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Week of October 1, 2006 - October 7, 2006

MyRichUncle: The New Kid in Town

MyRichUncle, a new student lender, is cutting prices and raising troubling questions about whether the student loan market works for students.

For years, student loan watchers have been puzzled: if lenders really do make a killing on student loans -- as studies from the Treasury Department and the Congressional Budget Office suggest -- where is the competition that should drive down prices?

Now, it seems, it's here. MyRichUncle president Raza Khan says, “We’ve set out to change this market fundamentally from its core." The lender reduces interest rates for all students by about 15 percent (from 6.8 percent to 5.8 percent).

However, more than its discounts, MyRichUncle is attracting attention from its controversial ads questioning colleges' service to their students. Financial aid officers have taken issue.

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Did Carville Tip Bush Off to Kerry Strategy (Woodward)

I just came across a troubling incident that Bob Woodward reports in his new book. Very troubling.

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Lambsdorff Outlines Sensible European Approach Towards Middle East In Light of American Failures

Yesterday, I hosted a meeting with European Parliament Member Alexander Graf Lambsdorff (and Deputy Chairman of the Free Democracts in the European Parliament) who gave a talk titled: "Europe's Evolving Stakes in the Middle East."

The meeting was assembled by the New America Foundation/American Strategy Program and the Friedrich Naumann Foundation.

Lambsdorff outlined a sensible strategy for Europe in the Middle East, that still "hoped for" enlightened American engagement in the problems there. But he was skeptical of the ability or desire of this particular White House to move in positive directions. This was an important set of public remarks that should be read in full.

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Oh You Can Laugh...

Check out this nine seconds of hilarity as Rep. Randy Kuhl (R-Delusion) tries to invoke the response to Katrina as an example of effective government. Indeed you can laugh...

High Anxiety

From Senator John Edward's "Two Americas" theme from 2004 to the Democratic Leadership Council's unveiling (by Senator Hillary Clinton) of its American Dream Initiative, the increasingly tenuous position of the average American faced with increasing housing, health care and education costs as Old Economy jobs disappear or get restructured and New Economy jobs prove unstable is becoming the dominant discourse amongst leaders of the Democratic Party. The Atlantic's Jack Beatty offered a similar observation in a short column, focusing on Jacob Hacker's recently released The Great Risk Shift.

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Don't 'Brown' the Hispanics

Consider the following headline: "Reading scores of blacks and Hispanics improve: Scores of whites show little change." Like many such news reports, this one is not only misleading, but also it's wrong because it does not account for the fact that roughly half of Hispanics in the United States are white.

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Winning Without the South, Part III: Responding to (More) Critics

With thanks, once again, to TPMCafe readers for their useful comments and constructive criticisms, as promised yesterday in Part II of this mini-series on Democrats building a non-southern majority, I will tackle two more challenges to my argument in Whistling Past Dixie:

The “cultural South” is neither rigidly confined to, nor pervasive everywhere within the South. There are people with southern sensibilities outside the region, and growing pockets of progressivism inside the South.

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Bolton and co.'s game face

Mum's the word from the Bush administration on whether or not the Deputy Ambassador/Head of Mission solution will come to pass to take care of Bolton's expiring recess appointment problem. Here's Bill Gertz and Rowan Scarborough from the Washington Times:

The fallback: Mr. Bush could name Mr. Bolton as a deputy U.N. representative, a non-confirmable position, and then name him "acting" U.N. ambassador. Such a move would require some musical chairs of current deputies in the U.S. representative office in New York. 

During a meeting at The Washington Times this week, we asked R. Nicholas Burns, undersecretary of state for political affairs, about such a deal. "We want confirmation," he said. "We do not discuss fallback positions."

Now what's the point of keeping up your game face if you're just going to throw a brick anyways?

Homeland Security Act Signing Statement, Part II

Josh points out one controversy regarding the President's signing statement v/v the Department of Homeland Security and privacy issues. Marty Lederman has another regarding the qualifications of the head of FEMA.

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The Economy is Landing, and You are the Tires

The Bureau of Labor Statistics tracks many of the most important economic numbers for the Federal Government. One of the most widely followed is the monthly Employment Situation Summary, which contains both the survey for the Unemployment Rate, which is calculated by a survey of workers, and the Payroll data, which is calculated from business. The first the "A" tables are often touted in the press, even though there is wide misunderstanding about what the "Unemployment Rate" means, and the second, the "B" tables, are followed more closely by the business press as a more accurate guage of the labor market.

