insurance, but pay attention to this:
If he is required to get his own personal policy and he happens to develop high blood pressure, a heart condition, depresssion, cancer, diabetes, or any number of other conditions that one is more likely to develop as he ages, he may face the terrible consequence of insurance-land.
Because of a history of breast cancer, the only way I could bring my premiums down to an affordable rate: $360 a month, was to have a YEARLY deductible of $5,000! That's right. After paying $4,320 a year to Anthem Blue Cross, I would have to pay out another $5,000 before they would pick up the first penny. And if I had the bad luck to do all that in December, come January the clock would start back at the zero hour again.
[[[I hear GOP'ers talking about how Bill Gates and Warren Buffet should never get Medicare. Why don't they ever use their names when they talk about their famous "death tax?" ]]]
The point I'm making is that there are plenty of retired professionals who might be called too rich to deserve Medicare, but have far fewer cash reserves than the billionaires that get dragged out every time this comes up. Fine: let them pay a higher premium. But once you take them out of a group and force them to get coverage as individuals they are at the mercy of one of the most unscrupulous industries I can name.
Unless risk is shared across the board, it becomes necessary for one person to prepay for his/her health care costs so that the insurance companies can continue to profit off of the mess we call our health care system.
"Busting the budget?" Increase the level at which Social Security wages are paid. Why cut it off at such a low level? AS a percentage of income earned it is a much bigger chunk out of the salaries of those who pay it on their whole salary. Make it a smaller amount without ANY ceiling. It is silly to say it is busting the budget with so many simple solutions available.
Same with Medicare: Increase the premiums of those with higher incomes; increase their co-pays, but don't leave them at the mercy of Anthem, or the many other insurance companies which penalize those who actually, um, get sick.
"Busting the budget?" I guess you haven't noticed the Iraq war machine. Being off-budget really doesn't count if you have a brain in your head.
Jan Knaus
February 14, 2007 1:18 PM | Reply | Permalink
Each time I see someone having to respond to some Republican talking point I'm reminded how the most damaging aspect of America is the loss of independence of the public dialog - the press and media. We got into a war based on massive and obvious lies because no one in the public square was allowed to point out the lies without having themselves and or their careers threatened or destroyed. Everything repeatedly seems to come down to that.
So Greg Anrig, Jr. here deconstructs the Republican lie that's just another regurgitation of Ronny Reagan's "Welfare Queen" racist fantasy spread over America. How many people read Anrig? How many people will hear and read that Social Security and Medicare are welfare?
Ian Welsh at "The Agonist" had an excellent post the other day daring to point out an obvious fact. The return on investment in the American military is a travesty. I'll put it in even simpler terms. Since World War II, how many wars has America been in and how many has it won? How much money has that cost? Without doing a google search I can think of Panama and Grenada as two wars that maybe America won. The others? At best a draw and at worst a humiliating defeat. All at costs and prices that would make even the gaudiest Reagan fantasy welfare queen seem the bullshit that it was and is.
http://agonist.org/ian_welsh/20070212/the_us_military_american_boondoggle
The Iraq war is the glorious extension of the welfare queen war. It's been largely privatized. Much of the military welfare funds go directly to the Republican military industrial welfare queens. And they wouldn't be caught dead in something as gauche as a Cadillac. Buy American? That's more hype for the rubes.
Look at the military budgets since World War II. Look at the funds those budgets represent. Look at what America has gotten for those funds. The ROI. Compare the value to America that those funds have generated to the value that the Social Security and Medicare funding has generated, especially prior to the recent corporate welfare add on brought in by the Republicans. Which one is more like welfare? Which one is the real welfare queen?
Yet one can never ever question the defense budget. The immaculate welfare queen.
February 14, 2007 1:22 PM | Reply | Permalink
There's an added irony that "welfare" was no doubt a euphemism in the first place, deriving from a more established meaning: as in my nearest dictionary, "the good fortune, health, happiness, prosperity, etc., of a person, group, or organization; well-being: to look after a child's welfare; the physical or moral welfare of society." So now the right embraces it.
It'd be worth spelling out, too, more of what's behind the changes sice 1956. As far as I can see, what he means is a shift from what the budget classifies as payments to individuals relative to national defense. (A third area, net interest, obviously blossomed starting with Reagan's supply side economics, and "all other" has declined.) The shift actually began in 1952 (not counting an earlier peak in defense spending for WWII), but that might suggest total GOP collusion, so I can imagine why he chooses a later date.
One reason is just that the demilitarization of government after WWII took time and intensified after Korea and the early Cold War. although it leveled off for Nixon's preposterous extension of the Vietnam War and Reagan's private arms race. While one might expect the liberal Great Society to be the other villain, in practice the biggest shifts in the percentage toward payments to individuals took place under Nixon and in the early 1990s. The popular American government text I'm consulting for this puts it mostly down to demographics, for social security. But myths of willful handouts to the undeserving poor will never die, not as long as we've pundits to promote them.
John
http://www.haberarts.com/
February 14, 2007 1:31 PM | Reply | Permalink
Up to a point. As long as the deficit growth rate is no higher than that of the economy ,OK. And if it does increase at a more rapid rate, as long as the absolute level does not exceed some proportion of the GDP-say 100%,OK .
But if it exceeds both criteria for some time investors would decide not to buy the bonds we issue to cover it. So interest rates would go up and employment down . And traders would stop holding $s so import prices would go up .
And we'll have achieved an unlovable stagflation.
February 14, 2007 1:34 PM | Reply | Permalink
I don't quite get why this particular column is getting the treatment. I don't find anything wrong with it. It is axiomatic that politicians refuse to be straight with the American people when it comes to setting budget priorities. Samuelson is exactly right that neither liberals nor conservatives are honest on this issue. Liberals cannot bring themselves to admit that taxes need to be raised on more than the rich. Conservatives can't deal with the fact that entitlements or welfare or whatever isn't going away. The whole debate about the size and priorities of the budget is just shrouded in bullshit.
Whether someone labels programs like Social Security and Medicare "welfare" or "entitlements" the fact is that any serious discussion of federal spending must include these programs as part of that discussion. I suppose trust is a big part of the equation here - surely if liberals relent on their solid wall of opposition to tinkering with these programs, conservatives will be tempted to push for altering them beyond recognition. But as a general rule, if conservatives are open to a reasonable discussion of taxes, liberals ought to be open to a reasonable discussion of who should get entitlements.
February 14, 2007 2:02 PM | Reply | Permalink
Brad,
You write, "But as a general rule, if conservatives are open to a reasonable discussion of taxes, liberals ought to be open to a reasonable discussion of who should get entitlements."
Can you name a single conservative in federal office who has been 'open to a reasonable discussion of taxes' since the H.W. Bush administration? --Greg
February 14, 2007 2:14 PM | Reply | Permalink
I bow, with deep respect, at the finest mixed metaphor of the day: Lord Vader doing kabuki. Ah so, desu ka.
--
Howard
*equal opportunity offense to both extremes*
February 14, 2007 2:14 PM | Reply | Permalink
I've read the article three times and I can't figure out what Samuelson proposes as an alternative. Well, I can guess, but (like him) I know it's completely stupid and politically inviable to propose a return to the Colonial Era economic system.
The reason he mislabels the phenomenon he sees in formation is because he realizes that it already has a proper name and The People are close to accepting it. It's called social democracy. And every Modern Age society concludes it to be the most adequate solution.
That leaves us with some room to speculate about Samuelson's motivations, but it's too simple- he's just a reactionary.
February 14, 2007 2:28 PM | Reply | Permalink
When you get a benefit and you are not required to have participated in funding that program, it may reasonably be called "welfare."
Social Security is "welfare" in some sense because, if you are disabled, you can collect it. I think that some children can also collect social security.
The people who see it as "insurance" want to raise the retirement age to 80, or something like that, because "few people would collect it."
On the other hand, if the "benefit age" is low, social security becomes "an entitlement" (welfare) instead of "insurance" because you're certain to collect it!
Some politicians favorer a "younger retirement age" because, when somebody retires, a "new job" is available for someone in the next generation. This also might lower "overall cost" since the new worker might cost less.
February 14, 2007 2:39 PM | Reply | Permalink
Can you name a single conservative in federal office who has been 'open to a reasonable discussion of taxes'...
And how many conservatives would give up their federal pension and benefits?
I heard that many "red states" were against ending "social security" because they're in states like Idaho, etc... which aren't like NY or California where people make money hand over fist...
In those areas, without social security and other cash infusions, the people would suffer mightly.
February 14, 2007 2:45 PM | Reply | Permalink
.> and politically inviable to propose
> a return to the Colonial Era economic
> system.
Samuelson and his ilk firmly believe that the Gilded Age was the peak era of the United States, and they would very much like to see it come back. That is what they are striving towards.
sPh
February 14, 2007 2:53 PM | Reply | Permalink
Re: Same with Medicare: Increase the premiums of those with higher incomes; increase their co-pays, but don't leave them at the mercy of Anthem, or the many other insurance companies which penalize those who actually, um, get sick.
The elderly still have to buy supplementary polices ("medigap") to cover what Medicare doesn't. I think there must be some kind of federal regulation that requires the insurers to use group rating, since my father's policy, despite major health problems, was quite reasonably priced (for health insurance that is). This is NOT an argument for abandonning Medicare, just pointing out that it is possible to cover people with group policies that are not issued thru an employer.
February 14, 2007 3:05 PM | Reply | Permalink
Even some leaders of the Religious Right (e.g., Gary Bauer) have spoken out against messing with Social Security. I often wonder if those who are so critical of Social Security either come from mega-rich families or else their parents are already deceased. One reason Social Security is popular even with those who are years away from collecting benefits is because without it the burden of supporting their parents would fall on them, and this would be insupportable for all the but the truly wealthy.
