Is Health Care the One Big Thing?

Drawing on my points yesterday and Greg Anrig's amplification of the point about health care, Kevin Drum notes that "the liberal blogosphere disagrees about ...nearly everything. But as near as I can tell, support for national healthcare is ...unanimous and well accepted in the left blogosphere ...Can you think of any other major policy issue that's (a) universally supported by liberal bloggers but (b) almost universally feared by major Democratic politicians?"

Let’s rephrase this and say that universal health care is "universally supported by people who don’t have to win elections and universally feared by people who do."

And I don’t think that’s an unreasonable judgment on the part of those who have to win elections. I think we have to undertake a massive effort to make it less reasonable, to be able to persuade politicians that if they go out on that limb, the grassroots movement will be there, they won’t be undermined by liberals quibbling over details, etc.

 

Ezra Klein argues thatthe 1994 health debacle is still scaring Democrats but that the situation has changed. I think that's a little naive, and I basically agree with his colleague, Garance Franke-Ruta, although for slightly different reasons. As the employer -paid health care system enters its death throes, people are not necessarily more receptive to a major alternative. They are more nervous about keeping whatever they have, and easily spooked. The suggestion that you might not be able to choose a doctor (not that you can under many employer systems these days anyway) or that certain procedures might not be covered, or that the system will be too complicated are likely to scare people who are already worried. The backlash against the Medicare prescription drug bill is not likely to help. Remember, it's not just 1994. In 2004, John Kerry proposed the most modest of changes to buy the employer-based system a few more years, and Bush still attacked it quite effectively as "government health care," although it was nothing of the kind. (Lesson: If you're going to propose something, make it something big, because you're going to get hit just as hard if it's small.)

"The Liberal Blogosphere" -- disproportionately young, healthy and childless -- looks at health care as a fascinating intellectual puzzle and a great social priority, and it is both. Politicians, on the other hand, know that the voters most interested in health care are likely to be not young, healthy and childless, but they are likely to be insured in some way, and worried enough about losing that last bit of security. That alone accounts for the paradox. It’s not just that liberal bloggers are smarter or gutsier. It is not reason to back off of making universal health care a high moral priority, but it is reason to at least understand why politicians are where they are under the current political circumstances and just how much real political work is involved here.

[UPDATE] Some comments suggest that this reads as if I'm glossing over the fact that the opposition to any universal plan will come not from ordinary citizens, but from corporate interests of one kind or another -- depending on the plan -- that will lose out. And of course that's true. My assumption is that it will be worth someone's while to spend millions of dollars scaring people about the plan. And, because of the fearfulness that is naturally associate with health care generally and health insurance today, those millions are likely to be effective unless very considerable political groundwork is built first. The key question in design will be how many such interests can be persuaded to support the system -- starting with employers, who would give up a lot for predictability in health care costs -- but let's assume that in any major transformation, some sector would lose out and do all it could to stop the plan. [END UPDATE]

Finally, I should say that the point is not just that we all agree that universal or near-universal health care is a good thing and we should all be for it, but Greg Anrig’s point, which I agree with: It’s the one big thing. Health care that’s not tied to the job is the one big thing that American workers need to make their way through and succeed in a disruptive, chaotic economy. That’s a lot more true today than it was in 1993. A colleague recently pointed out that the right, for all its factions and philosophical disagreements, all share a commitment to one simple thing: lower taxes. Could the great unifying commitment among progressives, he asked, be universal health care? Greg’s answer is yes, so is mine. But saying that is a tiny thing in a process that will take many years and some big risks.


Comments (43)

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I don't think the problem is that people are resisting health care reform, it's the interests who will lose- health insurers, drug companies, etc.  They have more visibility to Democratic politicians than we do, even if they're usually closer to the Republicans.

I'm afraid that before we have health care reform, things will need to be in enough of a crisis that there is no alternative to reform, or that the 'grass roots' shouts so loudly for reform that the 'special interests' are drowned out.  That day may be coming soon.

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I think this is completely wrong.  It is a myth that the only thing standing between us and universal health care is corporate interests.  The fact is that for most people in this country, the present system works more or less fine.  Most (>85% or so) people are insured, most are happy with their doctors, most get the care they need.  For all the horror stories you hear about, and not to deny the very real problem of the uninsured, that is the reality.

 

That's one reason why the focus should be on helping the uninsured first, but leaving the bulk of the present system intact.  What's needed is a low-cost way for people to buy health insurance that's guaranteed by the government.  The other big problem, the out of control costs, should be tackled after this is solved first.

 

To try to remake the whole system all at once is a recipe for disaster.  We're talking about 1/6 of the entire economy.  It's too big a job to tackle all at once.

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You may be right that it's impractical to do it all at once, but the cost of giving uninsured people affordable coverage without cost control scares even a big-government liberal such as myself.

The small company I work for pays the equivalent of a full salary to pay the health insurance bill for our workers, and my share is still over $1000/year.  So much is wasted in health insurance bureaucracy, drug company sales costs, etc, that we're going to have to tackle it.  Once we do, covering the uninsured will be that much easier.

Even if people are satisfied with their heath care, they know they're one layoff away from losing it. 

