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Medicare for All?

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Mark’s wise post about the tensions between ideas and slogans presents the opportunity to reopen our health care discussion, which included a good deal of enthusiasm for an idea captured by the slogan, “Medicare for All.” As deeply tempting as those three simple words are, my biggest concern about naming Medicare as the model for universal coverage is that it identifies a pretty vulnerable target for opponents to fire at.  Much as an unspecified challenger to an incumbent almost invariably polls higher than a particular flesh-and-bones candidate, it may be better for a while to leave more to the public’s imagination about what the alternative to our dysfunctional health care system should be.

The basic problem is that Medicare as we know it can be pretty easily Harry-and-Louised and Swift Boated. Jacob Hacker’s promising reform plan, which I (and, I hope, others) will discuss more in future posts, calls the system he would encourage people to join “Medicare Plus” – an acknowledgment in its own right of the shortcomings of the existing program.


A campaign against Medicare for All, which we can safely assume would misleadingly manipulate kernels of truth to shock and horrify the masses, has three particular categories of raw material to work with:

  • Medicare’s benefit package is considerably skimpier than most currently covered workers receive. Private Medigap policies fill in the holes, but the gaps are all the public would hear about once the battle was joined. (Coverage under Hacker’s Medicare Plus would be more expansive than the existing system’s to minimize the need for private supplemental coverage). 
  • The cost projections for Medicare are scary as is, and the program has had no better success than the private sector in the past at holding spending increases even close to the overall inflation rate.  Opponents will connect those numbers about the existing program to fears about big government. Of course, any kind of universal approach will rely on its very size and more robust government involvement to contain costs in a variety of ways that aren’t possible under today’s fragmented system. But that argument might be more difficult to win if Medicare’s actual experience can be held against it as the centerpiece for reform.
  • While beneficiaries generally find Medicare to be relatively manageable to navigate (at least until confronting the new prescription drug monstrosity), that’s not the case for the health care providers who would be sure to fight the idea tooth and nail. So we will hear a lot about the 45,000 pages of rules they have to comply with and endless bureaucratic horror stories in the annals of the program.    
That said, there are a number of countervailing virtues related to building from Medicare as a platform for universal coverage, including that it’s popular (even among younger Americans as well current beneficiaries), it would be an easier sell than the existing systems of other countries (though it would be entertaining to see what opponents come up with chez Harry et Louise), and it would be more likely to actually work in practice than alternatives building from scratch because it expands from an existing system.         

Matt and Jon earlier agreed that progressives at this stage don’t need to go too far down the road in picking a particular reform approach and campaigning for it, and that’s right. For now, if we need a slogan, “health insurance for all” should be good enough.


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How about "Compassionate Healthcare for All" as our slogan. It would be very difficult for the Republicans to criticize any reasonable plan without seeming to be attacking compassion itself, at least subliminally! :)

"For now, if we need a slogan, "health insurance for all" should be good enough."


Now all we need to do is to get everyone to repeat that particular slogan.


From Harold Ford and Mark Warner, to John Edwards and Hillary Clinton, to Ted Kennedy and Russ Feingold, all Democrats should be able to agree on this the way all Republicans agree on tax cuts.

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How about Unicare for all?

Opponents of a universal, government-administered medical program, whatever its final form, are going to screw up their faces and spit out the phrase "socialized medicine" like it was an expletive. 

They will do this because it works.  It conjures up pictures of soulless insitutions staffed with beaten down, underpaid people.

Using the slogan "Medicare for all" would blunt the effectiveness of this particular form of attack.  Medicare beneficiaries and their families don't consider themselves socialists -- well, most don't --  and they aren't likely to want to give Medicare up.





The primary problem with Medicare right now is all the doctors, hospitals, and labs that refuse to take Medicare patients and refuse to take Medicare's assigned schedule of fees for services.

They need to pass a law requiring all hospitals, labs, and doctors to accept Medicare patients, and accept Medicare assigned fees for services. 

Many of the details of the W Administration's Medicare deform were outlined by Ted Kennedy over the last year + on C-span.  What he notes makes it clear that when the new monstrosity kicks in the public will be horrified by the consequences (including my Medicare!).  Demonstrations should be planned now for whatever day or week it goes into effect, and groups fundraising and getting ready, so as soon as this thing hits the ground they are ready to advertise, mobilize and electioneer. 
The political nature of the scam has not been extensively dissected, however.  That's where the real bodies are buried.