February 14, 2007 3:10 PM | Reply | Permalink
"Social Security is "welfare" in some sense because, if you are disabled, you can collect it." --> Only if you contributed to it during the time you were working. It is still very much more like insurance, because you can get the benefit if you are unlucky enough to require a disability benefit at a younger age. Still NOT welfare.
"I think that some children can also collect social security." --> Only if their parent contributed to it and died when their children were minors. Sounding more and more like insurance, and less and less like Welfare, eh?
And by the way, doomkoff, you either rate a comment negatively, or reply to it.
Jan Knaus
February 14, 2007 3:24 PM | Reply | Permalink
Medigap is great, and treats the elderly like a group. I'm talking about taking them off Medicare, which was what I was responding to. That is when the feces hits the fan.
Jan Knaus
February 14, 2007 3:26 PM | Reply | Permalink
I don't know. Why don't you look it up? Jan Knaus
February 14, 2007 3:27 PM | Reply | Permalink
Thanks for calling that post out, CV. You are absolutely correct. To expand a bit..
Children do get a survivor benefit until the age of 18 if the parent has paid into the system and dies. A child can, in some cases, also receive a benefit if the parent becomes disabled under the same circumstances.
Now, there is a program in place for those who have never paid into the system yet become disabled or reach retirement age called SSI. However there are strict limitations on this and the amount of assistance is quite small.
Two last points:
First, the amount of money you pay into the system determines how much you draw out when your time comes. Just like with an insurance policy- higher premiums equal higher payouts.
Second, in the SSA's on terminology, they use variations of the word "insurance" in several instances. For example, the date you started paying into the system is listed as "date insured." When you apply for disability, one of the examiner's forms asks if the applicant is "insured," meaning whether or not you paid into the system within a certain time frame.
Oh, they also take a monthly premium out of all Social Security checks for Medicare, so that isn't welfare either.
February 14, 2007 4:09 PM | Reply | Permalink
George W. Bush - mega-rich and mega-stupid.
Tom
February 14, 2007 4:46 PM | Reply | Permalink
I wish that Language Theft was a crime, Reese. You are absolutely right here. Welfare shouldn't have a pejorative meaning, for you or for any other thinking person.
But just because this is a semantic struggle doesn't mean it isn't crucially important. Time after time, the right wing takes a perfectly good word, perverts its meaning, and sends other parts of the political spectrum scurrying to look for a synonym to use in its place. If the more left side of the political spectrum doesn't fight for control of the language it is going to find itself perpetually on the defensive. We become accomplices in our own verbal defeat when we let words be stolen uncontested.
My best current example of this, aside from "Welfare," is "Liberal". We've let the right steal that word, too. We scurry to call ourselves something else--progressive, populist, whatever, because we're afraid to join the contest. We let the right pervert the language and devote our energies to renaming ourselves. In the process we look weak. In the process we are weak.
My best example of how not to succumb to language theft comes out of the civil rights movements...African Americans reclaim the word Black, and become empowered. Homosexuals reclaim Gay and Queer, and become empowered. I'm quite willing to answer proudly that I'm a liberal. This isn't a war over semantics: it's a struggle to save the language from those who pervert it for their own ends.
aMike
February 14, 2007 5:28 PM | Reply | Permalink
Say It Loud. I'm Liberal and I'm Proud!
February 14, 2007 5:32 PM | Reply | Permalink
Why do I think you're joking?
Jan Knaus
February 14, 2007 5:35 PM | Reply | Permalink
As Orwell observed, adding or subtracting from a language increases or decreases the concepts you can form in it. References to Africa, or indirect usage of things from African languages, are a good case in point.
I have a clan of close friends, who range from immigrants from Sierra Leone into the second generation. Some have intermarried with people who have been here for generations, and others have stayed within pedigrees in which all people can directly and recently can point to all blood relatives having been born in Africa.
They've told me that they dislike African-American, because they feel the term has been taken from them: Americans who actively remember Africa.
OTOH, there are some less-than-obvious contributions to our language that are relegated to being called "inner city" or "ghetto" language. If you listen closely to the usage, there are verb tenses that exist in this dialect, common in certain African languages, that simply do not exist in standard American English -- yet are compact ways to express certain ideas.
Languages often have unique words or language structures that reflect culturally important things. Russian, I understand, has more vernacular ways to describe states of of depression than many American psychiatrists have in technical language. Finnish is rich in ways to express complex familial relations. Arabic, I am told, has a range of words to describe the state of camel dung. English, especially American English, has an unusual range of words to describe kinds of laughter.
Apropos of perverting, I'm reminded of Robert Heinlein's 1956 novel, The Door into Summer, which, without too many spoilers, describes time travel between 1970 and 2000. It's especially interesting since we can see the results of some of the predictions, some being quite accurate, others missed either because we found another way to solve the problem, or the particular technology hasn't been implemented, or we did it much earlier.
Heinlein's protagonist mentions one word from his 1970 vocabulary that nearly got him punched in 2000. Remember, the book was first printed as a serial in 1956, so it must have been written a year or two earlier.
The word is "kink". Now, in 1970, I think I heard it with sexual connotations, but I suspect it came into more general use that way a while later. How did he predict that word for perversion?
For that matter, I was remodeling a house built just after WWII, with an addition put on about 1952. Tearing down the badly built addition, we found where newspapers had been stuffed into the walls, presumably for insulation (and tinder). One, which I wish I had saved, was from a New York City tabloid, covering the triumphant return of Douglas MacArthur from Korea. The headline? Mac Returns. NYC Gives Gay Welcome.
--
Howard
*equal opportunity offense to both extremes*
February 14, 2007 5:47 PM | Reply | Permalink
Because you've always jumped to conclusions?
February 14, 2007 5:47 PM | Reply | Permalink
A favorite American indoor sport.
--
Howard
*equal opportunity offense to both extremes*
February 14, 2007 5:49 PM | Reply | Permalink
If only there were some sort of mat . . .
February 14, 2007 6:13 PM | Reply | Permalink
Well, one or two other indoor sports do involve mats...mattresses...couches...
--
Howard
*equal opportunity offense to both extremes*
February 14, 2007 6:17 PM | Reply | Permalink
Nope. But equally how many liberals are open to a discussion of means-testing Social Security or Medicare?
This is why the debate is frozen and it will probably take an economic crisis to break the logjam. As long as the economy seems prosperous, there is no incentive to change anything and thus anger the base voters.
February 14, 2007 6:29 PM | Reply | Permalink
Re: Medigap is great, and treats the elderly like a group. I'm talking about taking them off Medicare, which was what I was responding to. That is when the feces hits the fan.
True, with one objection: if seniors are placed in a risk pool with everyone else (i.e., younger, healthier people), it would be possible to eliminate Medicare (though this would end up being something very much like single payor since the risk pool and the payment pool would include everyone). Medigap covers about 20% of the medical expenses for seniors who have such policies. Even with group rates those reasonable premiums would be impossible for many if multiplied by a factor of five.
February 14, 2007 6:35 PM | Reply | Permalink
One very difficult point is when to consider treatment as futile, which is not limited to the elderly. I'm reminded of a case on my trauma and critical care mailing list, with an alert 92 year old woman who had been in a car accident. There were some nonspecific signs of internal bleeding, but she was managed aggressively and, I believe, appropriately. Unfortunately, a couple of mornings later, she could not be awakened, and scanning showed clots scattered through her brain -- none of the physicians commenting can explain it. I don't think this was futile care.
What can be a much more difficult call is a liver transplant for an alcoholic, even one that is sober but hasn't been for long. Particularly difficult are the traumatic brain injuries in young people, from gunshots, from unrestrained motor vehicle crashes, etc. With a limited budget, how far do you go when it's not a question of parts of the brain perhaps recovering from bruising, but are simply gone?
My own advanced directive goes on for about six pages, as I try to define, for myself, what I would consider futile or even insulting. I've discussed them thoroughly with my surrogates, although the closer one who realistically is #1 on the list doesn't have anywhere near the medical knowledge of #2. I've been a patient advocate in enough cases that I would like to have a clone taking care of my interests. :-)
--
Howard
*equal opportunity offense to both extremes*
February 14, 2007 7:09 PM | Reply | Permalink
Let's call rePublicans what they are, GREEDY BASTARDS.
February 14, 2007 8:57 PM | Reply | Permalink
Now that I got that off my chest, don't take your eye off the ball. The "problem" with Social Security is that it has OVERCHARGED the Boomer generation in PAYROLL (read REGRESSIVE) taxes. This deal was cut in the mid-1980s by that darling neo-CON Daniel Patrick Moynihan, the roll model for modern DINOs. This OVERCHARGE led to UNDERcharging of INCOME tax (you know, the only really progressive tax we have).
All this overcharging and undercharging is attached to the very mislabeled "Trust Fund." At the magnitude of the Social Security "Trust Fund" it is IMPOSSIBLE to put money away for the future (the idea is meaningless). So the "Trust Fund" didn't save any money (an impossibility), it spent it in the GENERAL FUND of the United States (which is why income taxes were undercharged).
Now to PAY THE PROMISED BENEFITS without paying them out of PAYROLL (REGRESSIVE) taxes, the United States is going to have to pay them out of INCOME (progressive) taxes. This fact is the ROOT of the HOWLING among the rePublicans. Their wealth (the very wealth they aggregated over the last 20 years) is threatened. This is why Social Security matters more to them than Medicare (a bigger future disaster, but more easily kept in the payroll tax box).
If you do not understand the problem, you cannot solve it. The solution is to make DAMN SURE the cost of the solution falls on the WEALTHY, who have been the beneficiary of the policies over the last 20+ years.
February 14, 2007 9:11 PM | Reply | Permalink
Nah, it would be a a "Jump to Conclusions" mat. You see, it would be this mat that you would put on the floor... and would have different CONCLUSIONS written on it that you could JUMP TO.
February 14, 2007 9:13 PM | Reply | Permalink
Agreed, clever metaphor.