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You may be right Brad but as long as we aren't changing the fundamental patient-doctor interaction, in fact making it better and more efficient, it can work.  Basically all we're talking about here is paperwork and how it is funded not a new benefit for people.  So the difficulty is convincing people that the change will result in better access and that will take some big allys, most importantly doctors, and slightly less importantly businesses.  But both can be convinced and many already have been. 

 

Incremental change will still leave us with a system that wastes hordes of money and offers, on average lower quality.  I'm just not willing to settle for that, but you are right that you'd have to shake the already insured out of there comfort zone.  I think you scare them with rising co-pays and premiums and the fact that if they lose their job, they are screwed.  Promise them better care at less money and just be adament that it will happen.  Cause it actually will, the numbers don't lie.  We waste so much it's ludicrous.  I'd also rely a lot on projections of the growth of healthcare costs.  "As healthcare costs continue to grow at 10% a year, by 2020 a doctor's appointment will cost $400 and your blood-pressure medication will cost $300 a month.  Somebody has to pay for that and it'll probably be you!"

 

Anyway, Democrats need to stand for something.  This is perfect (Energy makes sense too) because it makes Moral and Economic Sense. 

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bluebell

Speaking from the left, universal health care is absolutely the single most important issue to me.  I believe it is a defining moral issue.  Access to health care is considered a fundamental human right in most of the Western world and our callousness on this issue does us as much harm internationally as anything else.  It shows us up as a nation that doesn't really believe in treating all people humanely.  It makes our other odd policies on the death penalty, torture, "shock and awe" diplomacy explainable in a way we should not wish to have ourselves explained. 

I can understand that we are a nation without universal health care.  It is incomprehensible to me how we can be a nation without any major political party passionately committed to making it happen. 

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The fact is that for most people in this country, the present system works more or less fine.

No, that is a completly mistaken way to look at it. Everybody in this country is paying way too much for thier healthcare. Is there anyone who wouldn't like to get the same or more for less? Nor does UHC take away people's ability to opt for discretionary care any more than existing insurance does.

 

Basically UHC is just like what we have, same hospitals, same doctors, same doctor choices, only more cost efficient. The only thing missing from UHC is massive executive compensation, redundant paperwork, advertising budgets, and other bloat.

 

If legislation is written and framed that way to the public, it'll be a mainstream issue. Probably neither the far left or right will be perfectly happy, but it'll do a lot of good to a lot of people, from GM to small business, to the uninsured and elderly, and even young healthy people who'd like to worry less about grandma and see consumer prices fall on things like cars.

 

Ultimatly the consumer and citizens pay for the bloat and inneficiency in health care. We pay for the emergency room visits. We pay for the insurance companies profits and executive salaries. We pay for the advertising. We pay for the out of control spending on worthless procedures and over billing. Everybody pays for it, directly out of paychecks, out of company earnings which ultimatly effect wages, and in the prices of consumer goods manufactured by companies with inflated health care costs.

 

For example, GM has been complaining quite a lot that they spend more on healthcare than they do steel in thier vehicles! And that it's realy killing them because competitors in Japan for example have UHC. (GM has other competancy issues as well, but that's beside the point)

 

Small business would LOVE UHC. Big business would like UHC to help thier bottom line, so long as it doesn't cause too much ideological bruising. A smart pol should probably argue for balanced regulation and privitization, and try to find some other areas which would benefit from increased privitization/deregulation.

 

UHC is a bi-partisan, pro-bussiness, pro-quality of life issue. 

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Who has health insurance, and where are they getting it from?  How many get it through their employers, or their spouse or parents' employers? Are there any figures as to how many people are actually paying for their health insurance outright?  I know that many are paying a percentage of the cost through their employers, but just who is paying what.

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As the young and healthy that Mark referred to are squeezed more and more between paying for their parents' medical care because Medicare out-of-pocket costs are rapidly growing, and  their own out-of-pocket costs mushroom because employer-based health insurance is cost-shifting to the employee, universal health insurance will become the option of choice. 

 

HSAs notwithstanding, we may see a public private partnership that produces health insurance for all.  It will be characterized by high deductible catastrophic coverage... a little better but not much than the old "major medical" used to be.  The difference will be ( is already) the inclusion and expansion of prescription drug therapies.

 

It bears repeating that in the 1990s, the Washington Business Roundtable supported universal health coverage.  Indeed the Business Roundtable supported the Clinton health care reform effort until RNC realized that if reform passed Republicans would remain in the political wilderness for the next 40 years.

 

Universal coverage remains a financial investment issue in this country.  The morality of universal health care insurance is not a sufficient political imperative unless "someone you know is applying for bankruptcy protection" due to a medical catastrophe.  I do wonder if Congress will figure out that Dana, Delphi and the airlines that cite employee costs as reasons for their chapter 11 filings are "someone you know."

 

Perhaps the "young and healthy" -- the sandwich generation -- should pay more for their aging parents and their children's education; then universal medical insurance will turn into a "moral issue".

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It might be a myth, it might not be, that corporate interests are standing between us and UHC. For my money, it's the fact that the party in power doesn't care much about the problem. But to say that the present system works more or less fine with the majority is just wrong. As other commenters have mentioned, it isn't just access and choosing your doctor anymore. It is what it is costing everybody out of pocket.