     The whole purpose of the Medicare scam "reform" is precisely to alienate people enough so they are tired of further expansions of health care.  Thus, Republicans would, as happens so often, cash in on their own failures, as they do with the deficit and Social Security.     The failure of the usual enablers -- Democrats, MSM, and the 527s to confront this issue effectively is astounding morally but epistemologically boring.  They are merely playing their roles in the drama of a deeply flawed "democratic" system morphing into a wholesale imperialistic dystopia.  Health care and Social Security are slated for being assaulted, undermined fiscally, chipped away, and after some concessions are made (Social Security has been 'fixed' now at least twice) then, like some lo mein, you can be sure that another cycle of cuts is coming an election cycle or two later.

So the first priority of the Democrats must be to expose the functional AND INTENTIONAL scam of the Medicare so-called
"reform" to undermine the fiscal integrity of the system and the public's faith in it and desire for more.  "TIME TO CLEAN UP AFTER THE ELEPHANT" might be a good slogan in the coming years, especially with core working class Democratic constituencies and in 2008.  The goal of 2006, for which the Dems as usual seem unprepared, is to run strongly enough, hopefully taking back at least one House, so that a Democratic victory in 2008 would be plausible.

  
After all, the longer term goals of the Democrats, other than coming up with an alternative version of the current deformation of Medicare that is workable, is to (1) extend Medicare to all minors, and (2) to have a general statement in support of NON-employer-centered single payer health coverage with parameters as to costs, and general functioning passed in Congress, which would then establish a blue ribbon Commission (not Hillary!) to draw up a plan specifically conforming to the parameters set within the range of possible non-employer-centered universal single payer health care.  These policies, of course, can only be taken seriously when the Democrats seem strong enough so that they are a possibility.
In short, it isn't evasive -- the Democrats in 2006 and probably 2008 would be running on  a program to 'CLEAN UP AFTER THE ELEPHANT'S "REFORM" '

Greg Anrig, from your previous posts, it's clear you don't really like the idea of single-payer health care.

I came away with the impression you like the status quo better than single-payer.

So why should I take your advice on achieving universal health care when it's clear you don't really support the idea fully? 

Carl, You must have misread my earlier posts on this subject. Like Matt Yglesias, I'd greatly prefer any form of universal coverage to the status quo. There are tough, very complex trade-offs as to which universal coverage approach has the best chance of being politically enacted and which approach, if enacted, would "work" best. I lean toward a universal coverage plan that would not be "single payer." But I'd be elated if a single payer system came about. What's useful for us to try to do in forums like these is wrestle with the trade-offs involved and figure out how to get to universal coverage, in whatever guise it might take. --Greg   

The basic problem is that Medicare as we know it can be pretty easily Harry-and-Louised and Swift Boated.

Greg--they will Harry-and-Louise and Swift Boat any program put forth. 

Greg, perhaps you are telling the truth about your motives and you merely have a communication problem.

The posts you have made on health care--the ones I have read--emphasize "going slowly" or proceeding with caution. They have been primarily about difficulties in proceeding and the first one was argued in a sloppy manner.

You posts have not emphasized getting to universal health care, but the problems with proceeding in this direction.

So, until I see something more affirmative than cautious, I will continue to doubt you. I will continue to file you under, "Democrat paid to tell activists to expect less."

We need to Harry and Louise those fuckers!  Single payer insurance for all!

There's a lot of businesses that are realizing that universal health care is the best option for their bottom line. Corporations won't have to pay for health care costs of employees if it passes. That would make a whole lot of corporations VERY happy... especially the corporations that are tied to unionized work forces in labor-intensive industries. The next time this fight happens, there will probably be almost as much corporate money getting dumped on the pro-single payer side as there is hospital and big pharma money getting dumped into the fight against it.

Yes, let's put forth an opaquely complex (from the consumers' point of view) but fair and efficient plan that throws a bone to the insurance industry.  They wouldn't "Harry and Louise" that.

Oh, wait, that's actually what happened.

There's actually no alternative to "Medicare for all."  Let's reverse engineer this:  is anyone proposing that we cut certain people but not others out of Social Security benefits?  Of course not.  Once the idea is established that everyone has a share in it, then everyone is emotionally invested in it.  This is why Bush wants to make it a "poverty program"--he'll be able to destroy it once it's not seen as universal.  There will be battles down the road about keeping it well-funded, but "Medicare for all" is a permanent solution. 

I don't suppose fighting back and DEFENDING the programs and institutions we believe in is an option.

The truth is, every idea we propose will be "swiftboated". Just as every candidate. Aren't you tired of retreating yet?

No, Medicare is not perfect. But it is far more efficient and effective than the private sector.

As I said in another post, before Democrats can sell public policies that require new or expanded government services, they must first embrace and defend government as an instrument of social good. Failure to do so since Reagan declared our democratic institutions "the problem" has resulted in one of the greatest travesties our republic has endured.