This is why there is often a divergence in reports on the economy - the headline UR was 4.6%, which is very low. However the "establishment survey" reported that only 59,000 private payroll positions were created in September. To understand why these numbers are really saying the same things, a bit of explanation is in order.

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TNR Picks Up Matthew's Story

Jonathan Cohn has picked up on Matthew’s story for The New Republic. He recounts the details of the kinds of choices Matthew's mom and dad have been forced to make as they decide whether to take Matthew for a particular medical treatment. They know that his frail medical condition means that delayed treatment could be dangerous, but they also know that every trip to the doctor or emergency room counts against the rapidly-approaching lifetime cap on his medical coverage—medical coverage he will need later in his young life.

Cohn uses Matthew’s story as a grim reminder that even those with insurance are not fully protected. Lifetime caps mean that babies like Matthew—or anyone with a truly awful medical condition—could bankrupt a family when the insurance coverage runs out. For most of us, “insurance” actually means limited coverage, not protection when a family needs it most.

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The House that Flacks Built

Three more come forward as the Foley Fallout blows down wind.

The only way the phants are going to hold the House of Representatives is if they move the capital to Las Vegas, and hope that what happens in Vegas really stays in Vegas. Reeling from defiant admissions that Hastert covered up for Foley, and then lied to the press just days ago about having forgotten - the FT reports that Abramoff ran cover for online gaming companies who paid millions. Only after Abramoff falls is legislation introduced to restrict gaming. Quid pro quo doesn't get much clearer in thus morally murky age.

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Stanford Forgives Debt for Teachers

It’s been a big few weeks in higher education: First Harvard ended early admissions. And now Stanford has announced that graduates who become teachers will have their student loans forgiven. This is a big move – and it presents an opportunity to start a bigger conversation on the nation’s commitment to education.

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Here's the FCC's Playbook for Burying Net Neutrality

The Federal Communications Commission (FCC) is planning in the next couple of weeks to begin an inquiry into Net Neutrality. On the surface, that might appear to be an enlightened, even noble, action for the agency to take.

It’s not. Beneath the surface, the reality is that FCC Chairman Kevin Martin’s planned Notice of Inquiry on Net Neutrality is an audacious triple play with the goals of greasing the largest telecom merger in history, relieving pressure on a key piece of legislation, and burying the Net Neutrality concept for good.

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Winning Without the South, Part II: Responding to Critics

The non-southern strategy is controversial for a lot of reasons, many of which were raised by sharp, thoughtful TPMCafe readers who took the time to respond to my initial post. I can’t respond in detail to every comment. But in a series of post over the next few days, I will tackle as many as possible of your criticisms and questions, two at a time.

1. It’s immoral and wrong to run a national party by excluding anyone, particularly rural, white southerners, many of whom are struggling economically and therefore need to hear and would respond to Democratic messages.

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Rep. Rodney Alexander should resign

The more I think about it, the more I think Ramesh Ponnuru's point is central and devastating to La Cage a Foley. (Thanks to Boyd's important post below for the heads up.)

About the initial emails that were brought to Rodney Alexander's attention, Ponnuru writes:

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2,715 GI's Dead in Iraq and Trent Lott Says "Who Cares?"

The brouhaha over Trent Lott's stupid comment about how Shiites and Sunnis look the same obscured the old confederate's far more sickening comment. This is from CNN.

"President Bush barely mentioned the war in Iraq when he met with Republican senators behind closed doors in the Capitol Thursday morning and was not asked about the course of the war, Sen. Trent Lott, R-Mississippi, said. "No, none of that," Lott told reporters after the session when asked if the Iraq war was discussed. "You're the only ones who obsess on that. We don't and the real people out in the real world don't for the most part."

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The Vietnam Analogy

Apparently, Henry Kissinger isn’t the only one who sees a connection between Iraq and Vietnam. According to a new CNN poll, taken after the NIE report was leaked, 52 percent of Americans think Iraq has morphed into Vietnam, seeing the "situations" as "similar." What does "similar" mean? Maybe this: among those polled, 58 percent believe that Bush has deliberately mislead the country about how the war is going.