And, working in healthcare, I can assure you NOBODY is happy with the direction that their care and their coverage are going. And polls support the idea that Americans as a whole recognize the US healthcare system is bloated, inefficient and in need of a significant fix.

And finding a way to guarantee coverage for the uninsured will help reduce the costs of care in and of itself but the vast majority of the rising costs come from overhead, pharmaceuticals and ironically, healthcare expenditures.

The dirty secret is that healthcare doesn't work like a typical supply and demand model. In fact, a convincing case can be made that competition has actually driven up costs through capital expenditures in an effort to keep up with the joneses and lessened the quality of care through belt tightening and focus on productivity.

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 I have done a few diarys on health care/medicareD in the last couple months. The way the younger people react has been mostly the same. As the time comes closer to the donut hole, and the havoc it will cause, people will begin to see this issue in a more personal way. As hospitals begin to turn away more people away because of cuts in the amount the goverment will pay, this to will make it more personal. Only when it becomes personal will the 20 and 30 somethings start to see this as their issue to. As a child or grandparent they know and love dies because of the lack of good care denied, it will become internalized. Only then will we come together. Outrage is hard to come by in this time of scandal a day reality. Outrage is one of the most important motivators, and it will have become personal in a day and age of impersonal politics. For the same reason Bush does not do a body count of collateral damage, there will be a seriuos attempt to hide the numbers of those that die from the donut hole. Choices between food and a meds will become much more real soon. The hard part will be tracking the damage. This must be done, put in the news, in the papers, on the TV. Only then, as in the days of the Nam protests, will the body count become personal.

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It is not as though we need design a new national healthcare system; all that needs to be done is expand Medicare to everyone.  I think Medicare is great; there is no quantifiable difference between the care it offers and private plans, and it is more cost efficient.  Private insurers could offer Medigap plans, as they do now.

CEOs would be gratified at the rise in stock/option prices that would accompany removal of the healthcare burden for their employees. 

 

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Re: You may be right that it's impractical to do it all at once, but the cost of giving uninsured people affordable coverage

The majority of the uninsured are young and healthy and could be insured right now today for less than $150 a month.

Also, the costs of those who aren't healthy are already present in the system and would not represent any new overall spending.

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If you actually work in health care you know how inherently expensive services are...and you know we as a country spend more on health care than any other group of people on the planet.

 

That spending buys terrific care for those who can afford it....and a bare minimum for others.  The Left's solution - as always - is to get "the rich" to pay more.   It won't work.

 

What's needed is better use of available resources, innovation which allows us to do more with less (such as subsidized mobile surgery units for rural areas which allow specialists to service many small communities), and control over our borders.  As long as immigrants continue to pour in no real solution is possible.  If their pay is raised to cover medical care their services become less desireable and they lose their jobs and become wards of the state.  In fact, the pressure on our social network is directly traceable to globalization...and relief from that pressure will come only when markets for goods and labor stabilize across borders. 

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Where you gettin' that 85% number, Brad?  In my experience, it's nonsense.  I have a well paying job (turbo tax tells me I'm in the top 10%), and yet, every year the large corporation I work for changes the insurance plan and every year the changes are for the worse.  Every year there's one or two things I have to pay more for or that I can't get.  This year, the new plan put my long-time doctor out-of-network.  Fortunately, my wife also has insurance and will pick up the difference, but that's more paperwork for me that I didn't have to do before.

 

And every year when these changes happen my coworkers and I have a little water-cooler conversation and it's the same for all of us.   Things are getting worse, not better and we all know it.  The long term trends are NOT hard to detect.  It ain't just about the "uninsured", the "poor".  Get that through your head, Brad.   And take your head out of the sand, please

 

David Rabbin

Nick you hit the nail on the head, in America we pay way too much for everything that has to do with healthcare!  The GOP and President tried to blame all excessive costs in healthcare on the costs for legal fees and suits, creating a rise in medical insurance for the medical industry!  (tort reform)  No body listened to the fact that the costs settlements for medical error was less than one percent of the the total costs for all healthcare!  Reality that has nothing to do with tort reform!  As example of costs, I know for me I am preping for a heart test next week that will cost approximately 40,000.00 just for the test.  God help me, the tax payer, medicare and insurance  if surgery is needed!  It's bad enough paying 40,000. just to look at my heart.  Humbly I tell you I am not worth 40,000.00!!

 

Your also correct over all costs for many American made products are inflated to cover just the costs to pay for a firms workers to have some form of healthcare!  GOP ideology is that smaller is better but when it comes to healthcare the costs are just too great and its bankrupting all Americans both the fiscally sound and the poor!  We need to get a handle on these costs in some fashion.  Even its putting a cap on what the health care industry can charge for services!  Oh God remember the chicken the doctor got in payment for delivering your grandfather!  Those days are gone understandably so however the medical industry must heal itself from the trap it has gotten us all in!  The trap being too many people taking out too much profit for so many things not needed and needed by the patient and the doctor!  

 

Medical Care was once called the "HEALING ART"  that art has been lost to the art of big business, charging more for doing less!  But in this case it is human life they doing less or more for, For so much more money rather than life!  whew that was a mouth full to write!