Government, in a democracy, is the way we make collective decisions and solve collective problems. It is the single agent by which a free and democratic people secure the interests of the commonwealth and defend against the forces of despotism of which our founders so vociferously warned.

The Republican campaign, and lack of opposition to it, to undermine the institutions of democracy has resulted in a blanket failure of the American people to work together, in our collective interests, to solve such problems as healthcare, declining infrastructure, global warming, energy dependence, even national security.

The Republican campaign to privatize services from accountable, democratic oversight into the hands of private contractors is a threat to the principles of democratic self-government and a sure path to cronyism, corruption, and autocracy.

While Medicare certainly needs improvement, just as our beloved Postal Service once did, it also offers a testament that we, the people can work together to solve problems. That the incentive of making a better world for ourselves, our neighbors and all Americans is stronger and more effective than sheer profit motive.

And that those who don't believe in self-government, and hate the institutions of our democracy should not hold positions in those institutions.

We must first embrace and defend the will and enterprise of the American people to solve problems through their constitutionally guaranteed democratic institutions before we will deserve to hold positions in those institutions as well.

As pointed out in another post, the DNC platform still reads, "the era of big government is over."

Cowards. America is a big country with big problems. It will always have a big government as it should.

What we need to discuss is what makes government work or not work. Over-centralized, unaccountable bureaucracies vs. smart, efficient and most of all, accountable programs would be a good start.

But the party of no spine can't even defend its most basic principles, much less improve upon them. What does "big government" even mean other than code for we give up.

Does anyone here really believe that Halliburton can manage our affairs cheaper and more efficiently than we can? 

I'm all for capitalism until it replaces democracy. Medicare operates at about 3% administrative overhead as opposed to profit based insurance which is somewhere between 15-30%. 

If we can't defend that then we should find another line of work.
 

Here are the "Democrats" who voted for the privatization of Medicare:

Democrats Who Supported Medicare Bill

These 16 House Democrats voted for the Medicare bill:

Cramer (AL), Dooley (CA), Boyd (FL), Marshall (GA), Scott (GA), Alexander (LA), John (LA), Peterson (MN), Pomeroy (ND), Carson (OK), Wu (OR), Davis (TN), Hall (TX), Stenholm (TX), Matheson (UT) and Boucher (VA).

These 11 Senate Democrats voted for the Medicare bill:

Baucus (MT), Breaux (LA), Carper (DE), Conrad (ND), Dorgan (ND), Feinstein (CA), Landrieu (LA), Lincoln (AR), Miller (GA), Nelson (NE) and Wyden (OR).

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My vote goes to UHIP... Universal Health Insurance Program. It is accurately descriptive without any implied ideological bias.

If we could just get past the ideological slugfest, we might be able to garner support for the practical necessity of extending affordable health care to all Americans.

I agree with you all that "healthcare for all" is what we should be selling.  When pressed, though, we should say "y'know, like Medicare for all." 

Here is the healthcare plan:

Step 1:  Get universal system with guaranteed coverage for all.

Step 2:  Make it better. Repeat Step 2 as needed.     

It's much easier to sell people something they already like than it is to sell them something they've never heard of.  Medicare Plus is interesting, but it suggests that we've been screwing old folks for years.  And also, after this administration, nobody's going to trust politicians who say they'll add to the program and people will like it better. 
 

Your arguments against it "Medicare for all" don't undermine Medicare at all as our vehicle for step 1.  "Medicare Plus" is unnecessary and just wonky adding-on.  Stop adding on.  Just get universal health care.  Step 1.  Then Step 2.  

Here's the debunking of your complaints: 

1.  Medicare doesn't cover enough.   Medicare is the basic plan, and people can buy a medigap policy.  Problem solved.

2.  Medicare won't contain costs.  Medicare has held costs down better than the private system has.  Nothing's perfect, but it's an improvement.

3.  Providers will hate added bureaucracy  Um, there's no added bureaucracy.  There's less.  I assume you are unaware that the private market tends to follow Medicare's lead when it comes to regulation, covered devices, payment schedules, etc?  Also, private plans are just as bureaucratic as Medicare--they have 47,000 pages of rules.  How would having a single 47,000 page rule book be more complex than having 10 47,000 page rule books? And also, don't know how to break it to you but the AMA is gonna hate any universal plan, so it's pretty stupid to change our plan to get their support.   

I'm sure Josh will be along any moment to slap petey for the inappropriate rating.

But your contributions focus on talking-down other progressive proposals, not creating a strategy for winning.