George Bush Proposes Yucca Mountain Facility to Store Radioactive Republicans

George Bush today proposed a new facility to store long term radioactive Republican politicians. The target would be the ability to contain Republican politicians whose high level danger to tax cuts and social security privatization reaches critical levels. Current Republican radioactive politicians are kept in temporary storage in Virginia, often with mansions constructed prior to their being declared publicly radioactive.

There have been inquires from Hewlett-Packard about whether private sector high level radioactive executives could be stored at the facility - noting that in the recent case there that even the standard industry procedure of using a golden parachute to shroud the radioactivity is in sufficient.

The press is already noting that these calls from the White House have been made more urgent by the very public meltdown of Mark Foley. The general belief in Washington is that the Fordham explosion, the by-product of trying to rapidly shut him down before any more damage was done, has only moved Dennis Hastert closer to critical.

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The Care Crisis

What kind of society have we become? Before members of Congress departed for recess, they gave President George W. Bush—hardly known for his wisdom or compassion—the right to define what constitutes torture and to suspend the constitutional right of habeas corpus. But our elected representatives couldn’t find time to pass the Labor, Health and Human Service appropriations bill which, among things, funds child care.

The “Care Crisis"—the absence of anyone to care for America’s children, elderly and disabled—has turned into the new millennium’s version of the “Problem That Has No Name,” Child care is part of that larger Care Crisis. It is the 800-pound elephant that sits in Congress, our homes and offices—gigantic, but ignored.

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Of Coups, Their Plotters, and the Next Era of Politics

At moments like these, as I watch the civil war among the Republican congressional leadership, I’m glad that a long time ago I worked my way through all three volumes of John Julius Norwich’s history of the Byzantine Empire. When was the last bloodless, orderly transition in the Republican leadership?

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It's All The Liberals' Fault. Or Maybe George Soros. Yeah, That's It, George Soros

>So far there are two versions of right-wing spin to make the Mark Foley scandal and the cover-up go away. First there’s the complex postmodern pseudo-politically correct spin from the Wall Street Journal, Newt Gingrich and the Family Research Council:

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Kissinger and Those Peanuts

So Iraq critics who would draw out lessons of Vietnam are castigated as traumatized by the past but Henry Kissinger does so? And does so at the highest levels, his own tutorial for the President on comparative case studies and lessons of history.

So let’s use the “salted peanuts” memo. The National Security Archive has it posted. Read it. Read it and weep. The whole memo is about what’s not working, what not to do. “I have become deeply concerned about our present course in Vietnam,” it starts.

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Winning Without the South

As I was traveling the country interviewing Democrats for my new book, Whistling Past Dixie: How Democrats Can Win Without the South, upon hearing the book’s title invariably some of them would shoot me an incredulous look and ask, “Can we?” Such is the state of conventional wisdom about Democrats and the South.

When I pressed them to clarify their skepticism, most Democrats offered one or both of two explanations. First, the South is simply too much turf to concede to win a presidential election or forge congressional majorities. And, second, that the three most recent Democratic presidents were southern.

Neither is true.

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Don't Let Alexander Off the Hook

I think Rodney Alexander, one of our Louisiana congressman, has shown that he like Denny Hastert cares a lot more about his political position than he did about the safety of any of the pages in Washington. Of all people, it's Ramesh Ponnuru over at the Corner who makes this point most strongly.

And don't forget that Alexander was in an interesting spot, having switched just parties in 2004 (on filing day, so no Dem could oppose him) in return for a seat on Appropriations. And hiding behind the wishes of the page's parents rings a little false. Let's take a look.

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Daley Defends Hastert

So after vetoing the local retail living wage law in Chicago and then last week calling for the federal government to override local minimum wage laws, Daley has stepped up to the plate to defend Hastert over the Foley affair:

“If you took the impropriety of every congressman and senator in Washington D.C. [as an excuse to demand resignations], I don’t think anybody would be left,” Daley said.

So no wonder Daley has no problem with a corporation like Wal-Mart that regularly violates child labor laws.  If Daley thinks sexual predation on young people is no special problem, what's a few violations of labor laws?

Taking Care of Business, and Shirking Over Time

I know that people would rather talk about Mark Foley and the cover up of his activities by Hastert the Unspeakerable. There is already a firm belief that Hastert will not stand for reëlection in January, even if resigning during the campaign will probably not happen, simply because it is too much an admission of guilt. Hastert is behind both Rumsfeld and Rice in personal culpability for what has happened in any event.