 

"UHC is a bi-partisan, pro-bussiness, pro-quality of life issue."  again I agree!  And if we all don't handle it right this sickness within the Healthcare industry will further sicken the economy and security of our nation and the world!  It is totally not a political issue but reality issue that healthcare in the US is way too costly for any pocketbook rich or poor insured or uninsured, healthy or sick, young or old!

 Medicare is a great idea, and it has been working for some time.  But, it is not the solution.  Under Medicare we still need private insurance plans, because Medicare does not pay 100% of our medical bills, or even close to 100% in states like California.  As long as we all are obligated to buy private insurance, and we are under Medicare, the problem remains unsolved.

 

This is an important problem and it deserves a good solution, not an interim half solution.

 

Hoppy in Sacramento

 I don't agree that our health care system provides terrific care for those who can afford it.  It does provide care as good as is provided in European countries with universal care systems, but at a much higher cost.  One of the goals in having a universal payer system is that the payer will have the needed leverage to force costs down.  Your idea that better utilization of available resources is needed is absolutely correct.  Those resources range from equipment, like CAT scan devices, to people resources, like MD's and RN's.  For example, there is no good reason why someone with a bad cold needs to be seen by a MD - a RN can provide as good a service.  And, the worst part of our current system is use of emergency rooms as primary care providers for the poor - that has to be the most inefficient medical care delivery system it is possible to devise.

 

I feel sure that the majority of our voters would agree with a universal care program, but I feel equally sure that the insurance industry, as well as the medical care industries and drug industries, would fight such a change furiously, using every dirty trick known to man.  There is the real opposition and it is an opposition that elected Republicans are beholden to.

Hoppy in Sacramento

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 I don't agree that our health care system provides terrific care for those who can afford it

 

My rich European friends are the source of my info.

 

I feel sure that the majority of our voters would agree with a universal care program, but I feel equally sure that the insurance industry

 

The evidence is that a majority won't...unless they are convinced that government would be less inefficient than our private system.  At present, they're not.

 

the insurance industry, as well as the medical care industries and drug industries, would fight such a change furiously, using every dirty trick known to man.

 

Of course.  That's what people do when their livelihoods are threatened.  Do you really think middle and lower class workers are different? 

 

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The 85% number is a guess based on the well-known estimate that there are about 45 million uninsured Americans.  Assuming a total population of about 300 million, that means the total insured population is about 255 million, or about 85%.

 

I never argued that things are getting better, or that the current system is acceptable. I am well aware of the cost burdens on both companies and individuals of the present system.  I know this from personal experience, having once been saddled with an $18,000 hospital bill that, through a bureaucratic glitch, was uncovered by my insurance.  In fact, I have also overseen research on the topic of how companies can control their healthcare expenditures, which are killing many small businesses.  So I agree that in an ideal world we would overhaul the system from top to bottom.

 

My concern is what is politically possible at this point in time.  I could be wrong, but I do not believe we are yet at the point where enough people are so unhappy with the present system that they would support a radical overhaul.  That's why I advocate a phased, go-slow approach.  Help the 45 million uninsured first.  Put in protections for people if they lose their job-related health insurance.  Then overhaul the system. 

 

The problem, as everyone acknowledges, is that just about any solution that makes sense is going to involve a greater role for government in the health care system.  As such, it is going to engender massive ideological opposition, not just from the far right and the various corporate interests involved, but also from a good chunk of the country, which has been conditioned by years of conservative propaganda to view government suspiciously. 

 

What's needed is a persuasive argument that says this is a case where government is actually more efficient than the private sector.  As we know from Social Security and Medicare, social insurance is one of the things that government actually does well.  But it'll take a long time for that argument to sink in, especially if there are new taxes involved (and it won't matter if you argue that you'll save money overall once you take into account your reduced insurance and out-of-pocket medical costs).  In the meantime, let's do what we can to make a difference for those who need it the most.

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As one of those people Brad is talking about -- insured, happy with my doctors, getting the care I need -- I think he's completely wrong. Every time I go to the doctor, or my kid or spouse requires treatment, I wonder if this is the time (really, another one of the times) that my insurance company is going to kick the claim back for some incomprehensible reason, or my doctor is going to announce they don't do business with my insurance plan any more, or a lab is going to tell me that their services aren't covered or who knows what. And then I'll get the bill for a few hundred or a few thousand or 130K dollars and have to spend a couple days or weeks tracking down who screwed up and how, and convincing them that they really need to unscrew things. (Yes, having your insurance company announce that your policy has been cancelled while your kid is in neonatal intensive care concentrates the mind wonderfully.)