A group of soldiers marching come to a river. One guy says it looks pretty deep with a strong current. Another guy says let's send scouts either way to look for a place to ford.

You're the guy talking about the depth and current. You may want to get across the river, but you're not telling me much that's useful. 

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Can an old lady chime in?  My husband and I are pleased with Medicare.  We have our secondary insurance with our state retiree system.  Between the two we do well.  Where we live, we have not run into any doctors who do not take Medicare patients.  Most folks I know who have Medicare do not complain.

By janeboatler from a foreign computer, having forgotten my password. 

I like the idea of the Democratic Party universally supporting

    Affordable
Health Insurance for all. But, almost never in any of our discussions do I see anyone acknowledging the tax increase that will be required. That tax increase will doom any program we propose like a blow torch dooms an ice cube. The only way out is to always include language about how it currently costs you $XXX per month for adequate health care coverage and associated costs, but our plan will only cost you $YYY per month or Z% of your taxable income. We really can't get by with treating people as dummies, unable to notice that there is a very real and high cost to any universal payer health insurance program.

I like "LifeCare". It is in support of what many religious liberals call a consistent ethic of life. As such, if we propose LifeCare Medical Access, it is hard for Republicans to say they are Pro-Life if we they are against LifeCare. It may also force moderate Pro-Life voters to consider whether W's policies are really Pro-Life.

I've always thought something along the lines of "VA-For-All" or "TriCare-For-All" would be a better strategy for Democrats. (VA is the Veterans Affairs health program, while TriCare is the military's health insurance program). 

Although Medicare enjoys wide public approval, lumping universal coverage with Medicare only invites Republican criticisms of government-run medicine.  However, I think a lot of people are aware of the fact that the program faces serious funding difficulties in the years ahead, and Republicans could easily exploit those concerns to kill the proposal, however noble it may be.

The advantage of a proposal like TriCare-For-All is that it hedges against something Republicans would have to seriously think twice about before defiling -- the military.  Can you really imagine them railing against the healthcare bureaucracy of the military?  Plus, compared to most private plans, the VA and TriCare offer comparable benefits and a relatively efficient administrative structure. There was actually a great article a few months back in the Washington Monthly about how the VA has one of the most efficiently-run healthcare programs.  Something to think about...
I've always thought something along the lines of "VA-For-All" or "TriCare-For-All" would be a better strategy for Democrats. (VA is the Veterans Affairs health program, while TriCare is the military's health insurance program). 

Although Medicare enjoys wide public approval, lumping universal coverage with Medicare only invites Republican criticisms of government-run medicine.  However, I think a lot of people are aware of the fact that the program faces serious funding difficulties in the years ahead, and Republicans could easily exploit those concerns to kill the proposal, however noble it may be.

The advantage of a proposal like TriCare-For-All is that it hedges against something Republicans would have to seriously think twice about before defiling -- the military.  Can you really imagine them railing against the healthcare bureaucracy of the military?  Plus, compared to most private plans, the VA and TriCare offer comparable benefits and a relatively efficient administrative structure. There was actually a great article a few months back in the Washington Monthly about how the VA has one of the most efficiently-run healthcare programs.  Something to think about...

Many MD's can't afford to pay high malpractice premiums and pay for their employees healthcare coverage at the rates Medicare pays. Medicare regulations eat up a large cost of the healthcare dollars. As a physician, if I was paid only medicare rates, I would have to shut my practice, as have an increasing number of OB/GYN's across the country.

I think we need a more bold solution than just applying Medicare to the entire population. Remember Medicare does not address the spiralling cost of medications.

There are a number of steps that can be taken to make universal access more feasible. We need greater integration of medical information systems to avoid costly mistakes and needless tests that were done elsewhere. We need to put in place systems that identify best practices that reduce the cost of delivery quality medical care and at the same time reduce the cost. A significant impediment to cost-efficient care is the current system where pharmaceutical companies "educate" physicians to choose the most expensive drug options, while no one advocates cost efficient alternatives that have reached the generic market. If the resources invested by the pharmas to get us to choose expensive "wonder drugs" could be redirected to providing ongoing education in cost effective alternatives, significant reductions in cost would occur.  

I think these steps combined with bargaining to put together options such as the federal insurance panel which is accessible to all would be a good first step. These plans would be purchased directly and the cost of a basic plan would become a tax credit or rebate for those who have not paid taxes.

As I read your comment I wondered if we got employers out of the paying for healthcare would that make fighting unions less an issue or would it make unions less able to attract workers?

I support universal access through multi-payor system with competitive negotiations to create a plan such as Congress has with individuals purchasing and paying for additional coverage above the base plan which becomes an entitlement.  