February 14, 2007 9:16 PM | Reply | Permalink
The root of Social Security's problems are in the funding decisions in the 1980s that transfered huge portions of low and middle income payroll taxes to the General Fund of the United States, thereby reducing the tax burden of the wealthy. This is the simple truth.
The constant defense of the wealthy as not being able to pay their fair share is the most ridiculous line of argument in public debate today.
February 14, 2007 9:19 PM | Reply | Permalink
That is the expanded version of the comment I was going to make, but expressed much better than I could. Let me just summarize instead: The Repub party has just enough functioning brains in it to notice that eventually the SS trust fund will be needed to pay for the "welfare" of those who are retired. But, the money in the trust fund has been loaned to the general fund, so will have to be repaid, and that means from income taxes. When that hits the fan, the pressure to eliminate the obscene tax cuts for the wealthy will be too great to resist, and the goal of the wealthy to own every last nickel in this country will become unachievable. That scares them. I leave it to psychologists to explain why that should be so.
Hoppy in Sacramento
February 14, 2007 9:30 PM | Reply | Permalink
"...Even counting Social Security and Medicare, the U.S. ranks well behind other industrialized countries in the share of GDP it spends on social programs – nudging out only Ireland...".
Ireland is in an economic boom and Western Europe is stagnant relatively speaking. The eastern Europeans are also enjoying 7%, 8%, 9% growth in the last full cycle.
Whats your point Greg in comparing us in being behind other nations on welfare? France is now offering guaranteed housing to all, and how many months of guaranteed vacation....and oh, now the latest is the right to sleep at work.
Let's race to the bottom of that heap.
Your mention of how generous they have been and how as a percentage of GDP we are so stingy,...Would sure be nice if we didnt have to first liberate their enslaved butts, then pay for their rebuilding of an entire nation and then for half a century tax our own citizens that were wounded fighting to free their soil in order to defend them from the Soviet threat.
Then when they complained we wouldn't really come and defend them if the Soviets did invade, the other half of the society lead the anti nuke movement to tell us that the Soviets would play nice if we lay down first.
In the mean time without a defense budget they could squabble over who could sleep at work and the tourist dollars were not worth the trouble of giving directions to visitors.
Finally our protection and leadership paid off and after 50 years the Soviet threat disappears...magically. Now the vacations and brie and low birth rates has created a aging popualtion that requires young workers to sustain their bloated socialist utopia. So they import the abundant youth of the Islamic world. Now the French are suffering from an intifada that has created more Police casualties than an average day in Baghdad.
Thats the model you want to imitate? If they want to race to the bottom of the heap, why should we try to beat them to the bottom?
For a quarter of a century, in peacetime, we have enjoyed non stop growth, with the exception of the brief Clinton recession which in fairness followed the Kosovo war, and we have had continued growth, cut taxes, while waging a multi front war and still are beating the crap out of the lethargic western Europeans economically.
We defend them, we give to Africa, we financially host the corrupt money pit at the UN and we still walk all over the Industrialized world in general. Because we are bullies? no because we do it better....everyday. So again, why should we race to the bottom of the heap?
Samuelson is right.
February 14, 2007 9:51 PM | Reply | Permalink
Did anybody happen to catch the Christmas edition of ABC's Newsmagizine 20/20? It was all about charitable giving in America and it knocked my socks off!
In stark contrast to what almost everybody on this thread is saying, American's generosity and attitudes to the poor and needy are not what most people think!
Did you know that according to America's largest charitable orginazations, those "greedy bastard Republican conservatives" donate more money to the poor and needy by a margin of 3 to 1 than the "caring, thoughtful Democratic liberals." Now wait you might say, that's because they are all rich! WRONG AGAIN, the lower and working middle class conservatives give WAY more money to charitable contributions than upper middle class and wealthy liberals!
In fact, the number one state in the U.S. in giving to charities per capita is Mississippi. And you know what, that is also the same state that has the lowest per capita income! Massechussets has the second highest per capita income and yet it ranks dead LAST in charitable giving. YES, all of those liberal do-gooders in Boston are truly cheap bastards, and those dirt-poor Bible-Belt conservatives are out giving everybody else in the Nation!
It's like my grandpa always said: "If you want to talk the talk, you better learn to walk the walk." And what I am saying is that if you really care about taking care of the poor and needy than get off your asses and donate 10/10! I have been challenging people for the last 20 years to give 10% of their time and 10% of their income to their community. The reality is that if everybody did this, there would be approx. 4X more money available to the needy than the federal government now spends on ALL welfare programs and 5X the number of total human/hours at work than the nameless, faceless government employees now work to (desperately) solve our nations social problems!
February 14, 2007 10:07 PM | Reply | Permalink
A quarter century... back to 1982... Including the Regan-Bush recession of 1989?
The race to the bottom is the race to the SOCIAL bottom, led by the US. Others trade with us without penalizing us for our irresponsible social policies. Consequently, they find themselves economically disadvantaged.
King, you are so full of so little but what you have failed to expell over the last quarter century.... I cannot think how to finish this in decent company...
February 14, 2007 10:53 PM | Reply | Permalink
TJ, who or what are your sources for these claims? The following comes from this week's The Economist, which nobody can claim is a leftist publication. [All emphasis are added.]
Who is sleeping at work and whose butts did we free??? Were there any profits or other benefits that the US received later from its investments?
Samuelson is wrong and you might want to find different sources.
War does not determine who is right - only who is left. Bertrand Russell
February 15, 2007 12:12 AM | Reply | Permalink
Here's the link...
ABC News Video
First impressions: You are incorrectly conflating two different populations and two different statistical analyses in your characterization, rich/poor and conservative/liberal. Even Stossel didn't go that far, he just presented the two different sets of statistics with no explanation of how they were actually unrelated sets of numbers.
The only place anything even approaching actual values were given were in the rich/poor graph, and even those "appeared" to be based on percentage of income, though that was not made obvious. The SCCBS survey referenced apparently included both religious and non-religious giving in the total, as well, which seems a bit at cross-purposes to the focus of the video report. (I believe the survey data they used for the graph in the report is the one at this site, c. 2000, tho it is not specified in the video...)
SCCBS data sets
(not the easiest link to find, btw... went through 2 intermediate reports/sites before I finally got to raw data)
My take: This was a typical John Stossel production, long on theatrics and rhetoric, short on actual analysis. Don't be too impressed. The book being sold by the video may have better data behind it... if I can find a copy to review (without explicitly supporting conservative causes monetarily), I'll check that out as well.
Other potential factors not explicitly presented:
Charity can often have a local focus: do wealthier communities give less percentage-wise because there is less of a perceived local need?
What is the breakdown on charitable giving for local causes vs. remote?
What is the breakdown on religious vs non-religious giving? What types of giving if any are included/excluded?
February 15, 2007 5:17 AM | Reply | Permalink
UnaHomer tells half the story, of course.
The states with the highest per capita giving to charity are also the states with the lowest per capita taxation and the lowest per capita spending on the needs of their own citizens. There are solid historical reasons for this. The northeast states come from a tradition of public support for the public common good. These states traditionally were the first to support public education, and the first to support compulsory education paid for by taxation. These states today are the states which tax themselves the highest. These states are the states which spend more, per capita, on public health measures. These states are at the forefront of universal health insurance.
These states vote these taxes and commit themselves to these expenditures themselves. Nobody forces them to do it. This is another form of giving, and in some ways a fairer one. The taxes on income and property are progressive...requiring more of those who own more. Given my druthers, I'd far rather live in a state which supports the common good by common consent, has higher rates of graduation from high school, and a greater percentage of college graduates. (see p. 8 for example).
AMike
February 15, 2007 5:26 AM | Reply | Permalink
John, Keep in mind that neither Medicare nor Medicaid existed until 1965. Also Social Security was expanded enormously from the 1960s onward, particularly by gradually including broader classes of workers to make it virtually universal and by indexing benefits to inflation. Both those changes greatly increased the size of the program but also significantly enhanced its effectiveness as well. --Greg
February 15, 2007 5:37 AM | Reply | Permalink
Sorry, but this makes no sense whatsoever. The counting of the Social Security payroll taxes in the general budget is an accounting issue designed to reduce the apparent size of the deficit. The Treasury borrows money from the Social Security surplus, the same way it borrows money from foreigners and Americans buying T-bills. Those funds are not "transferred" to the General Fund.
But this has nothing to do with the health of Social Security, unless the government is not planning to honor the Treasury bills that the Social Security system has bought. As many pointed out during the bogus Social Security debate of 2005, the finances of Social Security are actually not in bad shape, as long as you assume that the government will honor those T-bills they bought.
February 15, 2007 5:49 AM | Reply | Permalink
I rated this a 4, because there was only a 0 rating. While I disagree with a good deal of it, I can't call it trolling. It's a reasonably literate presentation of memes. I can answer some of these, as opposed to more trollish posts that are fairly incomprehensible.
From what I read, one of the core premises seems to be that the US spent huge amounts to defend Europe, which is largely true. My initial caveat would be that some nations of Europe spent significant amounts on defense, with economies in varied shape after WWII.
There appears to be another premise, however, with which I disagree: that the US gained no benefit from funding a forward defense, of which the front lines were in Europe, and for that matter in Japan and Korea. For a good deal of the Cold War, there were large numbers of military professionals that expected, with little warning, the Eighth Soviet Guards Army to start pouring through the Fulda Gap into Germany. While I am not certain how much we knew about it at what time, it is clear from fUSSR released documents and declassified US intelligence documents, that the Soviets expected to make routine use of chemical weapons. The big question was whether they would use tactical nuclear weapons from the outset.
Western strategists disagree as whether or not Soviet (and possibly NATO) tactical nuclear weapons would escalate into a full-scale exchange between the US and USSR. I believe it was in the world's interest to try to contain the Soviets to Europe, blunting their penetration as fast as possible.
European countries vary to the extent they have created "socialist utopias". I find it a dubious proposition that they consciously invited Muslim guest workers to prop up the tax base. TJ, are you serious that the French intifada has killed as many daily as in Baghdad? For that matter, what about civilian deaths?