 I can't imagine what life is like for the uninsured, because being insured and having access to care (at $10K a year plus deductible plus out-of-pocket plus uncovered items for a family of three) is already bad enough. Pretty much everyone I know has an insurance-company horror story that can be summed up as "They tried to get out of paying the bill, but finally they covered it as the policy said they would." Universal care would get rid of the incentive for passing the buck, and would reduce the health-related anxiety level of people in the US
enormously.

avatar On March 4, 2006 - 3:34pm www.wreckedband.com said:

 www.wreckedband. com on March 2, 2006 - 11:00pm.

feingold ...said ..that this does not mean its over ..he will keep om fighting ......you weak need...yes need ....yellow ..human ....so many coments talk about ..bushes poll #s ...that the world hates bush ...well heres the thing ...raise your hands if u read the dem ...platform ...i mean picked the thing up and read ..what your party stands for ...really u should know it like a perverted precher knows his ...bible ...because we are the ones that make change ...martin luther took it to the streets ....jerry rubin took it to the streets ...kent state students ...were shot dead in the streets ....artists ...were out their taking it to the streets ...its your falt the act was passed ...u and the world dont seem to like george ....well he is the fucken pres ...he runs the show ..like it or not ....this is not scull and bones ..friends ..this is our ..our kids ...world ...get pissed at the leaders ...and then look at who we have become ...fat pigs ..cell phone ..video games....every distraction ...oh did i say money ....lots and lote of money ...bono ..100 million ..paul mccartney 1 billion ...bill cosby 300 million john cary 1 billion ..well his bitchie wife ....jessie jackson ...holy shit ....the sleeping giant is out their but the 60 s and 70 s people that took to the streets are fat ,inshape ...now have the time to get back out their ,,,look beatles ,,,cream ...hendrix ...rock gods ...sex drugs rock ....now the young ....who complane ....whip the fucken parents ...smack the people who made so much great change ..before ....take to the streets ...a house divided can not stand ...the greatest power on earth your in it u can controll it ,,,but we get pisser at the dems ..feingold ....holy shit ....look up folk your getting deep throuted ...and the islams the capitalest bill gates will sell your kids out like i.g. farber did in world war two ...look it up ....WAKE UP THE SLEEPING GIANT>>>>richard hydell and wrecked
www.wreckedband. com | Homepage | 03.03.06 - 12:40 am | #

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bi the way those bands i spoke of and their are a lot more ...a bunch of bands played on the oldies station ...not that theirs anything wrong with that ...but come on lets get some real new young rock ...hip .hop..rap .. and shake thing up ...everyone is so worried about their shit well ..make some noise at the grammies ..american music awards ...soul train awards ...tv shows ..talk shows ...any were ..those bands has fucken balls ...lennon had balls ...it does not take a village ..it takes a nation ....the most powerfull nation that their ever was ....richard hydell and wrecked
www.wreckedband. com | Homepage | 03.03.06 - 12:51 am | #

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Terminally ill patients account for over 70% of health care costs in this country.  And I don't mean being born qualifies as being terminally ill.  It's very profitable for the medical industry to keep terminally ill people alive as long as possible.  If profit is taken out of the equation, as it would be in a single-payer system, the overall costs of medical care would go down considerably. 

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I don't doubt that experiences like yours are common, or that most people would like to be done with insurance anxiety or paperwork.  But what you're describing is bureaucratic hassle, not radical system failure.  I just think that in order for there to be enough political momentum to support a radical healthcare overhaul, it's going to take more than people complaining about having to chase their insurance company to pay a bill. 

 

I guess what it comes down to is that I think for most people, despite the hassles, there is a lot of inertia.  And for the climate to be right for a massive overhaul of the system, that inertia has to be diminished.  It may be that discontent with the current system is building so rapidly that we'll be at that point fairly soon, but we're not quite there yet.

 

What Democrats should definitely be doing is drawing attention to the issue and proposing solutions that the public can swallow.  They should also be trying to build allies, like doctors, in the fight.  For a long time, doctors would have been considered unalterably opposed to big changes in the system.  But if you talk to doctors these days, especially family care doctors, the discontent is palpable.  They should be natural allies.  Same with business.  Smart business people know that they are at a competitive disadvantage because of the current system.  They should also be natural allies.

 

It will require coalition building over time to generate momentum for a top-to-bottom overhaul of the system.  We're not there yet but could be in the next few years.  What's needed is leadership on the issue and so far we don't have that.

Doing it piecemeal is how it is now.  The only way to make it work is to revamp the whole system so that we all share the risk across the board.  The young and healthy in the same program as the old and infirm.  One system with one set of paper -- or better yet -- paperless.  No one at the top trying to figure out how to decline payment in order to make profits. 

 

Employers could still contribute to employee's health care plan, and there could still be co-pays, but in a universal system it should be affordable to all except those who already are getting government assistance, and for them the government would pay (less than they do now, by the way).   By treating conditions early and well, serious complications would be reduced as would their expenses.

 

What too many people do not understand is that if you have to get insured as an individual,  (as do those whose employers do not provide insurance, or those who are not working), and you EVER had a health problem in the past (cancer, high blood pressure, depression) your premiums will be unbelievably high, and deductions and copays so expensive that insurance becomes unaffordable for those who actually need it.  That is why sharing the risk across the board is an essential part of this.  It is also why Medicaid and Medicare have so many financial  problems -- everybody is sick, so every penny (and then some) is spent.

 

Removing the onus of managing health care for employees would be a huge shot in the arm for industries that are now competing with such places as Canada.   

 

There are two big stumbling blocks to universal health care, I believe:

 

1.  There are those who truly believe that it is equivalent to communism, and that government should stay out of health care.  Regardless of how comfortable some may be with their empoyer provided health care, it is a system that is not working for too many.  Imagine if our education system were based on the same thing.  If we had millions of elementary - to - high school students not able to afford school because their parents' employers could not pay for those who have special needs, etc.  Would we tolerate a generation not getting educated? 