If we had a single payor, when Jenna Bush is president, will she do to everyone's healthcare what W has done to veteran's healthcare system? How will annual budgets for healthcare and plan features become a political football? What will happen to our healthcare coverage when J, decides to invade New Zealand?

Most VA docs are federal employees, Tri-Care allows patients to choose their own physicians. The Federal plan offered to members of Congress is similar to the Tri-Care plan. Not sure if that plan allows for negotiation of drugs costs though.

You are a doctor who claims to be a Democrat, but up thread said you're fine with not finding a way to ensure equal access to all doctors to all patients.

Sounds like you're fine with a two-tier medical system. I'm not.

You're fine with a two-tier system. I'm not.

It sounds like you're a doctor who's fine with making the health care system "work for working people' as long as you are not one of the doctors who will be providing care to those working people.

If the malpractice insurance industry is the problem preventing equal patient access to doctors, then the govenment needs to start providing malpractice insurance along with offering flood insurance.

It was and is in the national interest to have a flood insurance program. Insurers got out of the flood insurance business. The government took over providing flood insurance. If the government has to do the same thing for malpractice insurance, so be it. One thing. To get those lower malpractice rates, you have to take medicare patients and medicare fee assignment.

Then, you won't have an excuse for not accepting medicare patients (or whatever the name of the next gen gov't health care program is).

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<i>The basic problem is that Medicare as we know it can be pretty easily Harry-and-Louised and Swift Boated.</i>

The problem with this argument is that literally anything can be Harry-and-Louised and Swift Boated, in that those terms refer to campaigns of lies that were unchallenged by the media.  If the Republicans' lies go unchallenged by the media, then there's no possible way for the Democrats to propose anything, inasmuch as the Republicans will instantly begin a campaign of lies against it that goes unchallenged by the media.

What we need is a way to change the current dynamic, in which Republicans are allowed to lie but Democrats aren't.  Otherwise, the Democrats will never be given credit for any "ideas" until they A) control the government and B) find some way to control the agenda.

However, inasmuch as "controlling the agenda" depends entirely on what agenda the media gasbags wants to cover, the only way that any Democratic idea will become the Hip New Idea is if we somehow get a new set of media gasbags.  It's taken the Republicans about thirty years to corner the market on our current gasbags, so it'll be a long arduous struggle before health care can be reformed.

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Or, alternately, we could enlist seven or eight prominent Republicans onto our side.  That seems possible, in that univeral health care would allow the Republicans' friends in monopolistic industry to become more competitive with industries in other countries, but somehow it hasn't happened yet.
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They need to pass a law requiring all hospitals, labs, and doctors to accept Medicare patients, and accept Medicare assigned fees for services. 

This law would be unenforceable.  It would be a law requiring doctors to perform services that are unprofitable at exactly the same rate that they perform services that are profitable.  It wouldn't be long before the only doctors who work within driving distance of a Medicare recipient are complete incompetents.

"claims" hmm, I am a Democrat, and have worked diligently for Democratic party candidates locally and nationally. I did not know that there was a litmus test surrounding this issue.

I wonder why Congress offers its members various plans? Perhaps some people are willing to pay a bit more for greater access, choice of physicians or elective treatment such as various types of fertility treatment.

I agree that the government should provide malpractice coverage for patients. Physician enrollment in the plan should require participation in review panels. If an adverse outcome is determined to be related to malpractice, the physician should be referred to the license board for remedial action. The present situation provides money, but does little to rehabilitate or sanction the offending physician. A second review board comprised of physicians, lawyers, ethicists and public representatives would determine a financial award. In fact, I would hope the means would be available to provide assistance where an adverse outcome effects someone's well being, but is not due to malpractice.

If the resources wasted in the present malpractice battles could be harnessed, we could afford to compensate both those who suffer malpractice and those who suffer adverse outcomes where there is no fault. As access to medical care would be universal, the cost of malpractice awards would be related to negligience and malfeasance and not related to the high cost of continued care.
The problem I have providing coverage to Medicare patients is that I have shared ownership of my practice with non-physicians. This limits me from seeing medicare patients due to the Stark laws. That said, I practice infertility care, see www.ivf.com and thus there is little interest in the present medicare population for my services. And, Medicaid does not cover fertility treatment.
Nevertheless, I think there are good ways that good people can come together and improve not only access to care, but quality of care as well. I serve on the state OB/GYN society and found that the majority of physicians believed that only by electing Republicans would they find relief. Unfortunately, I don't believe that we will find solutions by electing Democrats. Unfortunately there are too many powerful voices in this battle, and patients and their physicians have no real voice.