However, the real story is the economy, that story is the story of a huge gamble by George Bush, CEO, and his leveraged buyout of the United States in order to redeploy its military assets away from their mature sector role, and into a vast growth industry of oil. Conveniently there is a closed loop of policy here - low rates create oil demand, which makes invading Iraq that much more worthwhile, and the low oil cost from a successful Iraq would allow yet more transfer of wealth upwards.

The failure of Iraq is essentially obvious to anyone not on the payroll of the Republican Party or one of its proxies. But the other two legs of the Bush economic triad seem to have worked out well enough. Or at least so we are being told.

It's a lie.

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Gay Baiting: How GOP Will Turn Foley Lemon into Lemonade

Josh Marshall wonders how the GOP will exploit the Foley mess to their advantage.
Here's how.

Yesterday Foley conceded that he is gay.

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No confidence

A blog item at Human Events seems to confirm that Bolton will receive another recess appointment, and that like Steve suggested, they will have to appoint him to another post in order to get him a paycheck.

But what is most striking about Human Events's anonymous administration official is the tone s/he strikes:

“Obviously, we would prefer a Senate vote and the almost-certain confirmation for John Bolton,” said the source.

"Almost." So much for sounding confident about his prospects in the Senate. It's no wonder they haven't moved forward - they really aren't sure the whole Senate can confirm him.

Denial is just a river in Egypt

As pointed out by Juan Cole, in his new book Bob Woodward apparently does not ask his interviewees, despite his extraordinary access, why the Administration took the actions it took. Before the President was tough; now he is stubborn, which is tough gone over the top. Before he was imposing his own reality; now he ignores reality, which just means his own reality wasn't completely imposed. All this personality sketching is the stuff of mainstream media. Always MoDo, Woodward, and the rest write about the smirk or the cocky grin or the piano playing instead of the motives of Bush, Rumsfeld and Rice. But the motives are what, in a wiser version of the world, we as voters and citizens might want to consider.

When I read the book, after I buy a used copy from Amazon, I vow to look for the why's and wherefore's but my suspicions are fairly fixed. This crew wanted war in the Middle East because they rightly considered it would win them several and perhaps many elections. Put it another way: if they had not thought that, they wouldn't have invaded. Perhaps politics alone was not enough but it was a sine qua non of invading. And second, they wanted an occupying army in the Middle East, on top of oil, probably until oil runs out somewhere around 2070. In their view that serves American interests. They didn't count on the occupation being so costly in lives or money but they still think it furthers American interests to be there, essentially for two or three generations, as with Germany or Japan.

If the hideous Foley cover-up does not cost them Congress next month, the Republicans may be right about the politics of war, and as to the second motive, I think it's highly unlikely that the United States will leave Iraq by the end of the current decade under any circumstances I can foresee. Actions by great powers have great consequences. Motives matter. Personalities matter much less, but of course it's no surprise that the MSM focusses on what doesn't matter.

The Kissinger Connection

Of the many revealing aspects in the Bob Woodward book, some of the most disconcerting aspects involved the extent that Henry Kissinger has become a uber-advisor to the Administration, including Don Rumsfeld.

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American Foreign Policy at Home and Abroad: It's About the Middle Class

We've talked on this blog about a progressive foreign policy(PFP). Let's 'fess up- a PFP should focus on the middle classes, broadly defined. That includes the rising and newly assertive ‘global middle class countries’ in the global system; the rising middle classes inside other countries; and keeping the American middle class afloat in our own country. So what would a progressive middle class foreign policy consist of?

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Former house page getting threats

NE Louisiana Paper reports:

U.S. Rep. Rodney Alexander said a former male House page from Monroe has received threats since reports surfaced Friday that former Congressman Mark Foley sent him inappropriate e-mails.

"This teenager and his family have gone through hell," Alexander, R-Monroe, said Monday. "It's just not fair that they got caught up in this and became casualties. His mother is just broken up by it. Naturally, she's concerned about her child."

Foley, R-Fla., resigned on Friday after reports were published about the e-mails connected to the Monroe teenager, who's now 17. Though the e-mails to the Monroe page weren't sexually explicit, it was later revealed that Foley did send sexually explicit e-mails to other pages as early as 2003.

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North Korea Nuke Test Threat Connected to Ban Ki Moon

North Korea has announced that it will conduct a nuclear test, and few doubt its resolve to do so.