--
Howard
*equal opportunity offense to both extremes*
February 15, 2007 7:27 AM | Reply | Permalink
Couldn't resist a Clinton dig, I see. The only recession listed for the 90s is during the Gulf War, according to DowJonesIndexes.com.
Memes is right; this is not fact. Some Americans are doing better than some Europeans--what is the overall societal health? Gregory S. Paul found it to be significantly better in Europe, in his paper "Cross-National Correlations of Quantifiable Societal Health with Popular Religiosity and Secularism in the Prosperous Democracies: A First Look". But that seems not to matter. Funny how conservatives emphasize character values and then throw all their support behind money, discounting other values like security and health.
And that quarter-century of non-stop growth did have a bit of a slowdown, if I remember, beginning in 2000 but becoming noticeable by 2002. Illuminating to look at a stock-market chart for the last couple of decades.
I am always amused to find we get credit for bringing down the USSR. Guess those folks didn't know how to exercise personal responsibility. It couldn't possibly be that they figured things out themselves.
A "literate presentation" also applies to storytelling, appropriate here.
February 15, 2007 8:30 AM | Reply | Permalink
Re; Others trade with us without penalizing us for our irresponsible social policies. Consequently, they find themselves economically disadvantaged.
Huh? why should others care (from an economic perspective not a moral one) about our social policies and how are they economically disadvataged? This sounds like a hyper-moralistic sermon that (if were just talking about sex instead) would resonate quite well in the mouth of Jerry Falwell.
February 15, 2007 9:17 AM | Reply | Permalink
I think you may have read some things into my statement, so I will clarify. I did not mean to imply that we gain no benefit from saving the world. If all 6 houses on my street were on fire and I had a hose, I am not motivated by selfish motives to help them, if in the end I am better off. It is clear that in the 1960s all over the world, if you wanted to buy a toaster it was made by Americans living in quaint little suburban homes.
Yes, you are right some western European countries did have high defense budgets. It should also be mentioned that in the top five on the list Greg is referring to are Scandanavian countries with massive amounts of north sea oil dispersed amongst populations about the size of Illinois. Your remark about them being on the front lines is true regarding the scary and realistic invasion scenario you described. Whether that would trigger all out Atomic exchange, affects the degree to which the US is frontline too.
The term you used of "blunting" is a phrase I have heard before by people that would like to differentiate between "containment" which implies a static state that may exist in perpetuity, and "blunting" which includes the concept of containing the spread, harrassing their efforts to spread, hinder their abilities to succeed in areas they do control, limit their freedom of mobility, weaken their authority in places they are confronted by supporting opposition groups. The implication is that we can hold our breath longer than they can. It took 50 years with the Soviet bloc and Chinese.
You have heard my concern that the left doesn't lay out reasonable alternatives to confrontation with Iran and Iraq, although I have read your ideas with interest. At this point, it appears that the left is not really proposing containment of Islamic imperialism, they seem to be just arguing that it doesn't exist or is such a small threat that foreign military involvement is not necessary. If containment were argued, then it would require some sort of foreign presence if even in a limited sense like our advisors in Somalia. I believe "blunting" is an even better proposal because it implies that if we sit at home and spend money on Port security or customs officers pension funds, that the Islamo-facists will increase their influence and grow unhindered. If we harrass them in every way, and encourage moderates in their sphere of influence, we can hope to suck the oxygen out of their movement and outlast them. If the left has ideas to "blunt" the threat from radicals, that does not include Iraq, even that might have a lasting widespread appeal.
I should have been more clear about the French civil war which refers to casualties, not deaths, although there have been Deaths in France.
Here is link quoting from the London Telegraph:
Link
"....
"We are in a state of civil war, orchestrated by radical Islamists. This is not a question of urban violence any more, it is an intifada."
My friend Blueslord from Actual Jihad has translated an article from the French paper Le Figaro which indicates that this year police casualties will reach 15% of the total police force:
"Violent acts are rising in an exponential proportion", says a speaker from the Police. "If this tendency continues, we will have 15% of the policemen hurt in a year".
That means French police police are suffering a higher number of casualties than are American armed forces in Iraq. The total number of casualties in Iraq per year is approximately 6,800, which represents about 4.5% of total American forces.
The casualty rate for the French police force will be over 3 times higher than that of the American military forces in Iraq. That is a stunning statistic.
It seems France really is at war, and thus far the French police are showing no signs that they intend to surrender, unlike the British police.
..."
As you remember when the intifada began, the US media didn't know how to cover it. First they struggled to sell it as mistreatment of a minority people of color. Then after the city continued to burn they tried to pitch it as "Le Rodney King", racial and economic frustrations boiling to the surface. Rarely did the American media mention that many of these people hate western culture, do not want to assimilate, and are growing at rates that will engulf the nation in a generation. Although we disagree often, I appreciate your post and the opportunity to clarify my point.
February 15, 2007 12:07 PM | Reply | Permalink
Brad,
I think you agree with him more than you realize.
Basically borrowing from the Trust fund is what has allowewd the taxes on the wealthy to be cut.
February 15, 2007 12:11 PM | Reply | Permalink
A recession is not defined by fluctuations in the Stock market. It is based on growth. There are many times that Liberal economists try to redefine the traditional defintion into things like "peoples perceptions of recession". This leads to ridiculous news broadcasts where they say, "Although the economy continues to grow each year since the year Bush took office, the man on the street doesn't think so. Here we found this person on 42nd street that thinks we are in a recession".
Or the opposite, "Although the Clinton economy is no longer growing, this poll shows many people are happy to be alive, so fears of a recession are not on people's minds".
In the last five quarters of Clinton's administration, 3 of those quarters were negative growth. Including the continuing economic stagnation up to the quarter beginning 5 months into Bush's administration, In about a 2 year period, most (4 of 7) of the quarters reflected a shrinking economy. That represents a much longer period than the brief war time recession of Bush 41.
You call it a dig? I think I was fair in noting that it too followed the Kosovo war, but it is arguable as to whether that had much effect on the economic downturn.
In Bush's first year, what is notable is despite the massive economic hit that our economy took especially in the transportation sector on 9/11, the economy started growing even as military costs and war time economic stress bore down on the economy. The growth has continued ever since.
It is interesting how you mention you are amused by storytelling and what you consider to be the Myth of the cold war, that the US did nothing to effect their downfall and they just magically woke up one day and said, we quit. Storytelling? Oh brother!
February 15, 2007 12:49 PM | Reply | Permalink
The two paras conflict. The first says "will" reach 15%, but the quote says "if the tendency continues...".
And the two jobs--US forces in Iraq and French policing, are about as different as can be. The police can't sweep a neighborhood preemptively, do not drive in armored vehicles, and have to expose themselves (properly) to the crush of life. Can we assume that French police inuries will consist mostly of bruises and cuts from thrown objects? (Not that it's any fun to catch a thrown rock; it can be lethal.) I don't think they face IEDs and rifle fire.
There are no Islamo-fascists. There are Islamists. What they want is not the same as what Mussolini, Hitelr, and later, Stalin imposed. You are trying to muddy the rhetorical water.
And since all states follow their interests, and do favors only in the expectation of return favors (like most people), it is not accurate to maintain we liberated France out of Mother Teresa saintliness. We felt it was in our interest to defeat Germany.
Don't believe the French have forgotten that we came to their aid, but we can't live on that. And since they can claim some credit for helping us achieve independence, let's call it even.
February 15, 2007 1:01 PM | Reply | Permalink
I was not aware that 1989 had a single quarter of negative growth, Mr. Good 4 America. There was a very brief recession that began the month that Saddam Hussein shocked oil markets and the stability of world markets, when he invaded Kuwait and threatened to take the majority of the world oil supply hostage. The recession ended the same quarter that we ejected him from Kuwait and signed a temporary ceasefire contingent on his compliance with UN resolutions.
Your other remarks about how others trade with us and it causes them to be economically disadvantaged. The concept that rational peoples around the world would engage in trade with us when it actually creates an overall disutility for them is not considered a valid premise by any known economist.
I don't know where you get this stuff.
February 15, 2007 1:02 PM | Reply | Permalink
job loss and job insecurity are HUGE understudied health care issues
Dr. Rick Lippin
February 15, 2007 2:13 PM | Reply | Permalink
To be honest, "blunting" popped into my mind as one of the declassified terms for the early US (i.e., pre-SIOP) nuclear strike plans against the USSR. There were three general types of attacks:
BRAVO was the first priority, with DELTA and ROMEO following simultaneously. The latter two missions, which might involve nuclear attacks, were specifically intended to support the defense of Western Europe.
I don't disagree with your definition of blunting, but...
I do not believe that the invasion of Iraq was a useful contribution to these goals, diverted resources and "mindshare" from more relevant goals, and now has created a tar pit that is creting more terrorists. Not all those terrorists have Islamic motivation, but hate the US for nationalist reasons. To borrow from Laurel & Hardy, "This is a fine fix you've gotten us into, George!" I distinguish the contribution of Laurel & Hardy from the speechwriting done by Abbott & Costello, and the dynamic between the President and Vice President brought to you by Faust & Mephistopheles.
I agree. Iraq, however, at least at the time chosen and the priority given, was not the place to do this. Let me cite some of the right things being done, but that should have been done much earlier and/or with more resources: Joint Task Force-Horn of Africa, and Africa Command.
Another initiative would have addressed the fUSSR Central Asian Republics, with the goal of establishing cooperation from Afghanistan to Turkey. Unfortunately, the Shanghai Cooperative Organization may be beating us to that goal.
France's example, indeed, is one that we should bear in mind. The homogeneity of the "melting pot" metaphor may be passe, but the idea of the United States having islands of isolated ethnicity, or packaged separate foods, is equally unwise. A better model is a salad bowl, where ingredients are mostly identifiable, but contribute to a common shared experience.