 

2.  Those who are in charge (Congress) of making these changes already have a gold-plated health care system...one that is better than any other, and they surely don't want to give it up.

 

Every other developed counry in the world has universal health care for its citizens.  We have the great opportunity of studying the best of them and taking what works and not taking what doesn't.  We don't have to re-invent the wheel; we can look at all the wheels and make a new and better one.  We just have to make the committment to do it.

Jan Knaus

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To phelicity:

How Much Do We Spend on End of Life Care?  Please check this link.

 

To selfinterest:  U.S. Spends More Gets Less.  Please check this link.

 

Let me put out some disclaimers first. I am uninsured, and, apparently, uninsurable in Virginia, my current state of residence. It may be necessary to move from my home of 30 years to get coverage.

I also have very substantial experience in medical automation, outcomes research/evidence-based medicine, and some of the real costs and other economic factors. It becomes obvious there are no simple answers, when, for example, things that on one hand to do to improve quality of care are irrational given the realities of malpractice. It is also fairly well established that behavioral changes in physicians are the most important way to avoid suits with nothing else changing. Part of my continued survival -- and I mean that very literally -- is that I understand how to game the system from the inside, and can take a major role in my care.

OK. Enought disclaimers, and let me respond to BradtheDad's specific point. Yes, taking on the whole system at once is risky.

What lots of people miss, however, is there are several programs now in operation, involving nontrivial numbers of people, that could be expanded, in different ways, to cover the uninsured/uninsurable, and the actual results compared. Let's identify those two major alternatives in the health policy championship ring:


  1. In the green trunks, is Single-payor, in the form of state-by-state authority to let people over 55 buy into Medicare

  2. In the purple trunks, multipayor but not employer-based Consumer-directed Health Plan (CDHP), in the form of allowing buy-in to the Federal Employees Health Plan (FEHP), a CDHP.



In the last election, both Kerry and Bush endorsed the idea of experimenting with small business buy-in to FEHP. There's been no action on this.

It's easiest to start with the buy-in options, which would have the least effect on taxes. Having the Social Security buy-in for older but not-old-enough people does throw in a statistical anomaly; for best comparison, a pool of uninsured, over the same age mix, would go into each plan, possibly by lottery.

In such an experiment, there would have to be well-planned economic and medical outcome measurements. There would have to be adjustments caused by cost-shifting from large conventional plans. Still, it isn't beyond us to come up with decent comparisons.

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I've made this suggestion before elsewhere but I didn't hear anything to make me stop thinking it's a good idea. The Democratic candidate promises that every child born in the USA after his or her inauguration will enjoy guaranteed complete medical care, full stop; and that the full executive resources of the Presidency (such as military hospitals) will be used to deliver on the promise pending legislation by Congress on a universal health care plan for all children.

The pledge would add the needed Rooseveltian sense of urgency and purpose, with the bonus of putting the Republicans in the horrible campaigning position of attacking unborn babies. The total number ot uninsured babies born in any month is not that great and only increases gradually, so it should be feasible. When the legislation passes, the new president can even fly out to an aircraft carrier, cuddle a cute minority baby being cared for in the ship's hospital, and truthfully say "mission accomplished!"

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did IQ's just drop sharply while I was away?

Universal health care (UHC) should be the very focus of ANY nation.

But electoral politics is not real politics. REAL politics is getting ideas out to people.

Before we can get the USA into a position to pass UHC, we need to do massive meme transmission/propaganda/education.

Why on earth progressive activists focus on electoral politics is beyond me. And that is not even dealing with the identity politics focus that has killed off American leftism....


Electoral politics is merely the REAPING of the ideas and memes that are sown much earlier. The elite and their main tool, the GOP and to a lesser degree, the Dems, have been sowing neoliberal ideas and memes for decades.

Until true leftist memes (like ULC) are sown, such memes cannot be reaped in the form of electing politicians who focus on ULC.

My documentary/book in progress is at http://www.leftwingmediamachine.blogspot.com

Sorry, but a significant amount of futile care on terminal patients is not driven by profit -- far from it. Not unreasonably, a substantial number of terminal patients are older, and on Medicare.

The basic Medicare reimbursement model is the fairly coarse Diagnostic Related Group (DRG), which will include a number of more specific diseases (e.g., International Classification of Diseases [ICD]), and reimburse a fixed rate for a single hospitalization with one DRG.

At one large hospital with which I'm familiar, congestive heart failure (CHF) is the most common Medicare DRG. CHF has standard stages; Stage I may mean you tire easily and have to catch your breath while having a fairly normal live, while Stage IV shows symptoms at bed rest, and isn't likely to improve without a heart transplant or experimental treatment.

How do you handle the Stage IV patients? Depending on physician preferences and family pressure, they may wind up in a general medical bed or an ICU bed. Assuming a transplant isn't an option, the patient is going to die. In a regular bed, they can be made comfortable. In an ICU, the monitoring and ventilation may or may not be comfortable,

Of course, in the $1000/day medical bed. the patient may die in sleep. In the $10,000/day ICU bed, you can watch the patient die more slowly, but, by Hippocrates, you can measure how every organ fails.

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I think at the Great Depression's height unemployment was 25%.  Well, heck, that means 75% of people must still have jobs.  Things must not have been so bad then, right?  For all the horror stories you heard, that was reality. 