To some degree, the escalating temper-tantrum that North Korea is engaged in has to do with its irritation that the United States is not talking to the failed communist state. Kim Jong Il and his government seem willing to ratchet up the threat of regional conflict if it doesn't get America back across the table.

But this nuclear brinksmanship is also about Ban Ki Moon, South Korea's former Foreign Minister, who is on the verge of ascending to the Secretary Generalship of the United Nations.

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Major Destruction of Workers Rights at NLRB Today

The National Labor Relations Board ruled today that a range of professionals are now deemed "supervisors" and thus lose all protections under labor law. That means if they say a positive thing about unions, their bosses are free to fire them at will. The AFL-CIO has more here.

To put this denial of labor rights in perspective, 32 million workers or 25% of the workforce already have no right to form a union under federal, state or local law (see this GAO report and this ARAW summary).

This includes:

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A week later, "Super Saints Monday" lives on...

I trust After the Levees readers have had enough time to savor Boyd's post (below). I thought I'd provide a little more on Super Saints Monday:

Here's an excerpt from an article titled "Saints' defense blows Falcons away" in Tuesday's Times Picayune:

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Speaking of Denial, Chapter XXXXIII

George Will in this morning’s WP: “Some will regard ‘State of Denial’ as Katrina between hard covers, a snapshot of dysfunctional government. But it is largely just a glimpse of government , disheartening as that fact may be to those who regard government as a glistening scalpel for administering social transformation."

Read this closely. It’s downright, wholesale delusion in the form of a phony syllogism: 1. All governments are derelict in their duty, disorganized, in love with fantasy. 2. Bush’s government is a government. 3. So pay no heed to the claim that Bush’s gang are in love with fantasy—every government is.

Thus does George Will avert his eyes from what is systematically, peculiarly, true of the gang in power. His much-longed-for conservative government is dead, so long live conservative government!

This sounds like a Foleyism: Doesn’t every grown male hanker to get down and dirty with pages?

This goes way beyond denial. This is damage control masquerading as deep thought.

Congress Rewards the Debt Collectors

The Boston Globe wrote a powerful expose of the dark underbelly of debt collection, complete with dozens of slimy tricks that debt collectors used to cheat people out of their property and drive up costs for those who are already having trouble paying their bills. Judge Carol Kenner wrote a superb op-ed, suggesting how the debt collection laws should be reformed to protect ordinary folks from the worst abuses.

Friday night Congress responded, sending a bill to the president for his signature. And what does the bill do? According to a headline in an online news outlet for the debt collection industry, the new law provides for “industry approved changes” to the Fair Debt Collection Practices Act. The industry group is celebrating. Just in case the debt collection industry hasn’t muscled enough out of people, Congress is offering to make the laws a bit friendlier for the debt collectors.

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Al Saunders, Democratic Adviser

Of course as everyone should know Al is the offensive genius behind the revitalized Redskins offense. Nearly 500 yards in each of last two (winning) games.

The Democrats should have gone on the offense six months ago with three themes: we are against corruption; we are against "staying the course" in Iraq since that means no new ideas, strategy, or leaders; and we are against tearing down social security or other necessary elements of a fair society. As to the first and second the Democratic leadership explicitly rejected the advice and as to the third they couldn't organize around it. But now all these themes have been delivered to the voters anyhow, because the Republicans have been caught red-handed in their:

(1) nauseating pedophilia and its repugnant cover-up by the top dogs in the House (each of whom Dems should ask to resign),

(2) tragic failure to have preemptively attacked Osama and horrifying cover-up of their own negligence, and

(3) brazen announcement of a continued pursuit of undoing the frayed safety net for all Americans. Most recently Treasury has talked this way; President Bush has never stopped talking this talk.

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Demonizing Conservatism

Over at TNR, a review by Steven Pinker of George Lakoff’s latest book carries the subhead: “By demonizing conservatives, liberal linguist George Lakoff hurts the Democratic Party.” I honestly haven’t read Lakoff’s book yet and found chunks of Pinker’s review to be way over my head. But I damn well know that Democrats absolutely, positively have to start re-defining movement conservatism much as the right succeeded in redefining liberalism. Today, conservatism isn’t the solution to our problem; conservatism is the problem. Progressives who have been desperately searching for years for a unifying, attractive theme to clearly explain what they stand for at long last have one: defeating conservatism. The right’s ideas, one after another, have failed. Often they have failed in vivid ways that a large swath of the public continues to react viscerally against – the debacles of New Orleans, Iraq, Abu Ghraib, and Social Security privatization – simplifying the task of communicating the damage largely wreaked by conservatism.