--
Howard
*equal opportunity offense to both extremes*
February 15, 2007 2:34 PM | Reply | Permalink
Tom, You and I have been over some of this ground before, but lets hit some of these again.
Taking a single component out of history to predict what would have happened is an inexact science, but I think your last point is an old canard and can not be even considered "even".
Having naval support from the French was indispensible. This is definitely an example of the French acting out of selfish interest against the British. Nonetheless, it can be argued that without the French ships, the insurgency could have hobbled along or even faltered, but would have been revived at the very least by the end of the century when the British were tied up with Napolean. If you want to argue that he also was helping us, then remove the french from the historical picture and there would have been another European power for Britain to contend with. As your friends on the left often contend, fighting a determined insurgency long distance is a long war and can only be acheived if you are not challenged at home, which Britain was and would have been. Americans had become irreconcilably different from the Distant British and the distance and philosophies would have ensured their separation. Do I appreciate the French ships during our Revolution , yup.
WWI and WWII, the amount of deaths, the degree of slaughter, the size of the risks, there is no comparison. The French were negligent in their apathy going in to the war and their loss of their own territory in WWII. They fought against us on many occasions and put our men at risk as we fought to save them. We didn't just supply a naval blockade, we waged the most ambitious amphibious invasion ever and fought mile after mile to win their country back...TWICE! It is not even. And their current irresponsible and criminal behavior in the UN is more evidence of their not realizing that we will have to save their butts again, ...this time though, it might already be over for them.
Fascists? Stalin was not a fascist. A definition of fascism became confused in the 1960s when people started referring to President Johnson, Scoop Jackson and Bob Hope as Fascist. Fascism as it refers to socialist movements in Italy and Germany refers to the concept that the Individual exists only to feed the State. The State is a living entity whose existence supercedes in importance all other entities including Individuals, the Church and any corporation. Where as Communisim insists on state ownership of the means of production, fascism could best be described as Radical regulation, where corporations need not be owned by the state, because they can be commanded to serve the state. The brutality and chauvenism of the state and the compulsion to worship the state is a common trait of Communist and National Socialisim or fascism, but these are byproducts of the primary dogma of destroying the primacy of the individual. Any movement that promotes excessive regulation or excessive nationalizing of private property will eventually tend towards Statism such as Fascisim or Communism. The other obvious byproduct is the ever expanding state. Another byproduct of the three states mentioned is a hatred of American values such as, the primacy of the individual, the concept of a state that exists by the consent of the governed, bill of rights, Natural law or absolute truths such as inalienable rights endowed by our creator, representative government, etc. These rights are abhorrant, disgusting and threatening to the primary dogma of fascism and must be destroyed.
Islam is not inherently hostile to America and its way of life. There are Wahhabist, Islamic Brotherhood, Al-Qaeda, Hojjatieh, and a number of other radical misinterpretations of Islam that have generally expanded in the last 200 years. The reason they are Islamo-fascists is because they share all the same traits of the Fascists, with the minor exception of the authority by which they call for the supremacy of the state and degradation of the individual.
Al Qaeda, proposes an ever expanding worldwide Jihad that through Sharia, will install a brutal state centered regime that will manage every imaginable detail of peoples lives. Corporations will exist only to serve the state. The brutality, chavenism, and hegemony of fascisim are integral components of their shared goal of destroying the central pillar of Western culture and that is the Idea of Liberty and the primacy of the Individual.
I really don't care whether Hitler used a cross in the Nuremburg rallies or if Mussolini wanted us to admire Roman symbols, because when their Warriors come over the hill, it just doesn't matter. When the Jihadis come over the hill or in our case run into our buildings, I don't want to understand their feelings or why they hate the constitution or want the Jews dead, I only want more ammunition to kill them for as long as it takes to make them stop coming over the hill. Its fascism and you want to make them seem like a minimal threat or a benign entity on the world stage, because you fear that someone will want to kill them. Too Late! When people said, "Remember 911", I remembered. Trying to soften their image is the wrong direction to go.
Regarding the paragraph, you quoted, read the two sentences, they are not conflicting. One says "Le Figaro...indicates...will reach 15%...". It refers to Figaro indicating. It does not mention the conditions Figaro is including in its predictions or whether Figaro is correct. Then it goes on to make its own statement that includes a caveat, and that is the "tendency continues". I hadn't read into it as deep as you did, but they do not conflict and I honestly think you are scraping for a reason to minimize the significance of the French intifada. I don't know why you want to consider it insignificant, but I don't think it is productive.
February 15, 2007 2:46 PM | Reply | Permalink
Right... That is the root of the wealth gap that is so widely discussed these days. Payroll taxes offset income taxes resulting in a much more regressive net tax system. Unsurprisingly, the rich get richer. Sure there is a promise that income taxes will ultimately reimburse the payroll taxes, but that is still 10 years down the road and one way to see our CURRENT deficits is simply to note that the payroll tax offset is not as great as it used to be. AND the idea that SS is welfare is designed to reduce the amount income tax must reimburse payroll tax.
February 15, 2007 2:55 PM | Reply | Permalink
"Means-testing Social Security" is just another way of saying, let the rich who have benefited from the regressive overcharge in payroll taxes get away with not ever reimbursing it.
February 15, 2007 2:59 PM | Reply | Permalink
Out of curiosity where did you get the odd idea we (the US and Britain) invaded Europe (the Normandy landings, etc.) for the purpose of winning the French their country back?
Weird!
February 15, 2007 3:01 PM | Reply | Permalink
It is exactly like trading with countries that put children in sweatshops. The only way you can compete is by putting your OWN children in sweatshops. The only way Europe could have protected its higher standard of living for the middle class would have been to establish tariffs equal to the benefits we failed to provide the middle class.
February 15, 2007 3:02 PM | Reply | Permalink
There is a lot you are unaware of.
February 15, 2007 3:02 PM | Reply | Permalink
Regarding your salad bowl remark, having the different cultures and traditions is great, but there are certain American ideals about our government and how we view each other that many assume are organic and obvious concepts. These basic precepts of Western thought and American culture are not negotiable. They include the dignity of the individual and the importance of personal Liberty. Call that the dressing if you like, lol.
By the way, I forgot to mention earlier that I had not intended to imply that the French intentionally decided that their welfare state would be sustained by young muslims. Their low birth rate, the aging of their population the cultural characteristics of their former colonies and the close proximity of the Islamic states are all contributing factors to thier filling the demand with a willing supply of young labor. With the hostility towards assimilation that is so common with European immigrants, I have often pointed out how blessed we are in the United states to enjoy an immigrant population that relatively speaking assimilates rather easily. I think our people and our newest arrivals deserve credit for that.
"...To borrow from Laurel & Hardy, "This is a fine fix you've gotten us into, George!" I distinguish the contribution of Laurel & Hardy from the speechwriting done by Abbott & Costello, and the dynamic between the President and Vice President brought to you by Faust & Mephistopheles...."
If someone compared one of my most disliked politicians to Satan, I usually raise red flags that they are unserious about politics, unless it is done with enough humor to make it entertaining. This paragraph of yours, although I disagreed with the premise, it was crafted in such a creative way that I literally burst out laughing. Well Done.
February 15, 2007 3:27 PM | Reply | Permalink
I'm glad to feed your curiosity, Ellen. If you read up the thread, one of the primary concepts discussed at the top was the fact that assisting other nations with their defense or liberation is always a mix of self-interested national interest and humanitarian reasons. Some cases will be more balanced than others. If you think that minimizing national self interest is so "Weird" then it is understandable how a Rwanda can happen. I don't think you do believe it is that weird in general.
I was not arguing the odd idea that we invaded for the purpose of winning the French their country back, but in reality, that was exactly what the short term goal was. The purpose was to expel the Germans, depose the Vichy and reinstate the Free French as a friendly base of operations to wage an all out onslaught across the Rhine into Nazi Germany.
Weird? I don't think so. I think Ike did a pretty good job of it. We used their country as a launchpad and defeated the Germans as our ultimate goal in the European theater. Did we serve our own personal goals as well? You bet. It was one of the many times in our history where what was good for America was good for all of mankind.
February 15, 2007 4:03 PM | Reply | Permalink
That's true.
February 15, 2007 4:06 PM | Reply | Permalink
"..The only way Europe could have protected its higher standard of living for the middle class would have been to establish tariffs equal to the benefits we failed to provide the middle class..."
Oh, this is priceless. It reminds me of the time Gov. Cuomo said through gritted teeth that New Jersey was engaging in predatory practices by lowering tax rates and luring businesses and shoppers of big ticket items over the river to the detriment of New York. I love it.
You are saying that Europe's middle class is "entitled" to the Higher standard of living and the way to protect their inefficient production methods is to place taxes on their own consumers ability to purchase the American products they desire. You go on to argue that we are stealing their 2 month vacations and government regulated right to sleep on the job, because we are unfairly not offering the same stupid "sleep on the job," "paid goldbricking" rules as they do. OMG, I feel so sorry for those guys.
This is hilarious. Americans work longer hours because we want to. We work harder and produce better and smarter. Its called competition and if they can't get free champagne during lunch break, tough. We win, they lose. If they decide to pull their socialist heads out of their ass, then we can change that to a we win, they win.
You are getting to be as entertaining as Tony. I'm going to have to cut and paste this to the archives.
February 15, 2007 4:22 PM | Reply | Permalink
Following Ellen to keep the thread straight.
We can find common ground on a couple things. I emphasized the percentage because it seemed you were exaggerating for effect.
I think we can agree that most European old cultures have trouble assimiliating immigrants. I read a version that goes like this: The British issue is that while they proclaim immigrants to be British, the immigrants can see they aren't accepted, while the French offer lots of services but let them know they'll never be French.
But in both cases the answer would be internal politics and/or cultural evolution.
I also exaggerated for effect in mentioning the Revolution. States have interests, not principles, because they are organizations, not individuals. The individuals within them can apply moral principles, just like a given coproration might respond to the CEO or board applying them.