Rather than fighting from each party's entrenched position, we must first identify goals, such as universal access to high quality care and find solutions that cross party lines.
Please do not wave "Congressional" insurance plans at me. They are an extreme exception to the rule of real medical insurance issues in America. A sick congressman can't lose their seat in Congress just because they get sick. Congressmen that have pre-existing medical conditions get those conditions covered, which also almost never happens in the real world.

You left out the other big characteristic of all this plan choices from insurance companies. They ghettoize people who are actually sick to crap insurance coverage. You know what "choice" of plans really does? It allows health insurance companies to refuse to cover the people who have real health care issues with anything but the poorest insurance packages, if they cover those with pre-existing medical conditions at all.

It's part of the reason there is a 70% unemployment rate among the disabled. That's right... 70% unemplyment rate in the disabled community. Disabled people are not hired by anyone with real health insurance plans. The health insurance rates for everyone in that company would be jacked up if they hire someone with a less than optimal medical history, so, any those with almost optimal medical histories are getting hired for good management level jobs.
That's the reason there need to be ONE health care plan. The costs of providing health care to all people need to be supported by all people to make it affordable to people when they really need it.

My position in the equal access for Medicare is specifically derived from what I discussed elsewhere in the thread about the ghettoizing of the sick to either poor insurance plans/no insurance, or Medicare/Medicaid. Cherry picking by insurance companies has created such imbalances that people with any significant illness or injury in their medical histories can never get a job again with a company that offers decent health insurance. Clinton's law allowing Medicare to follow a disabled person to work helps a little, but not much. Medicare coverage means you take what health care there is wherever you can find, and you stand in line and wait for it. Anyone that has to see a doctor regularly to maintain a health issue can't keep a job, because of all the lines they have to stand in and hoops they have to jump through to get medical treatment on Medicare.

Something has to be done. Anyone that gets serious sick or injured once in the US right now has their life as they knew it end. They never have a chance to do anything but subsistance living again. 

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That seems possible, in that univeral health care would allow the Republicans' friends in monopolistic industry to become more competitive with industries in other countries, but somehow it hasn't happened yet.

One would think that big business would embrace universal care, but you're right--it hasn't happened, and won't anytime soon, IMO.  I can think of several reasons:

(1) We often talk of people voting Republican against their self-interest.  This applies to corporations as well--perhaps even more so, as they generally enjoy, shall we say, closer relationships with the power structure than do ordinary citizens.
 
(2) The number of firms that would receive real competitive benefit from universal care is limited.  Most manufacturing can be offshored, and most services can’t be, so universal care wouldn’t generally give Company A a leg up on Company B.
 
(3) Never underestimate the truism, “Better the devil you know, than the devil you don’t.”

Maybe you have supported progressive candidates. I don't know.

I know I saw my mom get fired the day her MS diagnosis came down. Her cause of termination wasn't the MS. They made one up. They didn't need much. It was a "right to work" state. She couldn't get a lawyer that would even consider taking the case. She never worked again.

I simply don't have a lot of patience for your point of view... even from Democrats with your point of view.

I've thought about this quite a bit, and I think that as an organizing principle any variation on "Medicare for all" or "universal coverage for all" is deeply flawed. Before you slam me, please note that I'm not saying that universal care is a bad thing: I'm simply saying that it organizes around the wrong idea and it doesn't resonate with much of the public. In particular, it doesn't necessarily resonate with those who already have coverage. Before you propose any solution, you have to get agreement on what the problem is, and not everyone agrees the problem is lack of universal coverage. What's a problem statement that will resonate with everyone? I think it's this.

I believe that if everyone had this image in their head, they'd understand that saying that we have a coverage problem, or a cost problem, or a quality of care problem is too limiting: what we have a value problem. We get lousy bang for our buck, and whether you're lower, middle, or wealthy class, whether Democrat or Republican, whether urban, suburban, or rural, as long as you spend money you understand that poor value is a bad thing.

You can already see elsewhere in this thread that many commenters think universal care is too expensive. This graph answers that, and says that other countries are spending far less than we and getting roughly the same overall benefit. We're getting bad value for our money. Note also that this doesn't say that we're spending too much on health: I don't care if we spend 40% more than any other country on health as long as we get 40% more healthiness than any other country. I don't mind paying for improved quality if I get that quality and you shouldn't, either. However, if we aren't going to get 40% more healthiness, then we damn sure ought to look for ways to reorganize our health delivery system to give us lower cost for the same amount of healthcare. That would deliver better value. Universal care is one of the ways to get better value, along with consolidated payer, along with improved quality. You can't Harry-and-Louise bad value.

By the way, don't think that these results are specific to life expectancy: on every population-wide health indicator, we're about in the middle of other developed countries except on cost. For example, see this.