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Unbelievable: Mayor Daley Calls for Federal Maximum Wage Law

Having vetoed the proposed Chicago ordinance to raise minimum wages for large retailers in that city, Daley has now joined the rightwing business camp and endorsed legislation to shut down higher local minimum wage laws across the country:

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The New Assertiveness of the Global Middle Class

Here I sit in Abuja, Nigeria, in the geographic middle of a global middle class country in the middle of a heated exchange with a colleague who is lambasting contemporary U.S. foreign policy. He says our bone-headed policies are bad for Nigeria and other emerging global middle class countries (GMC2s). And by the way, he says, they’re really bad for the U.S. as well.

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sauce for the goose is sauce for....

From today's FT:

Zhejiang’s rural entrepreneurs are a model for China

By Yasheng Huang

Published: October 1 2006 19:29 | Last updated: October 1 2006 19:29

During his recent trip to China, Hank Paulson, the US Treasury secretary, made his first stop in Hangzhou, capital of Zhejiang province. This carefully choreographed trip was thought to signal where Mr Paulson thinks the country’s future lies.

This is a long overdue approach. Unlike his predecessors, who liked to tour the skyscrapers in Shanghai, Mr?Paulson understands the China miracle – that its impressive development came from the same dynamics that create growth and wealth elsewhere, namely bottom-up entrepreneurship and a market-based financial environment. It is time to get the China story right and understanding the rise of Zhejiang is the way to do it.

Perils of consumer-directed health care

I'm always looking for a business case for progressive economic policy. As for medical bills, it turns out that "consumer-directed" health care has shifted nonpayment risk to hospitals:

Every year, the U.S.’s 6,000 hospitals generate roughly $129 billion in bad debt, and $42.6 billion of that debt is placed or sold every year, according to Kaulkin Ginsberg, a Bethesda, Md.-based research firm. Part of the reason hospitals consider selling medical debt is due to the increasing number of patients, both insured and uninsured, who are responsible for a greater portion of their bills. So-called self-pay accounts have lower collection rates than third-party payers, such as the government or insurance companies. As hospitals struggle to collect this money, experts predict that medical debt-selling will become more attractive. Source: ABI Update

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A warning bell (like the book); this from FT

Entrants to US workforce ’ill-prepared’

By Rebecca Knight in Boston

Published: October 1 2006 22:17 | Last updated: October 1 2006 22:17

New entrants to the US workforce are “ill-prepared” and sorely lacking in basic academic skills and more advanced applied skills, according to a report to be released on Monday.

The survey of 431 business leaders comes as many political and industry leaders are concerned about the US losing its competitive edge to fast-growing economies such as India and China.

Conducted by business research organisations including The Conference Board and the Society for Human Resource Management, the survey found nearly three quarters of incoming high school graduates were viewed as deficient in basic English writing skills, including grammar and spelling. Almost 30 per cent said they doubted their college graduate employees could write a simple business letter.

Linda Barrington, research director at The Conference Board and one of the report’s authors, called the findings a “warning bell."

After-Hours Trickery by Bank of America?

The following is a guest post from Ryan P. Welch, ETF Consultant with State Street Global Advisors in Boston. I encourage our readers to contact me with their own stories of banking and credit tricks and traps. - KL

I write with concern about a practice I encountered with Bank of America, which involves the process by which debit card transactions that are not immediately withdrawn from your account are later debited.  Should it be possible for a debit posted after regular banking hours to reflect on the same day’s ledger, as if it were transacted that morning, when credits to accounts are unable to be made in the same manner?  Or is this yet another trap by a bank to collect penalty fees (such as overdraft fees) from unsuspecting consumers?

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Update from Matthew

Matthew’s mother sent an update. Remember that Matthew is the baby born with a defective heart. His daddy is a police officer in Las Vegas, and the family has good health insurance. But Matthew has enough problems that the family is now facing the limits on health insurance coverage, and they are scared.

Matthew’s mother is fighting hard for him, but look at the choices she is forced to make. Our government should be ashamed.

Here's her email:

Hello Elizabeth ...

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