In any case, the French can be annoying, but I love them anyway. Here's a howler I just heard: At Agincourt the French announced they would cut off the long finger of English archers after the French defeated them. Unfortunately for the French, they lost, and were treated to the English holding up said finger and saying "Pluck you!" Which later became "F*** you!"; easier to say.
If this story isn't true it should be.
February 15, 2007 4:54 PM | Reply | Permalink
You are basically making UnaHomer's point and going beyond that to make Stossel's point. The folks in Mississippi are able to give to charities they truly believe in and to remain close to those charities to ensure their efficiency because the governemnt has not crowded them out. They keep more of their money and contary to the allegations of the left, they have been more than responsible with the money they have been allowed to keep.
Massachussets according to your explanation can't donate to charity, because the government has taken all their money away and also, they figure, "I gave at the office". Then the big government that as you say as always been a big tradition in their lives, delivers charity in a more inefficent way than could be done if charity was left to the donar to choose.
Your remarks don't excuse the left or the north east for their stinginess, they only explain motive for the stinginess. When you say "no one forces them to do it". Are you kidding? If I live in Mississippi I can choose not to donate. No One forces me to. If I live in Massachussets and choose not to vote for the welfare state and then choose not to pay the taxes from the sweat of my brow, I am forcibly removed from my home and locked in a cage. I would call that force.
About a quarter of the populace at most is voting for the state's welfare state in the northeast. Yes, I know more people could vote, but saying that no one forces these people to pay into an inefficient system for delivery of charity is much worse solution. What you call common consent is not common consent.
And if you are implying that Massachussets and Mississippi are radically different rates of graduation, according to your link, Miss. and Mass. are both pretty close to the middle about 80-85% Miss. slightly trails. And when you consider the non state resources for education to the home of the Ivy league, Mass. should be wiping out a state like Mississippi. One of the other reasons Mississippi does not graduate as many from college, is because Democrats and North easterners do not enter the military in numbers at any where near the rate of the states of the deep south. That is what Lincoln referred to as the highest form of charity.
February 15, 2007 4:55 PM | Reply | Permalink
I have heard that story and agree even though it is sometimes challenged, it makes for a good story.
I liked this paragraph of yours:
"...States have interests, not principles, because they are organizations, not individuals. The individuals within them can apply moral principles, just like a given coproration might respond to the CEO or board applying them..."
I understand what you are saying, but it should be emphasized, that a nation whose founding principle is that a state exists by the consent of the governed is going to have its principles flow through its government to a greater extent than a state with no liberty. (I think we are talking about the same thing). The notion that democracies tend to wage war less often is based on that idea.
Regarding having no principles, only interests, Margret Thatcher once said [paraphrasing] her admiration for America is that Europe and the rest of the world had governments based on bloodlines and lineage or common culture or race, but America was unique in the fact that it was based on philosophy and anyone that believes in that philosophy is welcome to be an American. I can see why the French might struggle with this, where we, although imperfect, are more likely to assimilate easier.
I understand what you mean by the machinery of the state having interests, but "We the people" consent to a government based on principles. I think we agree on this, but just wanted to emphasize for clarity.
February 15, 2007 5:13 PM | Reply | Permalink
I suspect we are in agreement about a certain core value of ideals. It cheered me to see that the new citizenship exam deals much more with rights and obligations than the number of stripes in the flag. Dressing fits, especially if the salad is more of the composed type, such as cole slaw or potato salad. While in a conventional tossed salad, greens can leap out and attack one's tie, but potato salad tends to stay comfortably in one place. Mayonnaise, rather than a light vinaigrette, perhaps holds the country together.
Apropos of common values, I have some close Muslim friends. The naturalized immigrants among them have the kind of intense American loyalty you see among other immigrant populations that felt they were improving their lot in life by coming here. They are mostly West African, with a few Bah'ai from Iran. As opposed to France, however, they want to assimilate, with religion being one part of a full life.
Let's put it this way -- one of the second generation is perhaps 15. In a large family, he is the peacemaker, the best student, and almost disgustingly charismatic yet modest. This is the sort of kid you think of when you say "someday, you might be President."
I must give a certain credit to perhaps my favorite politician of all time, although the Faustian aspect is more mine -- although I've heard variants. On the general issue of praising the enemy of my enemy, I quote Churchill:
Mind you, one of my international relations professors said diplomacy was the art of arranging for the French to be the ally of your enemy. The conventional definition was it was saying "nice doggie, nice doggie" while looking for a rock.
-
Howard
*equal opportunity offense to both extremes*
February 15, 2007 5:46 PM | Reply | Permalink
While Stalin was not an ideological fascist -- Stalin was less ideology and more thug -- Stalin, Hitler and Mussolini, and to a lesser extent some Latin American leaders, do fit the leader-state definition originated by Hegel and refined by Nietzsche.
As far as a direct, major Jihadi threat, the potential threat is small at present, regardless of media and politician hype. The long road is to reduce the conditions from which the Jihadis recruit, taking targets of opportunity in the meantime.
There are any number of surgical procedures -- and by this I refer to things done by physicians with sharp little instruments, not "surgical strikes" -- where you must wait for a defect to "ripen" before a definitive repair is feasible. Such a model, in the past, has applied to guerillas when they make the mistake of confronting conventional forces before they are really prepared to do so. Iraq was not the place to force battle against conventional forces, but there will continue to be opportunities to deceive and attack terrorist infrastructure and command.
--
Howard
*equal opportunity offense to both extremes*
February 15, 2007 5:53 PM | Reply | Permalink
Another potential reason for the apparent discrepancy. Those calculations of charitable donations also include money given to churches. That alone could, I think, tip the balance.
February 15, 2007 6:46 PM | Reply | Permalink
Overheard at the annual meeting of the church building fund committee --
"I tell you, Miss Harkins, that '55 Chevy of Grandaddy's we donated? Why that was a classic, worth at least the $25,000 we claimed. We didn't even include those two banty hens that refused to come out of it when we pulled it out of the barn."
February 15, 2007 8:16 PM | Reply | Permalink
The numbers do not include money given to churches, but it does include charities run by churches.
I think it was the governor of Mississippi that said after Hurricane Katrina, No person starving under a pile of ruble is going to question what religious affiliation it is that brought you your first meal. This was in response to questions about bending the rules to let church relief groups into restricted areas.
I'm not sure what you are implying, that People in Massachussets are not only stingy with the poor, but don't give money to their churches as well? Boy, they must be taxed even worse than I thought.
What is your point?
February 15, 2007 8:30 PM | Reply | Permalink
I have very little interest in jousting with statistics
with someone whose social philosophy is so divergent from mine. If you want to prowl around a little Statemaster is probably the best place to locate statistics of all sorts:
I'm willing to grant that there's a degree of coercion in democracies--the majority does rule. But I'm not willing to concede that it is any more coercive to vote taxes and bonds for schools, museums, public health and other things I call the "common good" than it is to pay for a bloated and inefficient military. Promoting the general welfare is as much a Constitutional obligation as providing for the common defense or ensuring domestic tranquility. I vote to educate the children I don't have because it is in my enlightened self interest to live in a well-educated community. The states you seem to think are so terribly oppressed also happen to be the states with the highest percentage of voting age population registered to vote and the highest percentage of eligible voters voting. The states you laud as models of charitable giving are consistently among the lowest.
If we take Massachusetts and Mississippi as benchmark states. Here are few comparisons:
There are, of course, historical reasons for all of these things dating to the era of slavery. My contentions is this: That there is a correlation between public expenditures for the common good and the general welfare. This shows in everything from the quality of the cultural life to mortality statistics.
I'm not at all saying that people in Massachusetts shouldn't be more generous in the private sphere. I am saying that given my choice, I would rather live in a state with Massachusetts profile, and there seems to be little evidence from any of the statistical tables that persons elsewhere "have been more than responsible with the money they have been allowed to keep".
aMike
Post Scriptum
An article in Forbes Magazine challenges the methodology used by Catalogue for Philanthopy's Generosity Index--the original source for the idea that Mississippi is the most generous. The article is worth a read.
February 15, 2007 8:42 PM | Reply | Permalink
My point is that there are likely reasons aside from greed or hypocrisy that conservatives donate more to charity than liberals. Generally, conservatives are more likely to belong to churches and to support them financially. Most sets of numbers on charitable donations include money given to churches -- after all, one can claim that as a charitable contribution on a tax return -- leading to the results that UnaHomer pointed out.
February 15, 2007 8:52 PM | Reply | Permalink
OK. Well my choice of the word stingy I hadn't intended to mean greed. Stingy is somewhere between thrifty which is positive, greedy which is negative. I intended it to mean, for whatever reason, they are not given it up. So greed I hadn't intended to direct at them, but hypocrisy I do.
I'm not sure why you say "likely reasons". That implies that it is a given that people would assume that Liberals would give more or at least equal to conservatives. That the idea that it is a given might be so for those on the left but not on the right. The point of the 20/20 piece and the Albert C. Brooks book, "Who really cares" is number one to give the facts, and second to point out surprises. The reason it is a surprise because Liberals are always shouting for people to be more compassionate like them and not greedy and selfish like Republicans. Most people on the right have always considered that rhetoric to be all talk and no action unless it is being generous with the money you take from someone else. To see it proven out in such extensive scientific studies is no surprise to those on the Right. They have always considered conservatives focused on personal responsibility for action, not as much focused on being an activist that convinces others to action.
Here is a very brief review on Brooks book by Thomas Sowell
Thanks for your response.
February 15, 2007 9:42 PM | Reply | Permalink
Unahomer, I think you make a good point, but I also think the philosophy of politics between liberals and conservatives is responsible for the difference in charitable giving.
Liberals have a deep belief that the government is soley responsible for taking care of their neighbors, they do not want the responsibility of doing it themselves. On the otherhand, conservatives are committed to the belief that government should never get involved in helping the needy, it is the sole responsibility of the community.