 

CDR Adama wrote:

"There's a lot of businesses that are realizing that universal health care is the best option for their bottom line."
 
Really?  Which ones?  And what are they now doing about it?  I wonder if there are individual or organized efforts, coming from any part of the political spectrum, to reach out to businesses of all sizes to make the case that it is very much in their interests to overcome their ideological aversion to government and support a single-payer universal coverage approach to this issue?  

Does anyone out there know of any such efforts?  If significant segments of the business community can be enlisted to help fight this fight that could make a decisive difference.  Without this kind of support, defeating the private insurance lobby may well turn out to be too tall of an order.

Also, what would very likely be good for their bottom lines would be replacing an employer-provided approach with a single-payer financing method, not adopting just any sort of universal coverage approach.  Small and medium-sized businesses have other concerns as well that are indirectly related to their bottom line, such as being able to compete on more of a level playing field for the employees they want to hire. 

merploe wrote: "If we had a single payor, when Jenna Bush is president, will she do to everyone's healthcare what W has done to veteran's healthcare system?"

If she guts it the public can decide how it will respond to that.  I suspect she would get significant pushback from members of her own party up in the next election.

mperloe wrote: "How will annual budgets for healthcare and plan features become a political football?"

There would be fights about it.  So what?  At least they would be ones whose outcomes the public would have some opportunity to do something about if it decides their elected representatives got it wrong.

mperloe wrote: "What will happen to our healthcare coverage when J, decides to invade New Zealand?"

If she messes with it, same answer as to the first question.

I can't speak for others, but as far as I am concerned there is no litmus test on this issue of the sort CDR Adama implied. 

Having said that, opposing a single-payer approach to financing because it might make it harder for unions to organize is an argument I can't accept.  People who actually are union organizers could answer this question better than I can but it would seem to me that if single-payer helps put their employer on a sounder footing, with greater possibility of staying in business for awhile, that is something its employees would favor, no, if they have health insurance that in any case follows them wherever they go? 

And if we do get single payer, unions will hardly be left without work to do, even on health care.  They could play a powerful role in helping get the best deal possible for people covered under a universal, single-payer system--a role which I suspect would be much appreciated by both current and prospective union members. 

Greg, I appreciate your reply.  And, no, I was not under the impression from what you've written that you are somehow less than fully committed to universal coverage.

In determining which universal coverage plan to get behind doesn't it makes sense, though, to give preference to proposals which are more likely to promote employment (by getting rid of one of the huge disincentives to hire people), decrease job insecurity somewhat, enhance employment opportunities for people with Scarlett letter health issues they have to carry around with them, and remove a disincentive for would-be entrepreneurs?  Don't the purported effects of a particular universal coverage proposal on the well being of working people, businesses and the economy as a whole count for a lot in deciding which kind of universal coverage proposal to get behind?

After all, beyond figuring out which sound bite to lead with, to win the public debate we are going to need to hammer home a few key talking points on why our proposal is the best way to go, right?  

I agree wholeheartedly that any plan must include:

PORTABILITY: The plan is not related to employment. If you are responsible for chosing and paying for a plan. It is yours. It is not related to a specific employer.  This would do away with coverage under ERISA where an entirely different set of rules apply.

NO PRE-EXISTING CONDITION CLAUSE: I am not sure if this is statewide or national, but if you have insurance in force, you are not subject to pre-existing condition clauses. If you do not have coverage, then you're screwed. As everyone under such a plan would be covered at some level, PEC, should just not be possible.

PICK & CHOOSE: Under a congressional type plan, insurance carriers would not be able to pick and choose clients. All chronic disease coverage and medication would be covered by any plan.

I agree that the congressional plan is based on continued employment, but what I am suggesting is not employer based, rather individual based. A basic plan is provided as an entitlement to all Americans (illegals???) and people could buy up.

I really don't expect we can bring about radical change where all hospitals become federal facilities and all physicians federal employees and everyone gets care in a clinic. In Canada, there is a level of guaranteed care by government facilities, yet people can buy additional coverage to obtain care in a private facility.  

Carl, focusing on what you conclude are peoples' motives in a forum such as this seems for the most part unhelpful. 

What makes you believe you really can know what other peoples' motives are based solely on what they write on these kinds of forums?  If the wording of a post is antagonistic without laying out specific points of disagreement then we can all draw our own inferences.  I would hope most of that stuff would get thrown out.   
 
If you don't agree with what someone else is saying I hope you'll instead focus on saying why not instead of impuning their motives.   