 

Well, no it was not.  Because those remaining 75% were underpaid, underemployed, and deeply uncertain about the future of their job.

 

I think something similar holds true for health insurance.  That 40 million number (which I think is an older number than the 300 million population estimate) I believe is a measure of the number of people without insurance for the entire year--so if you have insurance only part of the year, you're considered insured.  It also ignores that every insured person I know complains about how much insurance costs have gone up--even the GOP has to trot out the canard of malpractice costs to pretend they're doing something about this. And many of them are deeply uncertain about how much longer they'll hold on to that coverage--they're just one pink slip away from losing coverage.

 

I think you might be right that controling costs needs to be dealt with seperately from coverage and security issues--but I think you overestimate contentment with the current system.  Seems like polling would be a good idea here.  But the key thing we need to remind Americans who are fearful and uncertain about changing the system is that the current system is fear and uncertainty--both for them as individuals and for the stability of our country.

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Great post. Very reasonable and accurate.

btw, while I usually argue for anonymous voting to encourage more voting and less patronge, I have to admit it's interesting to see how many regulars will always vote up the emotional rhetoric, much of which I consider suicidal for Democrats, but seldom rate up the well reasoned post supporting the same issues.

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Kind of. Yes progressive memes need to be spread, yes electoral politics mostly reap what was already sown.  It's not that simple however, electoral politics also rally people to issues when there is potential, which is both sowing and reaping so to speak, and the analogy kind of breaks down there.  The point being made is that the potential for UHC, issue awareness, and real desire for UHC accross a broad swath of America, including business, already exists.

 

Btw, to be blunt, your documentary is going to suck if you don't take into account those complex dynamics, and simply assert that sowing and reaping are completly segregated acts. Having said that, I do agree with your basic premise that we emphasize leadership and activism too much, often seeking to skip the sowing phase. That part is good.

 

UHC is ready for harvesting. 

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Selfinterest makes a typical False Dilema argument.

 

There are countless individual procedual effieciencies which can and should be adopted under any system, including UHC. UHC is a high level structural reform to cut out bloat and inneficiency that our present insurers can't, ever.

 

Japan's UHC for example is highly efficent, high quality, and incredibly innovative. They have some of the best hospitals in the world and both preventative and critical care. Also a booming industry of elective procedures as well.

 

They're even inventing advanced technologies like robotic "smart showers" because they have a shortage of nurses and an aging population.  Those are seated bathing arrangements that help the eldery, who love them becasue they're safe and preserve privacy more than a nurse can. So patients like them, and they're good economics. Just one example of how an efficient and innovative UHC system can help people and coincide with the national interest.

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There are countless individual procedual effieciencies which can and should be adopted under any system, including UHC.

 

If that's true why do you follow with

 

UHC is a high level structural reform to cut out bloat and inneficiency that our present insurers can't, ever.

 

Apparently, you mean any system except our system.  Speaking of typical.... 

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Your points are well taken, although I think the Depression analogy is a bit of a stretch.  But as I mentioned elsewhere, the issue is less "contentment" than a wariness about radical change to the health care system.  People may not consider themselves content, but my view is that we are still a long way from the point where most people would call for radical change. 

 

It needs to be emphasized just how radical it would be to change from our present system of employer-based insurance.  It isn't something that can just happen with a few speeches.  It also probably can't be a strictly partisan issue, the way it was in 1993.  For that kind of change to be possible, there needs to be substantial Republican support, probably from the business wing of the party.  The anti-government ideologues need to be marginalized and that isn't likely any time soon.  As I've said, we're talking about putting one-sixth of the entire US economy, more than $1.5 trillion dollars in spending, in play.

 

Think about the Social Security debate last year.  Even though the Republicans are a majority in Congress and hold the White House, they weren't able to do anything in the face of a solid wall of Democratic opposition.  The same thing is likely if Democrats were to push for a top-to-bottom overhaul of healthcare. 

 

Help the 45 million uninsured first.  Then push for radical change later. 

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The statistics and facts in that post were off the top of my head, so it's entirely possible that they may be mistaken.  Certainly I'm not saying things are as bad as the Depression.  But my core point is that the current system upsets a lot more people than the 45 million uninsured--and any reform will have to go beyond the 45 million uninsured.  Not necessarily by changing the system they already have, but at least by promising that if the current system ever drops them there is always some minimum safety net of coverage to fall back on.

 

The thing about the employer-based insurance model is that it's kind of a compromise that's deeply unsatisfying to both sides--like an Englishman and an American compromising to drive down the middle of a busy two-way street.  Conservative Republicans, especially the anti-government wing, hate it just as much as we do.  The difference is that while we want to collectivize health risks, they want to further individualize them with HSAs or tax deductions for individually purchased health insurance and various other strange schemes they're cooking up. 