I don't buy the crapola that liberals have less money than conservatives because when you look at EVERY politician in Washington regardless of Party they are either millionaires or billionaires, PERIOD!!! In fact, I live in San Francisco, and all of my liberal friends live in a $5,000+ per month apartments and few donate to charities--this includes myself.
So the botom line is simply idealism, not one's ABILITY to give or not, but one's WILLINGNESS to give based on their political philosophy. As for my own philosopy, I think the answer is probably somewhere in the middle. Government's big money and programs are essential in helping solve society's social welfare problems, but realistically, locally funded charitable community programs are far more effective in actually meeting those needs. We need both!
February 15, 2007 9:58 PM | Reply | Permalink
After I read your header that said "you have very little interest in jousting with statistics", I was someone disappointed because usually you have such a nice layout with nice numbers and plenty of sources. As I said before, I would have expected Ivy League Massachussets to blow doors on graduation rates on a state like Mississippi after seeing your previous link.
Then I scrolled down and you had all kinds of good stuff about how Massachussets gives almost twice as much money to the kids for education and they are so highly educated and not only that they call it a smart index. You also have a scientists from Boston College defending his states honor with more statistics to prove they give more than people say. And you show how Mass. is a better state to live and richer. They are really living well in Massachussets.
Great statistics. I am still wondering though. How is it that a wealthy state with an aging population of well educated 90% white Liberals ranks near the bottom for charitable giving, but a poor Red state with a very young 38% black population and relatively low historical wealth to reinvest in education donates what little they have and ranks near the top in charitable giving.
I'm glad you cleared up my misunderstanding of your previous link. You are right they rank very high on the rich and educated list.
February 15, 2007 10:46 PM | Reply | Permalink
The trouble with you wingers is you only look to the community when you get yourself in deep shit trouble. Then its all, "I've been paying taxes for 30 years." F--- You.
February 15, 2007 11:29 PM | Reply | Permalink
Churches are not charities. They are scams.
February 15, 2007 11:32 PM | Reply | Permalink
Huh? You lost me here.
Means-testing Social Security or other benefits usually means varying the benefit level according to the wealth of the beneficiary. So if you retire rich, your Social Security benefit is lower. The idea is that social insurance is INSURANCE, not an entitlement. It would prevent poverty by paying out to the needy and save money by not paying out to the rich.
I've never understood why this concept should be controversial.
February 16, 2007 6:23 AM | Reply | Permalink
Brad, Of course, Social Security already is means tested in the sense that higher earners have a lower share of their past incomes replaced, with a cap set on the maximum level anyone can receive. Most liberals are amenable to adjusting those levels downward somewhat, though those kinds of changes don't save all that much because the share of elderly people with high-incomes is relatively low.
When some people talk about means testing SS, they are suggesting that upper-income people shouldn't get anything at all. That approach, though, raises big problems in that it would undercut political support for the program by making it more like welfare than social insurance. If some people pay a lot in but get nothing back, it would become more difficult to sustain. So there's a balancing act.--Greg
February 16, 2007 7:50 AM | Reply | Permalink
I suppose that we'll have to agree to disagree on this one. In my mind, taking care of the elderly, disabled and orphaned kids will always be welfare because, regardless of what some people pay into the system, they'll get a lot more out than they ever put in-- and if everyone lives longer, that will mean everyone. I would never say this charity (welfare) is bad and I would never suggest putting a lifetime limit on payouts.
In the end, progressives will have to think how services are delivered to them. In the past, jobs have been outsourced to "cheaper labor" and my instinct tells me that the boomers will demand a "guest worker" program...
February 16, 2007 8:18 AM | Reply | Permalink
Re; It is exactly like trading with countries that put children in sweatshops. The only way you can compete is by putting your OWN children in sweatshops. The only way Europe could have protected its higher standard of living for the middle class would have been to establish tariffs equal to the benefits we failed to provide the middle class.
Um, American children are not in sweatshops. And in fact, the American standard of living is quite comparable with that in European countries (where do you get that Europe has a higher standard of living??!?!?), so there's no way you can say that America is some sort of "cheap labor" country with so that the Europeans have to cut their own workers' wages to equal ours. And don't forget that American social benefits are usually provided through employment in America-- a dumb system, I agree!-- (and why sdo you assume that our people do not have such benefits; most do, but pricately not publicly provided!) and that these benefits add directly to the cost of our goods, which actually puts us at a competitive disadvantage in trading with countries which provide health insurance etc. through public funding instead. America is not China, and we are not undercutting anyone by skimping on social benefits: quite the contrary, since our system is so inefficient (compare per capita health costs among major countries!) we are really shooting ourselves in the foot.
February 16, 2007 9:25 AM | Reply | Permalink
I'm glad you pointed that out. Yes, Stalin was more thug than ideology. As well as the others.
This is my point and the point of our founding fathers. They believed that in every generation and every population there will be someone that has an insatiable urge to take over the government and use it against everybody. Absolute power corrupts absolutely.
Just as we hear that guns should not be laying around because human nature is such that someone might have the urge to pick it up and kill someone, our forefathers believed that the power of government is so awesome, that it should not be left laying around for someone to pick it up and kill someone. They treasured Liberty that much.
Stalin is just another example of a thug that looked at the current ideological movement of his time, he talked the talk and he got on board, got hold of the steering wheel and 100 million corpses later.
We fought the fascist thugs of the 30s a decade too late. Even if they deluded themselves into thinking that the ideology justified their thugerry, the bottom line is they were megalomaniacal Thugs.
I hear your point about surgery. You think the cancer hasn't even become malignant yet. I believe it has been malignant since the Kennedy years, but we put off our annual check up and now it has spread so far that we may not be able to stop the spread because it is so close to the global tipping point.
These Islamofascists from Southeast Asia to Morroco to the streets of Chelsea are supporting a movement that is the worst, the absolute worst imaginable form of Fascism and thuggery that we have faced. It is a greater threat than the Soviets or the Nazis, because it is Stateless and has a minimal target on it, it is dressed up as a religion not a political movement, it can exploit our system and live amongst us, Unlike the small and late blooming band of suicidal kamikazees...they have suicide bombers in all regions and at their initiation (not in the dying days), They can out-produce us in fertility rates and use their exponential growth to overwhelm insecure European democracies at the ballot box, it is not dependent on technology and Industrial output as the 2 world wars were, and as we are seeing in Congress this week, they have more will to win than we do.
It is a cancer of fascist thuggery that has spread everywhere and the patient keeps saying, "But Doctor,...I feel fine".
If you think the threat is small. If we had not changed our behavior after 911, we would have suffered more 911s since then. Having a 911 once a year is not a small threat to me. The media is not the ones "hyping" the threat, on the contrary, they expend massive amounts of energy everyday to minimize the threat and hide facts that get in the way of that effort.
I liked the idea of Bravo, Delta, etc. strategy you laid out. I say blunt first. Hit their HQ first and their potential staging areas next. I think we are doing that. Its a long war.
I don't think Hegel or Nietzsche can be considered the authority on the definition of Fascism. Hegel's dialectical laid the foundation of materialism that Marx and all other socialist movements are funneled through. He made the Nazis and the Communists possible, but did not define the term. Nietsche's Nihlism strongly influenced the Nazis, but I don't think he provided many specifics that resemble the end result of the Nazi party. If you can point to the definition of "leader state" from Hegel or Nietsche, I would enjoy reading it.
OBL, Hitler, Mao, etc.
These guys are brutal thugs and the ideology they veil themselves in is only an instrument of their Thuggery.
Example: "It's a Real nice store you got here, Jimmy....It'd be a shame if anything ever happened to it".
Does he care about your store? No. He is saying I can behave in a way that seems almost compassionate and you will enjoy certain favors and benefits, but be assured, I am the ultimate arbiter of your freedom, what favors you do receive and what punishments you receive as well.
Just like When Iran, sent the letter to the American people last year. The message was an age old pre-Jihad song and dance. Basically, We are morally superior to you, which is why we are mercifully giving you the opportunity to convert to Islam, if you refuse to "submit" to the superiority of God, you are Satanic and must die, America.
Nice country,.... It'd be a shame if anything were to happen to it.
February 16, 2007 10:05 AM | Reply | Permalink
And the higher the Social Security recipient's taxable income, the higher the share of receipts returned to the government in the form of income taxes -- IRS F.1040, line 20b.
February 16, 2007 10:28 AM | Reply | Permalink
For the sake of argument, let's say the thuggery has to be confronted now. With the exception of supporting terror against Iraq, Saddam actually kept a tight leash on many groups. Why Iraq? I could have thought of many other places for priority initiatives, not all of which needed military force. I look at terrorism from a public health standpoint. So far, the world has eradicated one disease, smallpox. Naziism didn't quite meet the rigid standard of eradication, but it's close.
With infectious disease, you work on reducing the exposure (prevalence) and reducing the impact once someone is infected (virulence). I see terrorism in that manner: you manage it, but you don't make it go away. If the casualties were one 9/11 a year, but we made significant reductions on cardiovascular disease, diabetes, cerebrovascular disease, and motor vehicle accidents, we'd be far ahead.
I'll try to find on online reference to Hegel; it's not bookmarked on this machine. But that's a conventional war model. We blundered around for years trying to attack the Central Office for South Vietnam, but COSVN was a mobile group, not a Pentagon-in-the-jungle. Occasionally, as in Afghanistan, there will be real terrorist bases. There may be cases where leadership can be killed, and yes that is assassination and yes I approve of it. Blunting and disrupting of this sort of force, however, is not a conventional military capacity. Remember the D mission involves disrupting the source of critical resources. In this case, a big part of the source are the real and false things used to propagandize the "Street". Information operations, diplomacy, and economic incentives and sanctions may be the best tools here. -- Howard
*equal opportunity offense to both extremes*
February 16, 2007 10:47 AM | Reply | Permalink
TJK--you said, When the Jihadis come over the hill or in our case run into our buildings, I don't want to understand their feelings or why they hate the constitution or want the Jews dead, I only want more ammunition to kill them for as long as it takes to make them stop coming over the hill. [emphasis added]
What if killing them is not the best way to stop them from coming over the hill?