Valid point.  I think the core of the response is to say that as it is consumers pay through the nose for employer-subsidized health care as part of the cost of buying goods and services.  We propose closing down corporate welfare and/or reinstituting progressive taxation (by repealing the Bush tax cuts for the wealthy for starters) to make sure taxes on working, middle-class Americans would not go up. 

That's the core of the response.  I recognize that already with the above, you've already lost most folks.  Someone smart could figure out how to soundbite the essence of that response for public consumption.

I agree this is a core issue for any issue on the progressive agenda these days, not just health care.  Folks out there who've been saying in essence that we could have the "ideal" presidential nominee and have that person come out of a general election campaign looking like Charles Manson to 30% (containing within it the death wish cultist wing of the electorate or whatever that wonderful phrase was that someone here used) of the electorate was right.  A friend of mine who is doing activism on media awareness says "Whatever is your first issue, media reform is your second issue."   

Yes--to legitimize a sensible, well thought-out single payer universal coverage proposal as mainstream, common sense, eminently doable stuff. 

I would say we need a group of respected and committed CEOs on our side.  The way the White House treats dissident Republicans--and the way most of them have acquiesced--I don't see how we can hold out much hope of getting any sitting Republican reps or senators to come out in support of a single-payer, universal coverage approach.  Even though, as you suggest, this would be an entirely rational and smart thing to support for a pro-business elected official. 

A universal health insurance plan would be an extremely costly program, much more so than Medicare, and comparable to Social Security. Both of those programs are paid by dedicated taxes, as should be the universal health insurance program. Otherwise, the program faces annual threats of budget cuts, and it would be very vulnerable to such cuts. Therefore, we need to specify what that tax program would be, and balance that with the savings we each would see in reduced health care cost and increased income.


California now has a bill before our state legislature to provide a California only health care insurance plan. I see this as a major mistake - we have a national problem and it requires a national program to correct it. Our efforts need to be directed to that national program and not to state programs.

Hoppy:

You wrote: "Both of those programs are paid by dedicated taxes, as should be the universal health insurance program. Otherwise, the program faces annual threats of budget cuts, and it would be very vulnerable to such cuts."
 
A dedicated tax might be a good way to go.   

But I'm not sure it would be necessary.  What would protect single-payer health insurance from annual threats of budget cuts is the real possibility of a backlash against the decisionmakers if the public does not accept the necessity of such cuts. 

Plus, a downside of a dedicated tax is that it would be a new tax.  Paying for single payer by repealing the Bush tax cuts on wealthy and getting rid of corporate welfare, by contrast, has more of restorative emphasis in the first case and a common sense, pro-taxpayer, good government aura in the latter case. 

You also wrote:

"California now has a bill before our state legislature to provide a California only health care insurance plan. I see this as a major mistake - we have a national problem and it requires a national program to correct it. Our efforts need to be directed to that national program and not to state programs."

Do you disagree with the counter-argument that a successful demonstration of single-payer, universal coverage in one or two states could go a long ways--and might even be politically necessary--to take the sting out of the case the doomsayers will make?  If so, why?

I apologize for going off on a tangent from this Medicair thread....

I am wondering why we can't utilize the outsourcing concept to lower health care costs in America?

Why can't we:

* Import less costly nurses (and doctors if they meet up to the same standards)
* Export patients

Importing professionals would take the form of issuing green cards to professionals who meet our standards, with an agreement that they work at 50% of their American citizen counterparts pay.

Exporting patients would take the form of american health insurance companies covering healthcare offered in mexico and canada.

?

A shortage of physicians does not appear to be a significant factor in the cost of American health care, so increasing their number wouldn't necessarily lower costs (or raise quality, for that matter). In fact, when one controls for the type of specialty, physician charges tend to increase with the physician-to-population ratio.

Yes, I disagree with having a couple of states demonstrate a single payer system. First of all, California's plan, as presented in the Senate bill, isn't really single payer. It is a complex system with insurance companies a part of the mix. I can't see the logic with keeping non-value added parts of the health care system if we really want to control the costs. And, I can't see how it can work for either Californians sick in Oklahoma or New Yorkers sick in California. In addition, we would still be paying for Medicare, but would not be getting the benefit of it. And, such a program does nothing I can see to control health care costs, which is really the major problem.

Hoppy:

Thank you for replying.

Your argument seems to be against the California proposal, which by your description is not a single payer approach, rather than against single-payer experiments in one or more states as a strategy to precede a national single-payer push, which was the subject of my question.

BTW as I indicated in an earlier post I am not assuming that it is possible to try single-payer for a single state, given the federal government's role via Medicare and Medicaid among other factors, perhaps.  Those who are deeper into this issue than I am hopefully can address that question.

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