 

But, beyond the minimum safety net, I think there are probably a lot of things conservative and liberal ideologues might be willing to agree on.  Linking health care to employment is hampers the efficiency of the marketplace--both from the employers' side (inflating labor costs, giving an incentive to downsize and outsource) and from the employees' side (settling for a job they don't like for health insurance they do or vice-versa).  If there was some national, subsidized, standard plan all Americans could buy into (perhaps even subsidizing their current insurance if they choose to opt-out of the government plan), liberals might be willing to accept either eliminating employer tax deductions for health care or making them available to individuals.  And requiring health care providers to charge uniform prices rather than letting them negotiate cheaper prices for the insured--imagine if supermarkets would negotiate cheaper prices for wealthier customers who have "food insurance".

 

Obviously America will never have a health care system like Canada that prohibits private insurance--the idea that you could be forbidden from helping yourself is deeply unamerican.  The best we can do is probably a more efficient two-tier system with a more comfortable bottom tier than we have now.  But if we focus our rhetoric on improving economic security and on making the marketplace more efficien, it might make it easier to peel off moderates and conservatives.  If you just focus on the 45 million uninsured, that makes it a welfare program.  It's dangerous in the same way that means-testing Social Security pay outs is dangerous

 

The comparison to the Social Security debate might be misleading.  For one thing, the numbers were not on their side--Social Security will last nearly until the Robot Singularity, and to talk about an impending Social Security crisis in the face of Medicare costs, Medicaid costs, health care costs, the national debt, the current account debt, energy shortages, and numerous far scarier projections was a lie that not even Bush could maintain--eventually he admitted that private accounts wouldn't prolong Social Security's fiscal solvency and his agenda imploded.  Moreover, there was a bait-and-switch element to the whole thing--Social Security only became the center of his agenda after November 2004.  The lesson to Democrats is not to try to reform health care unless their plan is already the center of their campaign before the election.  If Democrats announce that a vote for them is a vote for universal coverage, and they still manage to acquire a majority, then the wall of opposition won't be anywhere near as solid if Republicans know that there was TRUE mandate behind the proposal.

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I actually think we are in agreement on most points. I agree that some kind of a two-tier system makes sense and that some sort of minimum government insurance is the way to go. I am also well aware that discontent with the current system extends beyond just the uninsured. My only point is that I don't think that discontent has yet reached the point where a majority would support a top-to-bottom overhaul.

 

But if we focus our rhetoric on improving economic security and on making the marketplace more efficien, it might make it easier to peel off moderates and conservatives. If you just focus on the 45 million uninsured, that makes it a welfare program.
This is an interesting point and one that is definitely worth taking into account.  That's why I think it makes sense to propose an optional government insurance program as opposed to another entitlement with another tax.  Have the government operate a low-cost insurance plan that you have to buy into with a minimum level of coverage for basic preventive care as well as major medical costs.  But make it optional, not mandatory.  People would be willing to buy insurance if they could, but many just can't afford it.  This is the system that operates in Japan, and from my experience living there, it works decently well.

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Healthcare in Japan is completly regulated, all prices are set by government. Insurance is mandatory, most coverage terms are mandatory. The employed get it thruogh work, and the unemployed, students, etc get it through the state. Elderly have a program like medicare tailored to thier needs. Regardless, they all get the same care for the same cost.

 

Standardization is key. it's a big efficiency gain and allows everyone to have a higher standard of care for the price.

 

The employed get a basically state designed plan through work (at fixed prices which are lower than what we currently pay) because it keeps healthcare coupled to # of employees, rather than profits. Therefore, more successful companies are not taxed more for healthcare. Part is subsidized through taxes as well though, so it's progressive. Kind of a hybrid really. Also, healthcare costs are a predictable "flat" expense.

 

So to be clear, Japan is NOT a buy-in optionally type system. It's a universal system.

 

Which is why thier emergency rooms aren't filled with the uninsured, and why thier costs are lower, becasue everyone is on the same pool which is more cost efficient.

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You are correct.  My comment came from my experiences living there some years ago.  Health insurance is optional for foreigners living there less than one year.  But for everyone else you are right it is mandatory.

 

Nonetheless, the larger point still stands.  I don't see why the government couldn't operate an optional low-cost insurance plan for people who either lose their employer-based coverage or else are self-employed.  You could even tie premiums to income.  You'd still have people who weren't insured, but you'd make a big dent in the number.

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Arriving at a point where UHC is an issue that the corporate world will support is simple:  Just give KB&R an multi-billion, no-bid, negotiated-in-secret contract to 'construct' some facility or other, and the whole idea would sail through with unanim...er...universal Repugnican backing.

Of course, the finished product would be a disaster.

 

 

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I'm a UHC believer, and I generally believe the Dems should fight for basic principles.  I also support the idea of single-payer UHC, but I'm concerned if it legally can be done without running into the 5th Amendment requirement for paying compensation when taking private property.  The health insurance businesses are private property, and we can't just say 'go away' by passing a law for single payer UHC.

My legal questions regarding this are posted at Matt Yglesia's post on this topic.

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The drug company’s defense of high prices is the American People pay the development costs of all……. medicine.

That means we SUBSIDIZE the socialized health care of all….. other countries.

Why not only pay for ourselves.

Or may be the drug companies could offer Fair Trade Medicines to help us..

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Nonetheless, the larger point still stands. 

I don't see how it does stand on the example you gave, Japan.

 

Japan has a Universal system. The optional buy-in part for "foreigners living there less than a year" is totally insignifigant. It enjoys the benefits of the larger mandatory system, on which it is wholly dependant.

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