Most of the the military experts in the US are quite clear that killing them is not the best way to stop them.
War does not determine who is right - only who is left. Bertrand Russell
February 16, 2007 11:14 AM | Reply | Permalink
"Exterminate all the brutes!"
Although it might be good manners to identify them before doing so.
February 16, 2007 11:32 AM | Reply | Permalink
Nahh. "Kill them all; God will know his own." (Arnaud-Amaury, Papal Legate during the Albigensian Crusade)
--
Howard
*equal opportunity offense to both extremes*
February 16, 2007 11:49 AM | Reply | Permalink
"Shoot first; ask questions later."
Answers? Who needs 'em. We Americans have all the answers we need -- always.
February 16, 2007 12:25 PM | Reply | Permalink
Brad,
Social Security is NOT an insurance program. For the past 70 years Americans have understood that they are entitled to a benefit of a fixed amount based on their contributions to Social Security. Older fixed-benefit retirement programs were often carved around the Social Security benefit. (401-K's, on the other hand, are simply slapped up in the air on a wish and a hope). You cannot insure against getting old because their is virtually no risk involved, it is going to happen (this is a bit of an exaggeration, I admit).
The insurance label is part of the congressional bait and switch that has been going on over the years. Social Security is a promised retirement benefit that is no different than any other retirement benefit promised to any other beneficiary group, EXCEPT in the way it is funded. In this respect, its funding is MANDATORILY concurrent. Because of the size of the program, it CANNOT be prefunded. So called "prefunding" simply distorts the economy twice, once during prefunding and again when the prefunding is recovered.
Your idiotic view is based on the ENTITLEMENT view of the rich. The RICH are NOT entitled to every dime they ever squeezed out of everyone else. They are, at most, caretakers of funds that happen to become lodged in their possession for a short while.
The shortcoming of the SSA's T-bills is that there is no clear end point where the bills must be repaid to SSA. Your so called "insurance" notion delays that moment indefinitely, thereby converting the "loan" from payroll taxes since the 1980s into a GIFT. The working and middle classes do not have any reason to support such a retroactive regressive tax grab. It is time to demand that taxes be made more progressive.
February 16, 2007 2:16 PM | Reply | Permalink
1. I assume you have completely forgotten the many clothing boycotts of the early 1990s, all involving sweatshops and children.
2. We do not successfully compete in textiles any longer.
3. Ask your European acquaintances if their social benefits have been cut and which they might have been. It is a lot of work to educate you navel gazing wingers.
February 16, 2007 2:22 PM | Reply | Permalink
Re: You cannot insure against getting old because their is virtually no risk involved, it is going to happen
If that's true then why is it we have life insurance since it's 100% certain that everyone is going to die.
For that matter your chances of being involved into an auto accident (assuming you drive regularly) approach certainty too, over teh coyrse of a lifetime; and ditto for your chances of getting ill, which makes health insurance alos questionable.
The reason we can isure these things is not that they are uncommon events, but that they do not happen to everyone simultaneously: there is always a larger pool of people who are not sick, in traffic accidents, on their deathbed, or retiring due to age.
February 16, 2007 3:36 PM | Reply | Permalink
I always have wondered why it's not called death insurance. The actuarial basis is that the insurer will have use of the insureds' money long enough to generate profits that will cover the death benefits in any given time period. You may pay in as much as the benefit, or even get some interest, but they will get a lot better return on the investment.
Health insurance is insurance only in the sense of catastrophic protection. For more routine treatment, it is more benefits management than true insurance. The benefits manager may negotiate discounts, require evidence of efficiency from the provider, etc.
--
Howard
*equal opportunity offense to both extremes*
February 16, 2007 3:56 PM | Reply | Permalink
Very good points. There are ways of figuring out how far to go with continuing medical care with a particular patient. My former husband actually developed a scoring system that originally was designed to evaluate only critically ill patients to allow them to be compared. The comparisons were for the purpose of evaluating patients' responses to therapy; to evaluate who needed intensive care the most (such as when there are 6 critical patients in the ER but only 5 ICU beds, for example); and also to compare one ICU's against another based on how sick the patients were to start with, rather than simply death rates, for example. [A tertiary hospital ICU will have a higher death rate than the community hospital ICU because their patients are sicker to start with, even though their care may be more efficatious]
It turned out to be such a sophisticated way to compare and evaluate patients that it is now the world standard for research and testing drugs and other therapies.
The nice thing about it is that it can predict with reasonable certainty WHO CAN MOST LIKELY BENEFIT FROM A PARTICULAR THERAPY. That is what should determine who gets care. In your scenerio, a 92 year-old who is active and healthy would receive acute care for an injury. A 32 year-old with alcoholic liver failure who has been bed-ridden for 2 years most likely would not. Why? Not because of a value judgement, but because the likely outcome would benefit the first, and would not benefit the second.
That should be the gold standard, in my opinion, in terms of treatment efforts and moneys. Not all agree with me. But they are wrong.
Jan Knaus
February 16, 2007 4:31 PM | Reply | Permalink
Aha! APACHE II?
--
Howard
*equal opportunity offense to both extremes*
February 16, 2007 5:25 PM | Reply | Permalink
Re: 1. I assume you have completely forgotten the many clothing boycotts of the early 1990s, all involving sweatshops and children.
Those sweatshops are not in the US. If you Euroepans have a problem with sweatshop labor undercutting you, the US is not at fault. Talk to China et al.
2. We do not successfully compete in textiles any longer.
Neither does the US. We have the same problem that Europe does. Don't blame the fellow victim.
3. Ask your European acquaintances if their social benefits have been cut and which they might have been. It is a lot of work to educate you navel gazing wingers.
Benefits are being cut in the US too. Again, the problem is competition from low wage, low benefit countries. America, again, is not to blame.
PS: I am not a "winger". Certainly not a rightwinger. Get your facts straight about people, 'K? I haven't voted for a Republican for national office since 1994, and not for state office since 1996. I think that disqualifies me from that group.
February 16, 2007 5:32 PM | Reply | Permalink
We can say the insurance company is betting you'll live (past some date) and you're betting you'll die (before that date). Thus suicide clauses.
So it is life insurance in that you are insuring against living. Although just like car insurance we don't actually want to have an accident, we still only need the insurance if we do. Similarly, we only need life insurance if we die early.
February 16, 2007 5:50 PM | Reply | Permalink
For both of these, the moment is highly variable, so there is risk.
February 16, 2007 6:18 PM | Reply | Permalink
Correct. The only substantial health insurer in the US is the government, who bears the risk associated with catastrophe (usually after the victim has become a pauper). This is why I advocate the abolition of the current health insurance system. The benefit managers are screwing us.
February 16, 2007 6:21 PM | Reply | Permalink
Hello, open your eyes.... I mentioned Europe from a normative view, not because I live there. Thus, your comments 1 and 2 are very odd sounding.
As to 3, I voted once for a Republican back in 1980s as a protest against Chuck Robb (who is for all practical purposes a Republican himself) because there was no 3rd party. I have carried that burden ever since, but know I will never do it again. When I lately protested Hillary (because she is a Republican), I just refused to vote in that election.
You are a reformed winger, still talk'n the talk. I'm what NOT a winger looks like.
February 16, 2007 6:29 PM | Reply | Permalink
The reason why I rated your post marginal is because, think about this situation: you and others start investing your deductibles into a cooperative health care system. If 200 people did this, you'd have $1,000,000 a year and if 200,000 people did this, you'd have a billion a year-- just for breast cancer treatment!
That's a lot of purchasing power!
For whatever reasons, many folks, like yourself, want the government to debate this rather than using your own market power to change things!
A PERSONAL STORY ABOUT "Medicare Is Welfare"
Last year, my grandmother was going to therapy (exercise) and medicare paid $150 a session which produced a monthly bill of about $1200.
Thankfully, for taxpayers, medicare decided to cut back. In light of that, she now goes to the YMCA for the "silver sneakers" program or exercises at home.
Now, I really love my grandmother but I also wonder "who is paying the $14,000 a year cost for the therapy?"
For example, here in Minnesota, 40,000 children go without health care! Thus, I wonder: is this happening because folks, like my grandmother, are overcharged for basic treatment?
To put it in perspective, her "therapy costs" were higher than the yearly wage that a typical Wal-Mart worker earns!
Now, I think that Ghandi was a smart man because he suggested that people should produce what they need by themselves.
That's one of my justifications for being worried that "the government will foot the bill."
People like Ghandi, I think, might belive that SS is welfare because it leads people to believe that their government produces something else besides money.
February 16, 2007 7:35 PM | Reply | Permalink
May I remind you that the rating system is about the expression of a post, not whether you agree with its substance?
Let's assume you have 200,000 people do this. How will the providers be paid? Will they bill you, or must the covered people pay and you will reimburse? The latter is much simpler from an administrative standpoint, but the former is the sort of thing sick people would rather have to reduce the worry in the middle of an illness.
I'm not arguing that your continuing administrative costs can't be lower than a for-profit insurer, but setting up the administrative machinery is going to be time-consuming and expensive. If some foundation would jump-start that, it would be a big help.
Healthcare providers aren't going to be eager to work with a new payor, and the insurers will do everything they can to interfere. Are you going to be able to have covered people in one geographic area, so you have a reasonable number of providers to familiarize?
With the investment, you might be able to create a HMO, which would simplify outpatient expense. Still, in that case, unless you convince providers to contract with you (network model), you'll have the capital expense of a facility (staff model).
I don't say it can't be done, but it would not be simple. You would probably need some start-up help.
How quickly, after investing deductibles, will people be able to get benefits?
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Howard
*equal opportunity offense to both extremes*
February 16, 2007 7:37 PM | Reply | Permalink